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Vanguard LifeStrategy 80%
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Rebalancing costs - manual
Investement annual return8.00%LifeStrategy 80% Fund
Individual Funds (Lifestrategy 80% replicated)
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ISA annual contribution£20,000.000.12%0.22%
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Annual fees savings£20.00
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Assume fees are paid by non-ISA account
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YearTotal fees savings (manual rebalancing)ISA Total
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0£20.00£20,000.00
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1£41.60£41,600.00
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2£64.93£64,928.00
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3£90.12£90,122.24
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4£117.33£117,332.02
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5£146.72£146,718.58
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6£178.46£178,456.07
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7£212.73£212,732.55
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8£249.75£249,751.16
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9£289.73£289,731.25
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10£332.91£332,909.75
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11£379.54£379,542.53
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12£429.91£429,905.93
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13£484.30£484,298.41
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14£543.04£543,042.28
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15£606.49£606,485.66
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16£675.00£675,004.51
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17£749.00£749,004.87
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18£828.93£828,925.26
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19£915.24£915,239.29
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20£1,008.46£1,008,458.43
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21£1,109.14£1,109,135.10
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22£1,217.87£1,217,865.91
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23£1,335.30£1,335,295.18
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24£1,462.12£1,462,118.80
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25£1,599.09£1,599,088.30
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26£1,747.02£1,747,015.37
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27£1,906.78£1,906,776.60
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28£2,079.32£2,079,318.72
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29£2,265.66£2,265,664.22
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30£2,466.92£2,466,917.36
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