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SNO.
CONSUMER ITEMS LIST NOT PAYABLE AS PER TPA/INSURANCE POLICY
SUGGESTIONS
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TOILETRIES/ COSMETICS/ PERSONAL COMFORT OR CONVENIENCE ITEMS
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1ANNE FRENCH CHARGESNot Payable
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2BABY CHARGES (UNLESS SPECIFIES/INDICATED)Not Payable
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3BABY FOODNot Payable
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4BABY UTILITES CHARGESNot Payable
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5BABY SETNot Payable
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6BABY BOTTLESENot payable
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7BOTTLENot payable
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8BRUSHNot payable
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9COSY TOWELSNot payable
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7BELTSNot Payable
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8BLADENot Payable
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9BRACESNot Payable
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10HAND WASHNot payable
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11MOISTURISER PASTE BRUSHNot payable
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12POWDERNot Payable
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13RAZORpayable
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14TOWELNot payable
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15SHOE COVERNot payable
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16BEAUTY SERVICESNot Payable
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17BELTS/BRACES
Payable for cause who have undergone surgery for Thoracic or lumbar spine
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18BUDSNot Payable
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19BARBER CHARGESNot Payable
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20CAPSNot Payable
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21COLD PACK/HOT PACKNot Payable
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22CARRY BAGSNot Payable
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23CRADLE CHARGESNot Payable
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24COMBNot Payable
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25DISPOSABLES RAZORS CHARGESPayable
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EAU-DE-COLOGNE / ROOM FRESHNERS		Not Payable
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27EYE PADNot Payable
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28EYE SHEILDNot Payable
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29EMAIL / INTERNET CHARGESNot Payable
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30FOOD CHARGES (Other than patient's diet provided by Hospital)Not Payable
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31FOOT COVERNot Payable
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32GOWNNot Payable
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33LEGGINGSNot Payable
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34LAUNDRY CHARGESNot Payable
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MINERAL WATER
Not Payable
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36OILS CHARGESNot Payable
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37SANITARY PAD Not Payable
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38SLIPPERS Not Payable
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39TELEPHONE CHARGESNot Payable
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40TISSUE PAPERNot Payable
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41TOOTH PASTENot Payable
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42TOOTH BRUSHNot Payable
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43GUEST SERVICESNot Payable
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44BED PANNot Payable
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45BED UNDER PAD CHARGESNot Payable
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46CAMERA COVERNot Payable
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47CARE FREENot Payable
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48CLINIPLASTNot Payable
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49CREPE BANDAGENot Payable
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50CURAPORENot Payable
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51DIAPER OF ANY TYPENot Payable
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52DVD CD CHARGESNot Payable
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53EYELET COLLARNot Payable
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54FACE MASKNot Payable
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55FLEXI MASKNot Payable
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56GAUSE SOFTNot Payable
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57GAUZENot Payable
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58HAND HOLDERNot Payable
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59HANSAPLASTNot Payable
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60LACTOGEN/INFANT FOODNot Payable
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61SLINGS
Reasonable cost of one sling in case of upper arm # may be considered
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ITEMS SPECIFICALLY EXCLUDED IN THE POLICIES
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WEIGHT CONTROL PROGRAMS/ SUPPLIES/ SERVICES
Exclusion in policy
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63COST OF SPECTACLES/ CONTACT LENSES/ HEARING AIDS ETC.,Exclusion in policy
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DENTAL TREATMENT EXPENSES THAT DO NOT REQUIRE HOSPITALISATION
Exclusion in policy
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65HORMONE REPLACEMENT THERAPYExclusion in policy
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66HOME VISIT CHARGESExclusion in policy
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67INFERTILITY/ SUBFERTILITY/ ASSISTED CONCEPTION PROCEDUREExclusion in policy
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68OBESITY (INCLUDING MORBID OBESITY) TREATMENTExclusion in policy
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69PSYCHIATRIC & PSYCHOSOMATIC DISORDERSExclusion in policy
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70SURGERY FOR CORRECTION OF EYE SIGHT LIKE MYOPIA/ HYPERMETROPIA/ AMBLIOPIA/ PRESBIOPIA/ ASTIGMATISM/ STRABISMUS ETC.,Exclusion in policy
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71TREATMENT OF SEXUALLY TRANSMITTED DISEASESExclusion in policy
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72DONOR SCREENING CHARGES
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73ADMISSION/REGISTRATION CHARGES
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74HOSPITALISATION FOR DIAGNOSTIC PURPOSE
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EXPENSES FOR INVESTIGATION/TREATMENT IRRELEVANT TO THE DISEASE FOR WHICH ADMITTED OR DIAGNOSED
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ANY EXPENSES WHEN THE PATIENT DIAGNOSED WITH RETRO VIRUS+OR SUFFEREING FROM /HIV/AIDS ETC.. IS DETECTED/DIRECTLY OR INDIRECTLY
Not payable as per exclusion
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77STEMM CELL IMPLANTATION/SURGERYNot payable
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ITEMS WHICH FORM PART OF HOSPITAL SERVICES WHERE SEPARATE CONSUMABLES ARE NOT PAYABLE BUT THE SERVICE IS
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78WARD AND THEATRE BOOKING CHARGESPayable under OT Charges, not separately
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79ARTHROSCOPY & ENDOSCOPY INSTRUMENTS
Rental charged by the hospital allowed. Purchase of Instruments not allowed.
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80MICROSCOPE COVER Payable under OT Charges, not separately
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81SURGICAL BLADES,HARMONIC SCALPEL,SHAVERPayable under OT Charges, not separately
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82SURGICAL DRILLPayable under OT Charges, not separately
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83EYE KIT Payable under OT Charges, not separately
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84EYE DRAPEPayable under OT Charges, not separately
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85X-RAY FILMPayable under Radiology Charges, not as consumable
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86SPUTUM CUP Payable under Investigation Charges, not as consumable
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87BOYLES APPARATUS CHARGESPart of OT Charges
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88BLOOD GROUPING AND CROSS MATCHING OF DONORS SAMPLESPart of cost Blood,Not payable
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89SAVLONNot payable part of dressing charges
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90BAND AIDS, BANDAGES, STERILE INJECTIONS NEEDLES, SYRINGESNot Payable, Part of dressing charges
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91COTTONNot payable part of dressing charges
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92COTTON BANDAGENot payable part of dressing charges