Rates


1	VISA	APR*
2	Platinum ¹	4.90% Intro APR - 6 months. 10.40% thereafter
3	Classic ²	16.00%
4	Business ³	10.75%
5	*APR is annual percentage rate. No annual fee. Rate is subject to change. ¹ Platinum Visa has a 4.90% introductory APR for purchases and cash advances for a period of six billing cycles, after which the APR will be 10.40%. Platinum Visa has a 4.90% introductory APR for balance transfers for a period of 12 billing cycles, after which the APR will be 10.40%. The APR will vary with the market based on the Prime Rate. ² Visa Classic has a fixed rate of 16.00% APR for purchases and cash advances. Visa Classic has an introductory 8.90% APR for balance transfers for a period of 12 billing cycles, after which the APR will be 16.00%. Click for consumer disclosure. ³ Business Visa APR will vary with the market based on the Prime Rate. Click for the Business Visa Disclosure. All rates effective 1/4/2026 and are subject to change without notice.

1

VISA

APR*

2

Platinum ¹

4.90% Intro APR - 6 months. 10.40% thereafter

3

Classic ²

16.00%

4

Business ³

10.75%

5

*APR is annual percentage rate. No annual fee. Rate is subject to change.
¹ Platinum Visa has a 4.90% introductory APR for purchases and cash advances for a period of six billing cycles, after which the APR will be 10.40%. Platinum Visa has a 4.90% introductory APR for balance transfers for a period of 12 billing cycles, after which the APR will be 10.40%. The APR will vary with the market based on the Prime Rate.
² Visa Classic has a fixed rate of 16.00% APR for purchases and cash advances. Visa Classic has an introductory 8.90% APR for balance transfers for a period of 12 billing cycles, after which the APR will be 16.00%. Click for consumer disclosure.
³ Business Visa APR will vary with the market based on the Prime Rate. Click for the Business Visa Disclosure. All rates effective 1/4/2026 and are subject to change without notice.