Sample Budget
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First Half of Month2nd Half of Month
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ITEMACTUALBUDGETVARIANCEACTUALBUDGETVARIANCE
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INCOME
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Salary1231.23 12001231.23 1200
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Extra Income25.00 00.00 0
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1256.23 120056.23 1231.23 120031.23
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CHARITABLE GIFTS
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Church50.00 500.00 0.00 00.00
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Organization0.00 00.00 25.00 250.00
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Organization0.00 00.00 25.00 250.00
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Organization0.00 00.00 0.00 00.00
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General Giving0.00 00.00 25.00 250.00
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SUB-TOTAL50.00 500.00 75.00 750.00
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SAVINGS
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General Savings Account0.00 00.00 150.00 1500.00
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College Fund0.00 00.00 50.00 500.00
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College Fund0.00 00.00 50.00 500.00
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Christmas Gifts 0.00 00.00 40.00 400.00
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SUB-TOTAL0.00 00.00 290.00 2900.00
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DEBT
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Debt #1167.98 1702.02 0.00 00.00
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Debt #20.00 00.00 194.23 2005.77
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Debt #30.00 00.00 100.00 1000.00
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SUB-TOTAL167.98 1702.02 294.23 3005.77
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HOUSING
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Mortgage650.00 6500.00 0.00 00.00
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HOA Dues 0.00 00.00 0.00 00.00
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SUB-TOTAL650.00 6500.00 0.00 00.00
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UTILITIES
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Electricity0.00 00.00 119.65 1255.35
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Water0.00 00.00 27.55 25(2.55)
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Home Phone0.00 00.00 0.00 00.00
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Cell Phone0.00 00.00 39.77 400.23
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Internet0.00 00.00 0.00 00.00
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Satellite0.00 00.00 36.53 403.47
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SUB-TOTAL0.00 00.00 223.50 2306.50
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First Half of Month2nd Half of Month
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ITEMACTUALBUDGETVARIANCEACTUALBUDGETVARIANCE
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Gas Schedule:Entertainment Schedule:
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TRANSPORTATIONFirst HalfFirst Half
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Wife Car0.00 00.00 0.00 00.00 Date:Amount:Date:Payee:Amount:
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Husband Car 0.00 00.00 0.00 00.00 12/3123.22 Cash20.00
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Wife's Gas 58.56 0(58.56)74.75 60(14.75)1/1335.34 1/3Hotel75.34
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Car Insurance75.00 750.00 0.00 00.00
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SUB-TOTAL133.56 75(58.56)74.75 60(14.75)
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CASH ITEMS
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Miscellaneous20.00 200.00 20.00 200.00 Total58.56
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Gifts15.00 150.00 15.00 150.00
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Entertainment95.34 20(75.34)27.43 20(7.43)
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Clothes50.00 500.00 50.00 500.00
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Groceries100.00 1000.00 100.00 1000.00 Gas Schedule:Total95.34
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Baby20.00 200.00 20.00 200.00 Second Half
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Cash for Gas75.00 750.00 75.00 750.00 Date:Amount:Entertainment Schedule:
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SUB-TOTAL375.34 300(75.34)307.43 300(7.43)1/1833.58 Second Half
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1/2841.17 Date:Payee:Amount:
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LIFE INSURANCECash20.00
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Husband's Life Insurance47.61 502.39 0.00 00.00 1/24Starbucks 7.43
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Wife's Life Insurance0.00 00.00 24.89 250.11
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SUB-TOTAL47.61 502.39 24.89 250.11
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Total74.75
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VARIOUS EXPENSES
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Total VE Divided by 12 0.00 00.00 75.00 750.00 Calculator:
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Medical Expenses 0.00 00.00 0.00 4040.00 21.34
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Overages0.00 2525.00 0.00 00.00 17.24
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SUB-TOTAL0.00 2525.00 75.00 11540.00
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Total27.43
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TOTAL1256.51 1150(106.51)1070.57 109524.43
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TOTAL VARIANCE50.00 (0.28)105.00 160.66 38.58
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GRAND TOTAL VARIANCE160.38
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