| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | AA | AB | AC | AD | AE | AF | AG | AH | AI | AJ | AK | AL | AM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Hingham Institution For Savings | Symbol: | HIFS | Date: | ||||||||||||||||||||||||||||||||||||
2 | ||||||||||||||||||||||||||||||||||||||||
3 | In million/Year | 2006 | 2007 | 2008 | 2009* | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | ||||||||||||||||||||
4 | Cash & cash equivalents 2 | 19.103 | 33.605 | 20.218 | 52.637 | 67.864 | 116.34 | 87.334 | 102.847 | 177.222 | 261.013 | 322.932 | 355.229 | 295.975 | 252.147 | 233.986 | 271.161 | 362.033 | 362.477 | 351.83 | ||||||||||||||||||||
5 | cash & cash equivalents/deposits | 4.7% | 7.6% | 3.8% | 8.3% | 9.3% | 14.8% | 10.0% | 10.9% | 16.3% | 21.4% | 24.0% | 23.6% | 18.8% | 13.8% | 10.9% | 11.3% | 14.5% | 15.4% | 14.1% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
6 | ||||||||||||||||||||||||||||||||||||||||
7 | Earning assets (EA) | 686.23 | 739.74 | 799.84 | 916.31 | 1007.69 | 1115.25 | 1191.12 | 1341.24 | 1538.58 | 1754.75 | 2003.21 | 2262.84 | 2398.70 | 2579.39 | 2848.42 | 3425.55 | 4177.42 | 4469.89 | 4447.31 | ||||||||||||||||||||
8 | Total loan | 542.71 | 597.84 | 651.79 | 723.98 | 799.82 | 857.27 | 957.66 | 1087.39 | 1247.76 | 1415.44 | 1616.68 | 1846.52 | 2023.10 | 2242.44 | 2512.74 | 3019.53 | 3682.77 | 3940.90 | 3900.642 | ||||||||||||||||||||
9 | Total asset | 691.63 | 744.60 | 806.19 | 925.56 | 1017.85 | 1127.28 | 1205.88 | 1356.44 | 1552.21 | 1768.53 | 2014.60 | 2284.60 | 2408.59 | 2590.35 | 2857.09 | 3431.17 | 4193.80 | 4483.95 | 4457.771 | ||||||||||||||||||||
10 | Asset growth (yoy) | 7.66% | 8.27% | 14.81% | 9.97% | 10.75% | 6.97% | 12.49% | 14.43% | 13.94% | 13.91% | 13.40% | 5.43% | 7.55% | 10.30% | 20.09% | 22.23% | 6.92% | -0.58% | -100.00% | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
11 | ||||||||||||||||||||||||||||||||||||||||
12 | Deposit | 408.11 | 441.28 | 525.33 | 631.09 | 729.96 | 787.57 | 869.89 | 940.91 | 1089.22 | 1217.03 | 1344.11 | 1505.86 | 1573.15 | 1820.83 | 2139.20 | 2392.87 | 2505.29 | 2349.98 | 2492.10 | ||||||||||||||||||||
13 | non-certificate account | 263.44 | 174.00 | 217.17 | 310.51 | 377.18 | 415.31 | 491.94 | 597.57 | 666.55 | 697.52 | 820.35 | 835.47 | 821.92 | 861.27 | 1080.98 | 1285.15 | 1200.98 | 1156.32 | 1269.70 | ||||||||||||||||||||
14 | certificate of deposit | 244.75 | 267.28 | 308.17 | 320.58 | 352.78 | 372.26 | 377.95 | 343.33 | 422.67 | 519.51 | 545.76 | 670.39 | 751.24 | 959.57 | 1058.22 | 1107.72 | 1304.31 | 1193.66 | 1222.39 | ||||||||||||||||||||
15 | wholesale deposit (including brokered & listing) | na | 316.70 | 321.10 | 391.20 | 547.60 | 684.20 | 612.90 | na | na | ||||||||||||||||||||||||||||||
16 | FHLB Advance | 227.58 | 243.74 | 214.99 | 222.64 | 207.58 | 247.47 | 234.36 | 302.74 | 329.60 | 402.46 | 475.32 | 579.16 | 606.60 | 505.20 | 408.03 | 665.00 | 1276.00 | 1692.68 | 1497.00 | ||||||||||||||||||||
17 | Debt (Debt & borrowing) | 227.58 | 243.74 | 214.99 | 222.64 | 207.58 | 247.47 | 234.36 | 302.73 | 329.60 | 402.46 | 475.32 | 579.16 | 606.60 | 505.20 | 408.03 | 665.00 | 1276.00 | 1692.68 | 1497.00 | ||||||||||||||||||||
18 | Book Equity | 51.82 | 54.77 | 59.83 | 65.29 | 72.74 | 82.27 | 92.80 | 103.22 | 121.52 | 138.02 | 161.02 | 186.16 | 212.58 | 247.22 | 292.94 | 354.61 | 385.97 | 407.62 | 431.76 | ||||||||||||||||||||
19 | Tangible Equity | 51.82 | 54.77 | 59.83 | 65.29 | 72.74 | 82.27 | 92.80 | 103.22 | 121.52 | 138.02 | 161.02 | 186.16 | 212.58 | 247.22 | 292.94 | 354.61 | 385.97 | 407.62 | 431.76 | ||||||||||||||||||||
20 | Tangible equity growth (yoy) | 5.70% | 9.23% | 9.14% | 11.40% | 13.10% | 12.80% | 11.23% | 17.73% | 13.58% | 16.67% | 15.61% | 14.19% | 16.30% | 18.49% | 21.05% | 8.84% | 5.61% | 5.92% | -100.00% | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
21 | ||||||||||||||||||||||||||||||||||||||||
22 | Net interest income | 15.88 | 16.03 | 21.33 | 27.20 | 31.73 | 35.83 | 37.89 | 38.84 | 46.26 | 50.95 | 58.38 | 63.80 | 65.79 | 66.90 | 85.20 | 99.44 | 101.63 | 47.18 | 44.374 | ||||||||||||||||||||
23 | Net interest income growth | 0.95% | 33.07% | 27.52% | 16.65% | 12.92% | 5.77% | 2.50% | 19.10% | 10.14% | 14.59% | 9.27% | 3.11% | 1.70% | 27.36% | 16.70% | 2.20% | -53.57% | -5.96% | -100.00% | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
24 | Net interest income 7-year CAGR | 13.63% | 16.35% | 13.25% | 11.53% | 10.49% | 9.07% | 8.46% | 11.88% | 11.55% | 10.37% | -3.00% | -5.05% | -100.00% | -100.00% | -100.00% | -100.00% | |||||||||||||||||||||||
25 | Loan loss provision | 0.29 | 0.32 | 0.81 | 1.70 | 1.30 | 1.10 | 0.73 | 0.38 | 0.63 | 0.63 | 1.14 | 1.51 | 1.27 | 1.57 | 2.29 | 3.03 | 4.51 | 1.12 | 0.328 | ||||||||||||||||||||
26 | Non-interest income | 1.69 | 1.71 | 1.66 | 2.01 | 1.63 | 1.70 | 1.67 | 1.68 | 7.86 | 1.48 | 1.74 | 1.41 | -1.74 | 8.83 | 9.19 | 15.31 | -20.72 | 16.30 | 21.479 | ||||||||||||||||||||
27 | Non-interest Expense | 10.12 | 10.59 | 12.12 | 14.37 | 14.98 | 16.09 | 16.43 | 17.53 | 20.09 | 19.03 | 19.22 | 19.58 | 20.05 | 20.62 | 21.98 | 22.08 | 26.59 | 28.26 | 29.01 | ||||||||||||||||||||
28 | Deposit insurance expense (paid to FDIC) | na | na | 0.196 | 1.300 | 1.074 | 0.701 | 0.611 | 0.684 | 0.803 | 0.902 | 1.023 | 1.080 | 0.977 | 0.534 | 0.860 | 0.933 | 1.862 | 2.701 | 3.096 | ||||||||||||||||||||
29 | EBT | 7.17 | 6.83 | 10.07 | 13.14 | 17.08 | 20.34 | 22.40 | 22.61 | 33.41 | 32.78 | 39.77 | 44.13 | 42.73 | 53.55 | 70.13 | 92.67 | 54.32 | 35.23 | 36.515 | ||||||||||||||||||||
30 | Net income | 4.64 | 4.49 | 6.29 | 8.05 | 10.23 | 12.06 | 13.29 | 13.37 | 22.26 | 19.35 | 23.42 | 25.76 | 30.40 | 38.93 | 50.77 | 67.55 | 37.52 | 26.37 | 28.19 | ||||||||||||||||||||
31 | ||||||||||||||||||||||||||||||||||||||||
32 | EPS | 2.19 | 2.12 | 2.96 | 3.79 | 4.81 | 5.67 | 6.25 | 6.28 | 10.46 | 9.09 | 10.98 | 12.08 | 14.25 | 18.23 | 23.75 | 31.53 | 17.47 | 12.20 | 12.85 | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
33 | EPS growth | -3.28% | 39.73% | 27.85% | 27.13% | 17.85% | 10.18% | 0.47% | 66.51% | -13.11% | 20.85% | 9.96% | 18.02% | 27.87% | 30.30% | 32.77% | -44.59% | -30.20% | 5.36% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
34 | EPS growth 7-year CAGR | 16.23% | 25.61% | 17.37% | 16.43% | 14.04% | 14.06% | 16.52% | 20.92% | 17.07% | 9.79% | 1.51% | 0.89% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||||||
35 | ||||||||||||||||||||||||||||||||||||||||
36 | Operating Cashflow | 4.92 | 4.59 | 6.87 | 9.98 | 11.73 | 13.82 | 15.30 | 14.51 | 18.14 | 20.07 | 24.78 | 27.96 | 34.84 | 35.25 | 46.66 | 58.63 | 59.70 | 16.18 | 13.52 | ||||||||||||||||||||
37 | ||||||||||||||||||||||||||||||||||||||||
38 | Common dividend per share | 1.32 | 1.37 | 2.14 | 1.52 | 1.62 | 1.73 | 2.04 | 3.48 | 2.83 | 3.03 | 2.52 | 1.89 | 2.52 | ||||||||||||||||||||||||||
39 | ||||||||||||||||||||||||||||||||||||||||
40 | Outstanding shares in million 2 | 2.117 | 2.118 | 2.122 | 2.124 | 2.124 | 2.126 | 2.126 | 2.129 | 2.129 | 2.129 | 2.133 | 2.133 | 2.133 | 2.136 | 2.138 | 2.142 | 2.147 | 2.162 | 2.194 | ||||||||||||||||||||
41 | Price at year end | 35.84 | 32.00 | 25.50 | 32.75 | 50.00 | 51.50 | 69.45 | 78.58 | 87.00 | 123.01 | 193.39 | 216.72 | 184.90 | 209.39 | 219.29 | 387.83 | 292.34 | 199.00 | 254.50 | ||||||||||||||||||||
42 | PE ratio | 16.4 | 15.1 | 8.6 | 8.6 | 10.4 | 9.1 | 11.1 | 12.5 | 8.3 | 13.5 | 17.6 | 17.9 | 13.0 | 11.5 | 9.2 | 12.3 | 16.7 | 16.3 | 19.8 | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
43 | ||||||||||||||||||||||||||||||||||||||||
44 | ||||||||||||||||||||||||||||||||||||||||
45 | Residential Loans | 254.07 | 273.32 | 299.87 | 350.43 | 385.52 | 408.61 | 457.22 | 532.85 | 576.67 | 635.52 | 685.67 | 721.81 | 741.84 | 727.04 | 657.58 | 563.91 | 528.59 | 516.55 | 483.341 | ||||||||||||||||||||
46 | As % of Total Loans | 46.82% | 45.72% | 46.01% | 48.40% | 48.20% | 47.66% | 47.74% | 49.00% | 46.22% | 44.90% | 42.41% | 39.09% | 36.67% | 32.42% | 26.17% | 18.68% | 14.35% | 13.11% | 12.39% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
47 | Commercial Loans | 267.92 | 299.74 | 317.16 | 348.70 | 383.36 | 404.34 | 438.04 | 498.59 | 607.85 | 681.60 | 796.06 | 998.57 | 1150.54 | 1328.47 | 1694.69 | 2297.42 | 2976.60 | 3155.28 | 3232.099 | ||||||||||||||||||||
48 | Concentration_Loan to Equity ratio) | 517.03% | 547.26% | 530.15% | 534.05% | 527.06% | 491.51% | 472.03% | 483.05% | 500.23% | 493.86% | 494.38% | 536.41% | 541.23% | 537.36% | 578.51% | 647.87% | 771.21% | 774.07% | 748.60% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
49 | As % of Total Loans | 49.37% | 50.14% | 48.66% | 48.16% | 47.93% | 47.17% | 45.74% | 45.85% | 48.72% | 48.15% | 49.24% | 54.08% | 56.87% | 59.24% | 67.44% | 76.09% | 80.83% | 80.07% | 82.86% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
50 | Construction & Industrial Loans | 19.43 | 23.46 | 33.32 | 23.23 | 29.07 | 42.27 | 60.39 | 53.52 | 60.37 | 95.44 | 131.78 | 122.72 | 127.27 | 186.15 | 153.05 | 155.71 | 177.64 | 268.61 | 184.717 | ||||||||||||||||||||
51 | As % of Total Loans | 3.58% | 3.92% | 5.11% | 3.21% | 3.63% | 4.93% | 6.31% | 4.92% | 4.84% | 6.74% | 8.15% | 6.65% | 6.29% | 8.30% | 6.09% | 5.16% | 4.82% | 6.82% | 4.74% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
52 | Others | 0.81 | 0.76 | 0.80 | 0.83 | 0.96 | 1.09 | 0.87 | 0.91 | 1.00 | 0.64 | 0.68 | 0.70 | 0.54 | 0.78 | 7.41 | 2.48 | 0.44 | 0.45 | 0.49 | ||||||||||||||||||||
53 | ||||||||||||||||||||||||||||||||||||||||
54 | Non-performing asset | 0.17 | 1.50 | 7.10 | 9.40 | 5.70 | 6.80 | 2.90 | 5.90 | 2.30 | 1.80 | 1.80 | 1.70 | 2.87 | 3.111 | 4.049 | 1.929 | 1.538 | 0.158 | 1.337 | ||||||||||||||||||||
55 | Non-performing asset / total loans % | 0.03% | 0.25% | 1.09% | 1.30% | 0.71% | 0.79% | 0.30% | 0.54% | 0.18% | 0.13% | 0.11% | 0.09% | 0.14% | 0.14% | 0.16% | 0.06% | 0.04% | 0.00% | 0.03% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
56 | Net Charge-Off | 0.00 | 0.00 | 0.20 | 0.49 | 0.13 | 0.49 | 0.24 | -0.13 | 0.03 | -0.17 | 0.01 | 0.00 | 0.00 | -0.001 | 0.26 | 0.001 | -0.05 | 0.00 | 0.00 | ||||||||||||||||||||
57 | ||||||||||||||||||||||||||||||||||||||||
58 | CEO & Chairman’s pay | 1.20 | 1.30 | 1.38 | 1.44 | 1.50 | 1.79 | 1.69 | 1.77 | 1.85 | 1.89 | 1.97 | 2.07 | 2.07 | 2.12 | 1.82 | 2.039529 | |||||||||||||||||||||||
59 | % of income before non-interest expense | 4.37% | 4.05% | 3.79% | 3.71% | 3.73% | 3.35% | 3.27% | 3.00% | 2.90% | 3.02% | 2.66% | 2.25% | 1.80% | 2.63% | 2.87% | 3.11% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||
60 | % of Net Income | 14.94% | 12.70% | 11.45% | 10.84% | 11.21% | 8.05% | 8.75% | 7.54% | 7.18% | 6.23% | 5.06% | 4.09% | 3.06% | 5.66% | 6.92% | 7.23% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||
61 | ||||||||||||||||||||||||||||||||||||||||
62 | Executives’ pay (including CEO) | 2.00 | 2.14 | 2.76 | 2.41 | 2.56 | 3.23 | 3.06 | 3.50 | 3.46 | 3.58 | 4.86 | 4.10 | 4.05 | 4.80 | 4.33 | 4.350783 | |||||||||||||||||||||||
63 | % of income before non-interest expense | 7.28% | 6.68% | 7.59% | 6.21% | 6.38% | 6.03% | 5.91% | 5.93% | 5.43% | 5.70% | 6.55% | 4.45% | 3.53% | 5.93% | 6.82% | 6.64% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||
64 | % of Net Income | 24.90% | 20.94% | 22.91% | 18.14% | 19.16% | 14.49% | 15.82% | 14.93% | 13.43% | 11.78% | 12.47% | 8.08% | 5.99% | 12.80% | 16.41% | 15.43% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||
65 | ||||||||||||||||||||||||||||||||||||||||
66 | Directors’ pay | 0.41 | 0.41 | 0.44 | 0.65 | 0.47 | 0.54 | 0.56 | 0.57 | 0.64 | 0.60 | 0.61 | 0.64 | 0.63 | 0.63 | |||||||||||||||||||||||||
67 | % of Net Income | 3.41% | 3.09% | 3.26% | 2.92% | 2.44% | 2.31% | 2.18% | 1.86% | 1.65% | 1.18% | 0.90% | 1.70% | 2.40% | 2.24% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||||||
68 | ||||||||||||||||||||||||||||||||||||||||
69 | ||||||||||||||||||||||||||||||||||||||||
70 | Liquidity | |||||||||||||||||||||||||||||||||||||||
71 | Tangible equity/total asset (higher the better) | 7.49% | 7.36% | 7.42% | 7.05% | 7.15% | 7.30% | 7.70% | 7.61% | 7.83% | 7.80% | 7.99% | 8.15% | 8.83% | 9.54% | 10.25% | 10.34% | 9.20% | 9.09% | 9.69% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
72 | Deposit/total asset % | 59.01% | 59.26% | 65.16% | 68.18% | 71.72% | 69.87% | 72.14% | 69.37% | 70.17% | 68.82% | 66.72% | 65.91% | 65.31% | 70.29% | 74.87% | 69.74% | 59.74% | 52.41% | 55.90% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
73 | Equity / Debt (avg. 0.22) (higher the better) | 0.23 | 0.22 | 0.28 | 0.29 | 0.35 | 0.33 | 0.40 | 0.34 | 0.37 | 0.34 | 0.34 | 0.32 | 0.35 | 0.49 | 0.72 | 0.53 | 0.30 | 0.24 | 0.29 | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
74 | ||||||||||||||||||||||||||||||||||||||||
75 | Loan quality | |||||||||||||||||||||||||||||||||||||||
76 | Nonperforming asset / total loans % | 0.03% | 0.25% | 1.09% | 1.30% | 0.71% | 0.79% | 0.30% | 0.54% | 0.18% | 0.13% | 0.11% | 0.09% | 0.14% | 0.14% | 0.16% | 0.06% | 0.04% | 0.00% | 0.03% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
77 | Net charge-off/total loans % | 0.03% | 0.07% | 0.02% | 0.06% | 0.03% | -0.01% | 0.00% | -0.01% | 0.00% | 0.00% | 0.00% | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0.00% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||||
78 | Net charge-off/ NPA | 0.00% | 0.00% | 2.82% | 5.24% | 2.32% | 7.19% | 8.34% | -2.20% | 1.13% | -9.56% | 0.56% | -0.12% | -0.03% | -0.03% | 6.42% | 0.05% | -3.25% | 0.00% | 0.00% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
79 | Texas ratio; lower is better | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | #REF! | ||||||||||||||||
80 | ||||||||||||||||||||||||||||||||||||||||
81 | Operating efficiency | |||||||||||||||||||||||||||||||||||||||
82 | Efficiency ratio %; lower is better | 57.58% | 59.69% | 52.72% | 49.20% | 44.91% | 42.88% | 41.54% | 43.26% | 37.12% | 36.30% | 31.96% | 30.02% | 31.31% | 27.22% | 23.28% | 19.24% | 32.87% | 44.51% | 44.05% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
83 | Avg. 62% (2006FRB) | |||||||||||||||||||||||||||||||||||||||
84 | Non-interest expense to EA ratio | 1.47% | 1.43% | 1.52% | 1.57% | 1.49% | 1.44% | 1.38% | 1.31% | 1.31% | 1.08% | 0.96% | 0.87% | 0.84% | 0.80% | 0.77% | 0.64% | 0.64% | 0.63% | 0.65% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
85 | Interest rate spread % ** | 2.08% | 1.87% | 2.52% | 3.11% | 3.20% | 3.36% | 3.25% | 3.07% | 3.13% | 3.06% | 2.99% | 2.91% | 2.66% | 2.38% | 3.03% | 3.40% | 2.60% | 0.53% | 0.31% | ||||||||||||||||||||
86 | Net interest margin % *** | 2.51% | 2.33% | 2.86% | 3.30% | 3.37% | 3.50% | 3.38% | 3.19% | 3.23% | 3.17% | 3.10% | 3.05% | 2.90% | 2.72% | 3.22% | 3.48% | 2.81% | 1.17% | 1.04% | ||||||||||||||||||||
87 | Net Interest Incom/Earning Assets | 2.31% | 2.17% | 2.67% | 2.97% | 3.15% | 3.21% | 3.18% | 2.90% | 3.01% | 2.90% | 2.91% | 2.82% | 2.74% | 2.59% | 2.99% | 2.90% | 2.43% | 1.06% | 1.00% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
88 | Net Income/Earning Assets | 0.68% | 0.61% | 0.79% | 0.88% | 1.01% | 1.08% | 1.12% | 1.00% | 1.45% | 1.10% | 1.17% | 1.14% | 1.27% | 1.51% | 1.78% | 1.97% | 0.90% | 0.59% | 0.63% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | ||||||||||||||||
89 | ROIC | 1.55% | 2.19% | 2.86% | 3.60% | 3.95% | 4.05% | 3.65% | 5.20% | 3.90% | 3.98% | 3.68% | 3.84% | 4.95% | 6.99% | 7.85% | 2.80% | 1.40% | 1.40% | 0.00% | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
90 | ROA | 0.60% | 0.78% | 0.87% | 1.00% | 1.07% | 1.10% | 0.99% | 1.43% | 1.09% | 1.16% | 1.13% | 1.26% | 1.50% | 1.78% | 1.97% | 0.89% | 0.59% | 0.63% | #DIV/0! | #DIV/0! | #DIV/0! | #DIV/0! | |||||||||||||||||
91 | 1.41% | |||||||||||||||||||||||||||||||||||||||
92 | Mergers and Acquisition | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||||||||||||||||||||||
93 | Goodwill | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||||||||||||||||||||||
94 | ||||||||||||||||||||||||||||||||||||||||
95 | ||||||||||||||||||||||||||||||||||||||||
96 | ||||||||||||||||||||||||||||||||||||||||
97 | ||||||||||||||||||||||||||||||||||||||||
98 | ||||||||||||||||||||||||||||||||||||||||
99 | ||||||||||||||||||||||||||||||||||||||||
100 | ||||||||||||||||||||||||||||||||||||||||