| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Year | Age | FICA % | Taxable Income | Yearly Withdrawls | ROR % | ROR $ | 301k Payments | 301k Portfolio | Graduation Bonus? | ||||||||||||
2 | 2030 | 20 | 10 | $10,000 | $1,000 | 8% | $80 | $0 | $1,080 | |||||||||||||
3 | 2031 | 21 | 10 | $10,000 | $1,000 | 8% | $166 | $0 | $2,246 | |||||||||||||
4 | 2032 | 22 | 10 | $10,000 | $1,000 | 8% | $260 | $0 | $3,506 | |||||||||||||
5 | 2033 | 23 | 10 | $10,000 | $1,000 | 8% | $360 | $0 | $4,867 | |||||||||||||
6 | 2034 | 24 | 10 | $10,000 | $1,000 | 8% | $469 | $0 | $6,336 | |||||||||||||
7 | 2035 | 25 | 10 | $10,000 | $1,000 | 8% | $587 | $0 | $7,923 | |||||||||||||
8 | 2036 | 26 | 10 | $10,000 | $1,000 | 8% | $714 | $0 | $9,637 | |||||||||||||
9 | 2037 | 27 | 10 | $10,000 | $1,000 | 8% | $851 | $0 | $11,488 | |||||||||||||
10 | 2038 | 28 | 10 | $10,000 | $1,000 | 8% | $999 | $0 | $13,487 | |||||||||||||
11 | 2039 | 29 | 10 | $10,000 | $1,000 | 8% | $1,159 | $0 | $15,645 | |||||||||||||
12 | 2040 | 30 | 10 | $10,000 | $1,000 | 8% | $1,332 | $0 | $17,977 | |||||||||||||
13 | 2041 | 31 | 10 | $10,000 | $1,000 | 8% | $1,518 | $0 | $20,495 | |||||||||||||
14 | 2042 | 32 | 10 | $10,000 | $1,000 | 8% | $1,720 | $0 | $23,215 | |||||||||||||
15 | 2043 | 33 | 10 | $10,000 | $1,000 | 8% | $1,937 | $0 | $26,152 | |||||||||||||
16 | 2044 | 34 | 10 | $10,000 | $1,000 | 8% | $2,172 | $0 | $29,324 | |||||||||||||
17 | 2045 | 35 | 10 | $10,000 | $1,000 | 8% | $2,426 | $0 | $32,750 | |||||||||||||
18 | 2046 | 36 | 10 | $10,000 | $1,000 | 8% | $2,700 | $0 | $36,450 | |||||||||||||
19 | 2047 | 37 | 10 | $10,000 | $1,000 | 8% | $2,996 | $0 | $40,446 | |||||||||||||
20 | 2048 | 38 | 10 | $10,000 | $1,000 | 8% | $3,316 | $0 | $44,762 | |||||||||||||
21 | 2049 | 39 | 10 | $10,000 | $1,000 | 8% | $3,661 | $0 | $49,423 | |||||||||||||
22 | 2050 | 40 | 10 | $10,000 | $1,000 | 8% | $4,034 | $0 | $54,457 | 50/50 winnings? | ||||||||||||
23 | 2051 | 41 | 10 | $10,000 | $1,000 | 8% | $4,437 | $0 | $59,893 | |||||||||||||
24 | 2052 | 42 | 10 | $10,000 | $1,000 | 8% | $4,871 | $0 | $65,765 | |||||||||||||
25 | 2053 | 43 | 10 | $10,000 | $1,000 | 8% | $5,341 | $0 | $72,106 | |||||||||||||
26 | 2054 | 44 | 10 | $10,000 | $1,000 | 8% | $5,848 | $0 | $78,954 | |||||||||||||
27 | 2055 | 45 | 10 | $10,000 | $1,000 | 8% | $6,396 | $0 | $86,351 | |||||||||||||
28 | 2056 | 46 | 10 | $10,000 | $1,000 | 8% | $6,988 | $0 | $94,339 | |||||||||||||
29 | 2057 | 47 | 10 | $10,000 | $1,000 | 8% | $7,627 | $0 | $102,966 | |||||||||||||
30 | 2058 | 48 | 10 | $10,000 | $1,000 | 8% | $8,317 | $0 | $112,283 | |||||||||||||
31 | 2059 | 49 | 10 | $10,000 | $1,000 | 8% | $9,063 | $0 | $122,346 | |||||||||||||
32 | 2060 | 50 | 10 | $10,000 | $1,000 | 8% | $9,868 | $0 | $133,214 | |||||||||||||
33 | 2061 | 51 | 10 | $10,000 | $1,000 | 8% | $10,737 | $0 | $144,951 | |||||||||||||
34 | 2062 | 52 | 10 | $10,000 | $1,000 | 8% | $11,676 | $0 | $157,627 | |||||||||||||
35 | 2063 | 53 | 10 | $10,000 | $1,000 | 8% | $12,690 | $0 | $171,317 | |||||||||||||
36 | 2064 | 54 | 10 | $10,000 | $1,000 | 8% | $13,785 | $0 | $186,102 | |||||||||||||
37 | 2065 | 55 | 10 | $10,000 | $1,000 | 8% | $14,968 | $0 | $202,070 | |||||||||||||
38 | 2066 | 56 | 10 | $10,000 | $1,000 | 8% | $16,246 | $0 | $219,316 | |||||||||||||
39 | 2067 | 57 | 10 | $10,000 | $1,000 | 8% | $17,625 | $0 | $237,941 | |||||||||||||
40 | 2068 | 58 | 10 | $10,000 | $1,000 | 8% | $19,115 | $0 | $258,057 | |||||||||||||
41 | 2069 | 59 | 10 | $10,000 | $1,000 | 8% | $20,725 | $0 | $279,781 | |||||||||||||
42 | 2070 | 60 | 10 | $10,000 | $1,000 | 8% | $22,462 | $0 | $303,244 | |||||||||||||
43 | Age | FICA % | Taxable Income | Yearly Withdrawls | ROR % | ROR $ | 301k Payments | 301k Portfolio | ||||||||||||||
44 | 2071 | 61 | 10 | $0 | $0 | 4% | $12,130 | $18,437 | $315,373 | |||||||||||||
45 | 2072 | 62 | 10 | $0 | $0 | 4% | $12,615 | $18,806 | $309,551 | |||||||||||||
46 | 2073 | 63 | 10 | $0 | $0 | 4% | $12,382 | $18,445 | $303,127 | |||||||||||||
47 | 2074 | 64 | 10 | $0 | $0 | 4% | $12,125 | $18,061 | $296,808 | |||||||||||||
48 | 2075 | 65 | 10 | $0 | $0 | 4% | $11,872 | $17,685 | $290,619 | |||||||||||||
49 | 2076 | 66 | 10 | $0 | $0 | 4% | $11,382 | $17,074 | $284,559 | |||||||||||||
50 | 2077 | 67 | 10 | $0 | $0 | 4% | $11,155 | $16,732 | $278,868 | |||||||||||||
51 | 2078 | 68 | 10 | $0 | $0 | 4% | $10,932 | $16,397 | $273,290 | |||||||||||||
52 | 2079 | 69 | 10 | $0 | $0 | 4% | $10,713 | $16,069 | $267,824 | |||||||||||||
53 | 2080 | 70 | 10 | $1,000 | $10 | 4% | $10,499 | $15,749 | $262,478 | |||||||||||||
54 | 2081 | 71 | 10 | $10,000 | $100 | 4% | $10,293 | $15,440 | $257,328 | |||||||||||||
55 | 2082 | 72 | 10 | $0 | $0 | 4% | $10,087 | $15,131 | $252,182 | |||||||||||||
56 | 2083 | 73 | 10 | $0 | $0 | 4% | $9,886 | $14,828 | $247,138 | |||||||||||||
57 | 2084 | 74 | 10 | $0 | $0 | 4% | $9,688 | $14,532 | $242,195 | |||||||||||||
58 | 2085 | 75 | 10 | $0 | $0 | 4% | $9,494 | $14,241 | $237,351 | |||||||||||||
59 | 2086 | 76 | 10 | $0 | $0 | 4% | $9,304 | $13,956 | $232,604 | |||||||||||||
60 | 2087 | 77 | 10 | $0 | $0 | 4% | $9,118 | $13,677 | $227,952 | |||||||||||||
61 | 2088 | 78 | 10 | $0 | $0 | 4% | $8,936 | $13,404 | $223,393 | |||||||||||||
62 | 2089 | 79 | 10 | $0 | $0 | 4% | $8,757 | $13,136 | $218,925 | |||||||||||||
63 | 2090 | 80 | 10 | $0 | $0 | 4% | $8,582 | $12,873 | $214,547 | |||||||||||||
64 | 2091 | 81 | 10 | $0 | $0 | 4% | $8,410 | $12,615 | $210,256 | |||||||||||||
65 | 2092 | 82 | 10 | $0 | $0 | 4% | $8,242 | $12,363 | $206,051 | |||||||||||||
66 | 2093 | 83 | 10 | $0 | $0 | 4% | $8,077 | $12,116 | $201,930 | |||||||||||||
67 | 2094 | 84 | 10 | $0 | $0 | 4% | $7,916 | $11,873 | $197,891 | |||||||||||||
68 | 2095 | 85 | 10 | $0 | $0 | 4% | $7,757 | $11,636 | $193,933 | |||||||||||||
69 | 2096 | 86 | 10 | $0 | $0 | 4% | $7,602 | $11,403 | $190,055 | |||||||||||||
70 | 2097 | 87 | 10 | $0 | $0 | 4% | $7,450 | $11,175 | $186,254 | |||||||||||||
71 | 2098 | 88 | 10 | $0 | $0 | 4% | $7,301 | $10,952 | $182,529 | |||||||||||||
72 | 2099 | 89 | 10 | $0 | $0 | 4% | $7,155 | $10,733 | $178,878 | |||||||||||||
73 | 2100 | 90 | 10 | $0 | $0 | 4% | $7,012 | $10,518 | $175,300 | |||||||||||||
74 | 2101 | 91 | 10 | $0 | $0 | 4% | $6,872 | $10,308 | $171,794 | |||||||||||||
75 | 2102 | 92 | 10 | $0 | $0 | 4% | $6,734 | $10,102 | $168,359 | |||||||||||||
76 | 2103 | 93 | 10 | $0 | $0 | 4% | $6,600 | $9,899 | $164,991 | |||||||||||||
77 | 2104 | 94 | 10 | $0 | $0 | 4% | $6,468 | $9,701 | $161,692 | |||||||||||||
78 | 2105 | 95 | 10 | $0 | $0 | 4% | $6,338 | $9,507 | $158,458 | |||||||||||||
79 | 2106 | 96 | 10 | $0 | $0 | 4% | $6,212 | $9,317 | $155,289 | |||||||||||||
80 | 2107 | 97 | 10 | $0 | $0 | 4% | $6,087 | $9,131 | $152,183 | |||||||||||||
81 | 2108 | 98 | 10 | $0 | $0 | 4% | $5,966 | $8,948 | $149,139 | |||||||||||||
82 | 2109 | 99 | 10 | $0 | $0 | 4% | $5,846 | $8,769 | $146,156 | |||||||||||||
83 | 2110 | 100 | 10 | $0 | $0 | 4% | $5,729 | $8,594 | $143,233 | |||||||||||||
84 | $524,334 | $143,233 | ||||||||||||||||||||
85 | 301k Payments over 39 years | Paid into Medicare at Death | ||||||||||||||||||||
86 | White Paper | |||||||||||||||||||||
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