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1 | Contacts | ||
2 | Do refer to the Project Page on my website for more information on this calculator, or to share your feedback! | ||
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5 | Overview | ||
6 | Before retirement | ||
7 | Savings contributed are split among low and high risk investments. Each has their own return rate | ||
8 | Savings grow year on year until retirement | ||
9 | Both people share a single portfolio | ||
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11 | After Retirement | ||
12 | At retirement, that person's Income stops | ||
13 | Bucket strategy implemented. Cash taken out of portfolio 3 years in advance | ||
14 | CPF Life can be activated. Choice of BRS, FRS, ERS | ||
15 | CPF Life Retirement sum inflation estimated | ||
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17 | References | ||
18 | Bucket Strategy | ||
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21 | Caution | ||
22 | This calculator is designed for the Singapore context. Income tax rates are based on Singapore rates, and no capital gains tax is present | ||
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24 | Note that while this calculator allows you to estimate how much your savings will grow at various rates, it does not allow you to assess whether such a rate is possible given actual market conditions. Please seek formal financial advise for guidance in this area | ||
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26 | Note that this calculator cannot predict market ups and downs, and will only estimate returns at a constant pace. Do not take this to mean that no economic downturns will occur in future | ||
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28 | Note that once you make a copy of the calculator, no one else access to that copy. The information you key in there is yours, and no one else has access to it unless you provide that access | ||
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