ABCDEFGHIJKLMNOPQRSTUVWXYZAA
1
What's is this chart?
This chart shows estimated fund returns after taxes and management fees.

Y-axis: Marginal tax rate
X-axis: Hypothetical fund returns
Data: Retruns after taxes and management fee. Green denotes out performing the S&P, red denotes underperforming.
2
Fund Returns
3
Single Incomemarried incomeMarginal Tax RateState tax rateTotal tax rate8%9%10%11%12%13%14%15%16%17%18%19%20%21%22%23%24%25%26%27%28%
4
86,000172,00022.00%4%26.00%4.90%5.64%6.37%7.10%7.83%8.56%9.29%10.02%10.75%11.48%12.21%12.94%13.67%14.40%15.13%15.86%16.59%17.33%18.06%18.79%19.52%
5
165,000330,00024.00%4%28.00%4.74%5.46%6.17%6.88%7.59%8.30%9.01%9.72%10.43%11.14%11.85%12.56%13.27%13.98%14.69%15.40%16.11%16.83%17.54%18.25%18.96%
6
209,000418,00032.00%4%36.00%4.10%4.74%5.37%6.00%6.63%7.26%7.89%8.52%9.15%9.78%10.41%11.04%11.67%12.30%12.93%13.56%14.19%14.83%15.46%16.09%16.72%
7
314,000628,00035.00%4%39.00%3.86%4.47%5.07%5.67%6.27%6.87%7.47%8.07%8.67%9.27%9.87%10.47%11.07%11.67%12.27%12.87%13.47%14.08%14.68%15.28%15.88%
8
(+)37.00%4%41.00%3.70%4.29%4.87%5.45%6.03%6.61%7.19%7.77%8.35%8.93%9.51%10.09%10.67%11.25%11.83%12.41%12.99%13.58%14.16%14.74%15.32%
9
10
Example 1-year return
11
Try it yourself
File > "Make a copy"
Initial Fund Investment25% returnsAnnual Mgmt Feefinal totalafter tax, after fee returnsAnnual Mgmt Fee
12
Initial Investment$10,000pre-tax$10,000$12,500$1180.94%
13
Returns25%after-tax$10,000$11,850$118$11,73317.33%
14
tax rate26%
15