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Original Tiktok Video:
https://www.tiktok.com/@ijusttrylah/video/7306446817875594514
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MSIG Travel Easy (No Pre-Existing Conditions)Starr TraveleadFWD
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If this resource has been helpful for you, feel free to sign up via my referral link if you would like to tip me as a form of thank you for my work on this excel sheet. Do let me know if you would like me to add other insurance in! I'll try my best!
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Check for SingSaver email and follow their email instructions after application to secure your reward		EXCLUSIVE SINGSAVER SIGN UP LINK: HERE
Earn 4 miles per S$1 spend on your premium. Travel Miles Campaign and Additional 2 Miles Travel Giveaway T&Cs apply.

Promo valid until 2 May 2024

Check for SingSaver email and follow their email instructions after application to secure your reward
EXCLUSIVE SINGSAVER SIGN UP LINK: HERE
Earn 4 miles per S$1 spend on your premium. Travel Miles Campaign and Additional 2 Miles Travel Giveaway T&Cs apply.

Promo valid until 2 May 2024

Check for SingSaver email and follow their email instructions after application to secure your reward
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Standard ElitePremier BronzeSilverGoldPremiumBusinessFirst
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overseas medical expenses
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adults below 70/child under individual cover$250,000$500,000$1,000,000$200,000$500,000$1,000,000$200,000$500,000$1,000,000
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adults age 70 and above$50,000$75,000$100,000$40,000$100,000$200,000$40,000$100,000$200,000
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child $150,000$200,000$300,000$60,000$150,000$300,000$60,000$150,000$300,000
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emergency dental expenses
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adult$5,000$10,000$15,000NILNILNIL$2,000$5,000$5,000
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child$1,250$2,500$3,750NILNILNIL
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mobility aid reimbursement
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adult$1,000$3,000$5,000NILNILNILnot covered$500$1,000
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child
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maternity medical expenses overseasnot covered$2,000$3,000NILNILNILNILNILNIL
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follow up medical treatment in sg
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adults below 70/child under individual cover$25,000$50,000$75,000$15,000$20,000$50,000$6,000$15,000$30,000
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adults age 70 and above$5,000$7,500$10,000$1,500$2,500$5,000$1,200$3,000$6,000
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child $10,000$20,000$30,000$2,000$4,000$8,000$1,800$4,500$9,000
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TCM medicine expenses
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adult$200$400$600100/day/visit; max 200100/day/visit; max 400100/day/visit; max 60050/visit; max 30050/visit; max 50050/visit; max 500
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child$100$250$300
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physio and chironot statednot statednot statedincludedincludedincludedincluded included included
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public transport double cover
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adults below 70/child under individual covernot covered$400,000$1,000,000NILNILNILNILNILNIL
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adults age 70 and abovenot coverednot coverednot coveredNILNILNILNILNILNIL
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child not covered$150,000$200,000NILNILNILNILNILNIL
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overseas hospital cash benefit200/day; max 20000250/day; max 37500300/day; max 60000200/day; max 5000200/day; max 10000200/day; max 15000200 per day; max 5000200 per day; max 8000200 per day; max 10000
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local hospital cash benefit100/day; max 500100/day; max 1000100/day; max 2000200/day; max 5000200/day; max 10000200/day; max 15000200 per day; max 1000200 per day; max 1200200 per day; max 1500
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insolvency of travel agency$2,000$4,000$8,000$2,000$3,000$5,000$1,000$3,000$5,000
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travel cancellation$5,000$10,000$15,000$5,000$10,000$15,000$7,500$10,000$15,000
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travel postponement$750$1,500$2,000$500$1,000$1,500$500$1,000$1,500
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replacement of traveller$500$750$1,000NILNILNILNILNILNIL
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delayed departure100 per 6 hours; max 500100 per 6 hours; max 1000100 per 6 hours; max 1500100 per 6 hours; max 500100 per 6 hours; max 600100 per 6 hours; max 800$300$500$1,000
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flight diversion100 per 6 hours; max 500100 per 6 hours; max 1000100 per 6 hours; max 1500100 per 6 hours; max 500100 per 6 hours; max 1000100 per 6 hours; max 1500$500$1,000$1,500
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overbooked flight100 max $200150; max $300200 per $400100 per 6 hours; max 100100 per 6 hours; max 300100 per 6 hours; max 400
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missed travel connection100 max $200150; max $300200 per $400100 per 6 hours; max 200100 per 6 hours; max 300100 per 6 hours; max 400$300$500$500
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trip shortening/curtailment$5,000$10,000$15,000$5,000$10,000$15,000$5,000$10,000$15,000
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travel disruption$1,000$2,000$3,000$1,000$2,000$3,000
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delayed baggage100 per 6 hours; max $600200 per 6 hours; max $1000250 per 6 hours; max $1500100 per 6 hours; max 400100 per 6 hours; max 800100 per 6 hours; max 1200$150$600$900
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Personal effect and baggage $3,000$5,000$7,500$3,000$5,000$7,500$3,000$5,000$7,500
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wedding clothing and accessoriesnot covered$2,500$3,500
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loss of travel docs$2,000$3,000$5,000$2,000$3,000$4,000$300$600$1,000
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personal money loss$100$300$500$100$300$500$300$300$300
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fraudulent use of credit cardnot covered$2,000$3,000$300$600$1,000
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credit card outstanding balancenot covered$2,000$3,000
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sports equipment rental$2,000$2,000$2,000
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adventurous activities covernot coveredyes yesoptional add onoptional add onoptional add on
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golfer's covernot coveredyes yesoptional add onoptional add onoptional add on
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unused entertainment ticketnot covered$300$500$100$300$500
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rental vehicle excessnot covered$1,000$1,500$500$1,000$1,200Not covered; optional $300 coverincluded: $500included: $1000optional: cancel for any reason
optional: home content cover
sport equipment
pet care
car rental excess
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returning a vehiclenot covered$500$750
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home contentsnot covered$10,000$15,000$1,500$10,000$15,000optional: $6000optional: $6000optional: $6000
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domestic pets care due to injury, illness or delaynot covered50 per day, max 50075 per day, max 750optional: $150optional: $150optional: $150
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Indicative Price Comparison (inclusive COVID Coverage)
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New Zealandsingle$86$118$155$71$94$122$59$7193.1
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annual$278$360$494$439$530$751$279$354$386
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worldwidesingle$138$169$228$89$125$163$94$104140.1
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annual$418$526$706$532$635$908$362$508554.42
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