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CarrierPlaniPhone 14 Pro Max 128GBPhone DiscountiPhone 11 64GB Trade-In ValueRecurring Promotional CreditNet Monthly Device PaymentMonthly Plan (with discounts)Taxes & fees on monthly planActivation FeeMonthly Cost for 36 monthsMonthly Cost for 24 months36 Month Cost24 Month CostPrepaid Savings³
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Verizon⁶5G Play More$1100$0-$800$0$8$85$14$35$109N/A$3908N/A$1898
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VisibleVisible+$1100-$200-$150$0$21$35$0$0$56N/A$2010N/A
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Verizon⁶Welcome Unlimited$1100$0-$134$0$27$70$12$35$110N/A$3967N/A$2317
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VisibleVisible$1100-$200-$150$0$21$25$0$0$46N/A$1650N/A
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T-Mobile⁵Magenta Max$1100$0-$105-$29$17$85$0$35N/A$103N/A$2476$140
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Metro¹Unlimited (20GB Hotspot)$1100-$200-$105$0$37$60$0$0N/A$97N/A$2336
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T-Mobile⁵Essentials$1100$0-$105-$29$17$60$11$35N/A$89N/A$2143$783
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Metro¹Base Plan$1100$0-$105-$29$17$40$0$0N/A$57N/A$1361
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AT&TUnlimited Premium$1100$0-$800$0$8$85$14$35$109N/A$3908N/A$98
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Cricket²More$1067$0$0$0$44$60$0$0N/A$104N/A$2507
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AT&TUnlimited Starter$1100$0-$800$0$8$65$12$35$86N/A$3099N/A$39
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Cricket²10GB (no hotspot)$1067$0$0$0$44$40$0$0N/A$84N/A$2027
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Boost⁴Unlimited$1067$0$0$0$44$25$0$0N/A$71N/A$1702
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1. Metro web site is unclear about financing options, assumed 24 months, same as T-Mobile Postpaid.
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2. Cricket does not offer financing. I used Apple's 24 month 0% financing with 3% cash back on Apple Card.
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3. Prepaid savings for Cricket versus AT&T are based on 2/3 of 36 months of AT&T service.
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4. Boost does not offer financing. I used Apple's 24 month 0% financing with 3% cash back on Apple Card.
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5. T-Mobile will be eliminating their autopay discount, for credit card payments, after May 2023. Never link a bank account to a wireless carrier.
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6. Verizon has no autopay discount when you pay with a credit card. That discount is not included. Never link a bank account to a wireless carrier.
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