ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
2
Update the assumptions for your situation:
3
4
Saving Age Assumptions:
5
Starting age22
6
Retirement62
7
8
Investment Assumptions:
9
Long-term Pretax yield
10%
10
11
Salary Assumptions:
12
Starting Salary $ 55,000.0
13
Annual increases3.5%
14
1st Decade jump75%
15
2nd Decade jump50%
16
17
Payment Hierarchy Assumptions:
18
% Income Save
19
Path to Poverty0.1%
20
Path to Average5.0%
21
Path to Rich30.0%
22
23
24
25
26
27
28
29
Path to Poverty
Path to Average
Path to Rich
30
31
% Income Invested0.1%5.0%30.0%
32
% income Spent100%95%70%
33
34
IncomeYear
Path to Poverty
Path to Average
Path to Rich
35
 $ 55,000.0 22 $ 60.5 $ 3,025.0 $ 18,150.0
36
 $ 56,925.0 23 $ 129.2 $ 6,458.4 $ 38,750.3
37
 $ 58,917.4 24 $ 206.9 $ 10,344.7 $ 62,068.0
38
 $ 60,979.5 25 $ 294.7 $ 14,733.0 $ 88,398.0
39
 $ 63,113.8 26 $ 393.6 $ 19,677.6 $ 118,065.4
40
 $ 65,322.7 27 $ 504.8 $ 25,238.1 $ 151,428.4
41
 $ 67,609.0 28 $ 629.6 $ 31,480.4 $ 188,882.3
42
 $ 69,975.4 29 $ 769.5 $ 38,477.1 $ 230,862.4
43
 $ 72,424.5 30 $ 926.2 $ 46,308.1 $ 277,848.7
44
 $ 131,178.9 31 $ 1,163.1 $ 58,153.8 $ 348,922.6
45
 $ 135,770.1 32 $ 1,428.7 $ 71,436.5 $ 428,619.0
46
 $ 140,522.1 33 $ 1,726.2 $ 86,308.9 $ 517,853.1
47
 $ 145,440.4 34 $ 2,058.8 $ 102,939.0 $ 617,633.8
48
 $ 150,530.8 35 $ 2,430.2 $ 121,512.1 $ 729,072.3
49
 $ 155,799.3 36 $ 2,844.6 $ 142,232.2 $ 853,393.3
50
 $ 161,252.3 37 $ 3,306.5 $ 165,324.3 $ 991,945.9
51
 $ 166,896.2 38 $ 3,820.7 $ 191,036.0 $ 1,146,216.3
52
 $ 172,737.5 39 $ 4,392.8 $ 219,640.2 $ 1,317,841.3
53
 $ 178,783.3 40 $ 5,028.7 $ 251,437.3 $ 1,508,623.9
54
 $ 323,821.3 41 $ 5,887.8 $ 294,391.2 $ 1,766,347.3
55
 $ 335,155.1 42 $ 6,845.3 $ 342,263.9 $ 2,053,583.2
56
 $ 346,885.5 43 $ 7,911.4 $ 395,569.0 $ 2,373,413.8
57
 $ 359,026.5 44 $ 9,097.4 $ 454,872.3 $ 2,729,233.9
58
 $ 371,592.4 45 $ 10,415.9 $ 520,797.1 $ 3,124,782.7
59
 $ 384,598.1 46 $ 11,880.6 $ 594,029.7 $ 3,564,178.4
60
 $ 398,059.1 47 $ 13,506.5 $ 675,326.0 $ 4,051,955.7
61
 $ 411,991.1 48 $ 15,310.4 $ 765,518.1 $ 4,593,108.4
62
 $ 426,410.8 49 $ 17,310.4 $ 865,522.5 $ 5,193,134.8
63
 $ 441,335.2 50 $ 19,527.0 $ 976,348.2 $ 5,858,088.9
64
 $ 456,781.9 51 $ 21,982.1 $ 1,099,106.0 $ 6,594,635.8
65
 $ 472,769.3 52 $ 24,700.4 $ 1,235,018.9 $ 7,410,113.3
66
 $ 489,316.2 53 $ 27,708.7 $ 1,385,433.2 $ 8,312,599.0
67
 $ 506,442.3 54 $ 31,036.6 $ 1,551,830.8 $ 9,310,984.9
68
 $ 524,167.8 55 $ 34,716.9 $ 1,735,843.1 $ 10,415,058.7
69
 $ 542,513.7 56 $ 38,785.3 $ 1,939,265.7 $ 11,635,594.1
70
 $ 561,501.6 57 $ 43,281.5 $ 2,164,074.8 $ 12,984,449.0
71
 $ 581,154.2 58 $ 48,248.9 $ 2,412,445.8 $ 14,474,674.8
72
 $ 601,494.6 59 $ 53,735.5 $ 2,686,772.6 $ 16,120,635.5
73
 $ 622,546.9 60 $ 59,793.8 $ 2,989,689.9 $ 17,938,139.6
74
 $ 644,336.0 61 $ 66,481.9 $ 3,324,097.4 $ 19,944,584.4
75
 $ 666,887.8 62 $ 73,863.7 $ 3,693,186.0 $ 22,159,115.8
76
 $ 690,228.9 63 $ 82,009.3 $ 4,100,467.2 $ 24,602,802.9
77
 $ 714,386.9 64 $ 90,996.1 $ 4,549,805.2 $ 27,298,830.9
78
 $ 739,390.4 65 $ 100,909.0 $ 5,045,452.1 $ 30,272,712.9
79
 $ 765,269.1 66 $ 111,841.7 $ 5,592,087.2 $ 33,552,522.9
80
 $ 792,053.5 67 $ 123,897.2 $ 6,194,858.8 $ 37,169,152.9
81
 $ 819,775.4 68 $ 137,188.6 $ 6,859,432.3 $ 41,156,594.1
82
 $ 848,467.5 69 $ 151,840.8 $ 7,592,041.3 $ 45,552,247.8
83
 $ 878,163.9 70 $ 167,990.9 $ 8,399,544.4 $ 50,397,266.6
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100