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Offer / List Price$495,500
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Est. Annual Taxes$1,524
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Ron Cardozo, NMLS # 34541
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Office - 913-712-0307
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Mobile - 913-710-5626
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First Bank
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NMLS #551928
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To view this property or any others please contact Sharone Fischer @ 573-533-1568
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30424 Hartford Road Gravois Mills, MO 65037 - 30 day close
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Sale Price $ 495,500 $ 495,500 $ 495,500 $ 495,500
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Down Payment $ 24,775 5.0% $ 99,100 20.0% $ 49,550 10.0% $ 123,875 25.0%
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Base Loan Amount $ 470,725 95.0% $ 396,400 80.0% $ 445,950 90.0% $ 371,625 75.0%
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Total Loan Amount $ 470,725 $ 396,400 $ 445,950 $ 371,625
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Ronald Cardozo
Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
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MI - Mortgage Insurance Primary Residence Second Home
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Mortgage Program
30 Year Fixed Conv
30 Year Fixed Conv
30 Year Fixed Conv
30 Year Fixed Conv
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Initial Interest Rate6.375%6.375%6.750%6.750%
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Origination *0.125%0.125%0.125%0.125%
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Discount *0.000%0.000%0.000%0.000%
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Annual Percentage Rate6.709%6.442%7.155%6.822%
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Ronald Cardozo
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Term360360360360
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Estimated Monthly Payment $ 3,426 $ 2,868 $ 3,396 $ 2,806
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Itemization below
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Principal & Interest $ 2,937 $ 2,473 $ 2,892 $ 2,410
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Property Taxes $ 127 $ 127 $ 127 $ 127
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Hazard Insurance $ 268 $ 268 $ 268 $ 268
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Mortgage Insurance $ 94 $ - $ 108 $ -
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HOA Fees Paid Separately $ 25 $ 25 $ 25 $ 25
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Estimated Cash to Close $ 33,781 $ 107,881 $ 58,527 $ 132,620
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Itemization Below: Excluding Seller Contributions
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Down Payment $ 24,775 $ 99,100 $ 49,550 $ 123,875
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Lender Cost|Credit $ 588 $ 496 $ 557 $ 465
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Earnest Money Deposit $ - $ - $ - $ -
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Seller Credit $ - $ - $ - $ -
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Lender's Fees Total $ 1,215 Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo Ronald Cardozo
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Underwriting Fee $ 1,070 $ 1,070 $ 1,070 $ 1,070
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Third Party Verification Fee $ 100 $ 100 $ 100 $ 100
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Courier Fee $ 45 $ 45 $ 45 $ 45
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Third Party Fees Total $ 1,845 Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo Ronald Cardozo
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Appraisal Fee $ 500 $ 500 $ 500 $ 500
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Tax Service Fee $ 79 $ 79 $ 79 $ 79
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Closing / CPL $ 350 $ 350 $ 350 $ 350
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Lender's Title Policy $ 825 $ 825 $ 825 $ 825
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MERS / Courier Fee $ 12 $ 12 $ 12 $ 12
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Credit Report / Flood Cert $ 79 $ 79 $ 79 $ 79
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County and Recording Fees $ 385 Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo Ronald Cardozo
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Transfer Fees (KS Only) $ - $ - $ - $ -
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Recording Fee $ 385 $ 385 $ 385 $ 385
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Ronald Cardozo
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Estimated Prepaid Items $ 4,972 Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo Ronald Cardozo
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10/Days Prepaid Interest $ 834 $ 702 $ 836 $ 697
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3/Mos Property Tax $ 381 $ 381 $ 381 $ 381
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First Year's Worth of Home Owners Insurance $ 3,221 $ 3,221 $ 3,221 $ 3,221
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2/Mos Hazard Insurance $ 537 $ 537 $ 537 $ 537
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Ronald Cardozo
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Owner's Title Policy $ 975 $ 975 $ 975 $ 975
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(Typically a Sellers Expense) Ronald Cardozo Ronald Cardozo
Payment Flyer Created by Ron Cardozo MLS#34541 - 913-710-5626
 Ronald Cardozo Ronald Cardozo
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Real Estate Broker Admin Fee $ - $ - $ - $ -
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Upfront Mortgage Insurance $ - $ - $ - $ -
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(Financed into the loan) Ronald Cardozo Ronald Cardozo Ronald Cardozo Ronald Cardozo
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Max Seller Paid Closing Costs Available $ - $ - $ - $ -
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This information is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by section 226.2 of Regulation Z. Interest rates and points are subject to change without notice and should be used for comparative purposes only. All figures are estimates and may vary based on final sales price. * APR means Annual Percentage Rate and includes prepaid fees totaling $1,320. Private Mortgage Insurance (PMI) based on 2 borrowers assumes constant payment for the life of the loan. These calculations are for example purposes only and do not constitute a loan application, an offer or commitment to make a loan or guarantee of any kind that a written loan commitment will be issued. Rates, terms and conditions are subject to change without notice. All rates offered will be based on a thirty (30) day rate lock and a FICO of 780.
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Payment Flyer Created on 02/01/2024 at 3pm, please confirm current rates and terms.
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