7825 S Phillips Ave, Chicago, IL 60649

	B	C	D	E	F	G	H	I	J	K	L
1					Property Area:
2					MLS Area Code	8043
3					Community Area	South Shore
4					Area Investment Grade	C+
5	Property Information				Property Analysis		BR	Current Rents		Proforma Rents
6					Gross Annual Operating Income	$45,864.00		Unit 1	$1,400
7	Asking Price		$420,000.00		Gross Annual Operating Expenses	$13,635.16		Unit 2	$1,400
8	Renovations*				Net Operating Income	$32,228.84		Unit 3	$1,400
9	Number of Units		3		Annual Loan Payments	$23,892.17		Unit 4
10	Down Payment	25.0%	$105,000		DSCR (Debt Service Coverage Ratio)	1.35		Unit 5
11	Closing Costs	2%	$8,400		Capitalization Rate	7.67%		Unit 6
12	Total Initial Investment		$113,403.00		Monthly Cash Flow	$ 694.72		Unit 7
13	Monthly Income				Annual Cash Flow	$8,336.67		Unit 8
14	Rental Income $	Current	$4,200.00		GRM	8.3		Unit 9
15	Other Income				Exp. Ratio	29.73%		Unit 10
16	Vacancy Rate	9%	$378.00		Principle Reduction In First Year	$3,520.84		Unit 11
17	Gross Operating Monthly Income		$3,822.00		Appreciation in First Year	$8,400.00		Unit 12
18	Monthly Expenses (if applicable)				Return on Investment - Year 1				$4,200		$0
19	Landlord Paid Utilites		$240.00		Cash on Cash Return	7.35%		0.1654100935
20	HOA Dues				Principal Reduction	3.10%
21	PMI				Appreciation	7.41%
22	Annual Operating Expenses				Total Return On Investment	17.86%
23	Property Taxes		$3,321.16	1.50%	Financial Details
24	Insurance		$1,890.00	0.45%	Loan Amount	$315,000.00
25	Annual CapEx Budget	5.5%	$2,772.00		Loan Points	0.00%
26	Maintanance Budget	5.5%	$2,772.00		Amortization	30
27	Property Management	0%	$0.00		Interest Rate	6.50%
28	Total Annual Expenses		$13,635.16		Annual Appreciation Rate	2.00%
29	Monthly Expenses		$1,136.26
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