Rate Sheet


1	RATES UPDATED AS OF November 14, 2025
2
3		1 Year	2 Year	3 Year	4 Year	5 Year
4	Current Best Rate Available	2.95	3.16	3.31	3.36	3.50
5	Institution
6	B2B Bank ($1,000 Min)	2.76	3.10	3.22	3.15	3.30
7	BMO Mortgage Corp. ($1,000 Min)	2.00	2.00	2.00	2.00	2.00
8	BMO Trust ($1,000 Min)	2.00	2.00	2.00	2.00	2.00
9	Bank of Montreal ($1,000 Min)	2.00	2.00	2.00	2.00	2.00
10	Bank of Nova Scotia Agt ($1,000 Min)	2.45	2.65	2.80	2.85	3.00
11	Bridgewater Bank ($5,000 Min)	2.95	3.05	3.31	3.15	3.48
12	Coast Capital Svgs Agt. ($5,000 Min)	2.75	2.85	2.95	3.00	3.05
13	Coast Capital Svgs Agt. ($100,000 Min)	2.75	2.85	2.95	3.00	3.05
14	Community Trust ($5,000 Min)	2.80	3.04	3.16	3.23	2.90
15	Community Trust ($50,000 Min)	2.90	3.14	3.26	3.33	3.00
16	Concentra Bank ($5,000 Min)	2.87	3.13	3.28	3.36	3.50
17	Effort Trust ($1,000 Min)	2.60	2.60	3.10	2.60	2.60
18	Equitable Bank ($1,000 Min)	2.87	3.13	3.28	3.36	3.50
19	Equitable Trust ($1,000 Min)	2.87	3.13	3.28	3.36	3.50
20	Fairstone Bank of Canada ($3,500 Min)	2.89	3.11	3.24	3.30	3.44
21	FirstOntario CU ($5,000 Min)	2.85	3.02	3.11	3.17	3.26
22	General Bank of Canada ($5,000 Min)	2.89	3.13	3.18	3.00	3.35
23	Haventree Bank ($5,000 Min)	2.86	3.15	3.28	3.32	3.47
24	Home Trust Company-Agent ($1,000 Min)	2.89	3.11	3.24	3.30	3.44
25	Innovation Federal CU ($1,000 Min)	2.75	2.80	2.90	3.00	3.00
26	Laurentian Bk Agent Ser ($1,000 Min)	2.76	3.10	3.22	3.15	3.30
27	League Savings & Mort ($5,000 Min)	2.92	3.16	3.29	2.50	2.50
28	MCAN Mortgage Corp. ($5,000 Min)	2.85	3.09	3.24	3.29	3.42
29	Manulife Bank Agt. ($2,500 Min)	2.40	2.75	2.85	2.90	3.15
30	Manulife Trust Co. Agt. ($2,500 Min)	2.40	2.75	2.85	2.90	3.15
31	Meridian Credit Union ($5,000 Min)	2.86	3.11	3.24	3.30	3.44
32	National Bank Agent Ser ($1,000 Min)	2.40	2.60	2.70	2.85	2.95
33	RFA Bank of Canada ($1,000 Min)	2.91	3.16	3.28	3.33	3.30
34	VersaBank ($1,000 Min)	2.91	3.14	3.26	3.31	3.36