ABCDEFGHIJKLMNOPQRSTUVWX
1
FINANCIAL BUDGET SPREADSHEET
2
3
BUDGET SPREADSHEET JanFeb
MarAprMayJunJulAug
SepOct
Nov
Dez
4
Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount
5
IncomeSalary
6
Commissions

7
Other Income
8
9
10
Total
11
12
Dreams and Goals (wishes we want to achieve in the medium and long term | formula: take the total amount and divide by the number of installments)
Trips (how much to set aside)
13
Wish List Items (Car, house, phone, wedding)
14
15
16
Total
17
18
Investments
Investment Portfolio

19
Opportunity Reserve

20
Knowledge (Courses and Books)
21
Total
22
23
Essential Fixed Expenses (Can’t live without and values don’t change)
Housing (Mortgage, rent)
24
Health
25
Children’s School
26
Car
27
Housekeeper
28
Loans
29
Others
30
31
32
33
34
Total
35
36
Essential Variable Expenses (Can’t live without but values vary)
Food
37
Transportation
38
Water
39
Electricity
40
Gas
41
42
43
44
45
46
47
Total
48
49
Non-Essential Fixed Expenses (We can live without them, but the amount doesn’t change — e.g., subscriptions)
Mobile Phone
50
Internet
51
TV Subscriptions
52
Others
53
54
55
56
57
58
59
60
Total
61
62
Non-Essential Extra Expenses (We can live without them, and the amount can change)
Dining Out
63
Uber
64
Miscellaneous Purchases
65
Others
66
67
68
69
70
71
72
73
Total
74
75
Total Income
76
Dreams and Goals
77
Investments
78
Fixed Expenses
79
Variable Expenses
80
Non-Essential Fixed Expenses
81
Non-Essential Extra Expenses
82
Total
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100