ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
Finiqa
2
3
MonthsOct 2025Nov 2025Dec 2025Jan 2026Feb 2026Mar 2026Apr 2026May 2026Jun 2026Jul 2026Aug 2026Sep 2026Total year
4
5
Owner's investments£40,000£40,000£80,000
6
7
Income£400£800£1,200£8,000£10,000£12,000£37,800£43,200£48,600£112,000£123,200£134,400£531,600
8
 Site visitors2,0004,0006,0008,00010,00012,00014,00016,00018,00020,00022,00024,000156,000
9
 Conversion to an order, %1.0%1.0%1.0%2.0%2.0%2.0%3.0%3.0%3.0%4.0%4.0%4.0%2.5%
10
 Number of orders2040601602002404204805408008809604,800
11
 Conversion to payment, %10.0%10.0%10.0%20.0%20.0%20.0%30.0%30.0%30.0%40.0%40.0%40.0%25.0%
12
 Payments number2463240481261441623203523841,620
13
 Average bill£200£200£200£250£250£250£300£300£300£350£350£350£275
14
15
Expenses£6,320£10,340£14,360£19,120£23,200£27,280£32,560£36,740£40,920£47,000£51,320£55,640£364,800
16
 Suppliers£20£40£60£320£400£480£1,260£1,440£1,620£3,200£3,520£3,840£16,200
17
 Employees' salary£1,000£1,000£1,000£1,500£1,500£1,500£2,000£2,000£2,000£2,500£2,500£2,500£21,000
18
 Advertisement£4,000£8,000£12,000£16,000£20,000£24,000£28,000£32,000£36,000£40,000£44,000£48,000£312,000
19
 Office rent£1,000£1,000£1,000£1,000£1,000£1,000£1,000£1,000£1,000£1,000£1,000£1,000£12,000
20
 Other expenses£300£300£300£300£300£300£300£300£300£300£300£300£3,600
21
22
 Taxes 19%£0£0£0£0£0£0£996£1,227£1,459£12,350£13,657£14,964£44,654
23
24
Profit-£5,920-£9,540-£13,160-£11,120-£13,200-£15,280£4,244£5,233£6,221£52,650£58,223£63,796£122,146
25
 Profitability, %-1480%-1193%-1097%-139%-132%-127%11%12%13%47%47%47%23%
26
27
Account balancies
28
 Start of month£0£34,080£24,540£11,380£40,260£27,060£11,780£16,024£21,257£27,478£80,128£138,3510
29
 End of month£34,080£24,540£11,380£40,260£27,060£11,780£16,024£21,257£27,478£80,128£138,351£202,146202,146
30
31
32
Explanations to the financial model:Is the business growing?
33
In the example above:
- traffic grows by 2,000 visitors per month;
- conversion to an order increases quarterly by 1%, and in payments - by 10%;
- the average bill increases quarterly by £50 		Are you tired of spreadsheets?
34
Try the online financial accounting service for free
35
https://finiqa.com/
36
The costs for suppliers are indicated at the rate of £10 for each order.
Advertising costs are indicated at the rate of £2 for each visitor.		✓ integration with banks
✓ automated reports
✓ cash gap forecast
37
38
At the beginning, the owner invested £40,000 .
Then he invested another £40,000 rubles in 4 months to close the cash gap.
39
40
The business becomes profitable for the 7th month.
41
At the end of the year, the owner returned the invested £80,000 and earned about £134,000
42
Input your data and see the indicators of your business!
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100