| A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z | ||
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1 | HouseATL Funders' Collective | ||||||||||||||||||||||||||
2 | Affordable Housing Funding Resource List | ||||||||||||||||||||||||||
3 | Name of Program | Administering Entity | Eligible Geographies | Donor Type | Funding Type | Eligible Dwelling Types | Eligible Uses | Affordablility Requirements | Maximum Financial Assistance | Other Notes | Links for More Information | Contacts for More Information | |||||||||||||||
4 | HOME Investment Partnerships Program, City of Atlanta | City of Atlanta Department of Grants and Community Development | City of Atlanta | Public | Grant | Varies | Varies | A majority (90%) of HOME funds used to develop rental housing must serve families with incomes at or below 60% AMI, and a small portion (10%) may be used to serve families with incomes at or below 80 percent AMI. | Varies by project | https://www.atlantaga.gov/government/departments/grants-and-community-development | Nicole Barnes, NBarnes@AtlantaGa.Gov | ||||||||||||||||
5 | Faircloth-to-RAD Subsidy Pilot Program | Atlanta Housing | City of Atlanta | Public | Rental subsidy | New construction units, existing housing not subsidized by HUD, or substantial rehabilitation of vacant building | Project-based rental assistance, commitment can be used for securing conventional debt | Applicants applying for FTR should assume 60% Area Median Income (AMI) rent levels (Atlanta-Sandy Springs-Roswell) for purposes of development budgets. However, overall projects can serve residents earning up to 80% AMI. | Maximum award depends on the deal. Currently available on a project-level. | Pilot program with a recently released (Nov. 2023) NOFA to create 2,000 affordable rental units. | https://www.atlantahousing.org/wp-content/uploads/2023/11/FairCloth-to-Rad_NOFA_2023_Final_10.31.23.pdf https://www.atlantahousing.org/doing-business-with-ah/ | Maya.hodari@atlantahousing.org | |||||||||||||||
6 | Homeownership Down Payment Assistance Program, City of Atlanta | Atlanta Housing | City of Atlanta | Public | Homeownership subsidy | For-sale/homeownership units | Deferred loans to eligible buyers | Homebuyer income must not exceed 80% AMI. Primary loan term can range from 15 to 30 years and must be fixed-rate. Atlanta Housing also specifies other homebuyer requirements related to assets, residency, contributions, and more. | Maximum of $25,000 per awarded unit. | The AH DPA Homeownership Program is modeled to mortgage industry standards known as a ‘community second’ or a subsidy assistance loan. AH will secure a subordinate lien position on the property being purchased. | https://www.atlantahousing.org/housing-programs/down-payment-assistance/ https://www.atlantahousing.org/housing-programs/down-payment-assistance/guidelines/ | patricia.evans@atlantahousing.org | |||||||||||||||
7 | TogetherATL Affordable Housing Fund | Community Foundation for Greater Atlanta (CFGA) | Cobb, Clayton, DeKalb, Fulton, and Gwinnett Counties | Private | No-interest debt and/or grant funding | Rental or for-sale units | varies | Projects seeking 0% conditional loans must agree to a 65+ year affordability term through a ground lease agreement or community land trust stewardship. Projects seeking grant funding must provide units at 50% AMI or below. | 0% Conditional Loans: $30,000 to $50,000 per affordable unit, and no more than 25% of overall project cost. Strategic Grants: $100,000 to $500,000 (only for nonprofit developers) | The TogetherATL Fund is "limited to nonprofit developers or projects where there is meaningful participation from a nonprofit partner." | https://cfgreateratlanta.org/wp-content/uploads/2024/01/HousingFunds_20240118.pdf https://survey.alchemer.com/s3/7651397/Housing-Funds-Application | Matthew Todd matthew.todd@cfgreateratlanta.org | |||||||||||||||
8 | GoATL Affordable Housing Fund | Community Foundation for Greater Atlanta (CFGA) | Cobb, Clayton, DeKalb, Fulton, and Gwinnett Counties | Private | Below market debt and/or equity investments | Rental or for-sale units | Fund investments can be used for acquisition of land or existing properties, new construction, and/or rehabilitation expenses. Fund investments can be made as first mortgages, subordinate mortgages, mezzanine loans, and/or equity investments (preferred). | "Affordability is defined here as being mostly under 80% AMI, except for some for-sale housing between 80-120% AMI, with a duration of at least 10 years. Longer terms of affordability are preferred." | $1 million mimum loan amount, with typical maximum investment of $5 million. General investment of $30,000 to $40,000 per affordable unit with a sliding scale by affordability level. Rates are typically 3-6.5%, with lowest rates reserved for nonprofit developers. Maximum term is 15 years. | GoATL Fund investments can be combined with TogetherATL Fund investments for qualifiying projects. | https://cfgreateratlanta.org/wp-content/uploads/2024/01/HousingFunds_20240118.pdf https://survey.alchemer.com/s3/7651397/Housing-Funds-Application | Matthew Todd matthew.todd@cfgreateratlanta.org | |||||||||||||||
9 | CSH Loan Products | Corporation for Supportive Housing (CSH) | Throughout U.S. | Private | Below market debt | Supportive (10%+) and/or affordable housing projects. | Eligible uses for active products include predevelopment and acquisition for the new construction or preservation of affordable housing. | In order to qualify for a loan, a minimum of 10% of the project's units must be targeted at supportive housing residents. | Predevelopment loans: $150k - $2 million, typical term of 3 years Acquisition loans: $150k - $2 million, typical term of 3 years, maximum LTV of 130% | CSH lends to nonprofit, forprofit and public agency borrowers, and joint ventures comprised of these types of entities, with a track record in developing supportive and/or affordable housing. | https://www.csh.org/csh-solutions/lending-community-investment/ https://www.csh.org/wp-content/uploads/2024/03/5.1.23-Term-Sheet-for-website-1.pdf | Allison Roddy, allison.roddy@csh.org | |||||||||||||||
10 | Enterprise Preservation Equity Fund | Enterprise Community Investment | Throughout U.S. | Private | Equity | Multifamily rental projects with 100+ units, a minimum occupancy rate of 80%, and a projected debt coverage ratio of at least 1.25. | Acquisition, immediate capital improvements, financing costs, soft costs, and cap reserves | At least 50% of units at 80% AMI or lower | Minimum investment of $3 million and maximum investment of $20 million per project. Average investment of $5 to $10 million per project. | "Properties may be restricted affordable housing (LIHTC, Section 8, etc.) or may be unrestricted workforce housing. Properties will generally be 'B' and 'C' class with potential for improvement and more efficient operations." | https://www.enterprisecommunity.org/capabilities/preservation-equity https://www.enterprisecommunity.org/sites/default/files/2021-10/Enterprise_Conventional_Equity_External_03162021.pdf | Scott Greenfield, sgreenfield@enterprisecommunity.com | |||||||||||||||
11 | Renter's Wealth Creation Fund | Enterprise Community Investment | Throughout U.S. | Private | Equity (can also consider subordinated debt structures) | Multifamily rental properties | Total project costs may include the purchase price, closing costs, a sponsor acquisition fee, a capital improvement reserve, a resident services escrow, a cash back rewards escrow, soft costs, financing costs and other cash reserves / working capital. | Properties where at least 75% of the total units are affordable to households below 80% AMI. | Minimum target investment of $3 million and maximum investment of $20 million per project. Exceptions evaluated on a case-by-case basis. | Use of fund requires the following renter wealth creation strategies: 1) cash back to renters making on-time payments, 2) expansion of resident services, and 3) shared appreciation with residents upon sale or refinancing of property. | https://www.enterprisecommunity.org/impact-areas/upward-mobility/renter-wealth-creation https://www.enterprisecommunity.org/sites/default/files/2022-10/enterprise-preservation-equity.pdf | Scott Greenfield, sgreenfield@enterprisecommunity.com | |||||||||||||||
12 | Enterprise Community Loan Fund Products | Enterprise Community Loan Fund (ECLF) | Throughout U.S. | Private | Below market debt | Rental housing, for-sale housing, mixed-use projects, community facilities, and commercial facilities | Eligible uses include predevelopment, acquisition, critical repairs, hard and soft costs for new construction or rehabilitation, and refinancing. ECLF provides predevelopment, acquisition, construction, bridge, mini-permanent, NMTC leverage, and permanent loans. | Predevelopment loans: up to $2 million Acquisition, mini-permanent, and NMTC leverage loans: up to $8 million Construction, bridge, and permanent loans: up to $10 million | Term sheets provided on an individual/private basis. | https://www.enterprisecommunity.org/capabilities/community-development-financial-institution | Ryan Fleming, rfleming@enterprisecommunity.org | ||||||||||||||||
13 | Affordable Housing Program (AHP) of FHLBank Atlanta | Federal Home Loan Bank of Atlanta | GA, SC, NC, VA, DC, MD, AL, FL | Private | Grant | Multifamily or homeownership | Acquisition and rehabilitation | Subsidized units must serve households earning 80% AMI or below. Rental projects are required to ensure that 20% of total units are for households at or below 50% AMI. Secured with a note and security instrument to ensure compliance through the affordability period: 15 years for rental and 5 years for ownership | $500,000 per project | The application process is a competitive, scoring-based program. Applications are submitted through an online portal with FHLBank Atlanta member financial institution | https://corp.fhlbatl.com/services/affordable-housing-programs/ | Community Investment Services Team, 800-536-9650 ext. 3 | |||||||||||||||
14 | Project Based Voucher (PBV) Program | Georgia Department of Community Affairs (DCA) | DCA PBVs are currently available for properties in the 149 counties within Georgia’s Housing Choice Voucher jurisdiction (this does not include Fulton, Cobb, Dekalb, Clayton, Muscogee, Sumter, Bibb, Richmond, Glynn, or Chatham counties). | Public | Rental subsidy | Rental housing | N/A | The PBV Program is targeted to assist households earning no more than 50% AMI. The rent to owner including utility allowances must not exceed the lowest of: o An amount determined by DCA, not to exceed 120 percent of the applicable Small Area Fair Market Rent (SAFMR) for the unit bedroom size including any applicable tenant-paid utility allowance o The reasonable rent o The rent requested by the owner | Qualifying tenants will pay no more than 30 percent of their income, and DCA will provide the remaining rent payment directly to the landlord or property owner. The maximum number of HCV PBVs awarded to a project is 25% or minimum of fifty (the maximum of the two) of the total units in the project. | Information for the 2023 PBV Program is included. Please consult the DCA website for updated information about PBV proposals. | https://www.dca.ga.gov/safe-affordable-housing/rental-housing-assistance/housing-choice-voucher-program-formerly-known-16 https://www.dca.ga.gov/sites/default/files/pbv_rfp_2023.pdf https://www.dca.ga.gov/sites/default/files/dca_pbv_process_guide_and_faq_-_final_0.pdf | Tracie Sanchez (DCA Region 3 Representative), region3@dca.ga.gov | |||||||||||||||
15 | Federal Rehabilitation Investment Tax Credit (RITC) | Georgia Historic Preservation Division (HPD) and the National Park Service (NPS) The Georgia HPD also operates as the State Historic Preservation Office (SHPO) | State of Georgia | Public | Equity | Multifamily or other commercial properties | Equity for acquisition or major rehabilitation of historically significant properties. Property must be on the National Register of Historic Places. Only properties utilized for income-producing purposes can take advantage of the credit. | No specific affordability requirements | 20% of qualified rehabilitation expenditures | Developer is required to abide by design and construction regulations to preserve historic features as determined by the Historic Preservation Division (HPD) of the Georgia Department of Natural Resources (DNR). | https://www.dca.ga.gov/georgia-historic-preservation-division/tax-incentives-grants/federal-tax-incentives/federal | Tracie Sanchez (DCA Region 3 Representative), region3@dca.ga.gov | |||||||||||||||
16 | Housing Partnership Network Loan Products | Housing Partnership Fund (CDFI of Housing Partnership Network) | Eligible to HPN members. Targeted states are AL, DC, FL, GA, IL, IN, KY, LA, MD, MS, NY, NC, OH, PA, SC, TX, VA, and WV | Private | Below market debt | Varies by fund--most are restricted to rental projects | Acquisition, construction and rehabilitation, predevelopment and carry costs (varies by loan product.) | Not specified | Up to $25 million for preservation loan product, but maximums for other loan products are $10 and $3 million. | Interest rates are subject to change, but lowest listed rate is 4.5% and highest listed rate is 6.5%. | https://housingpartnership.net/cdfi-lending https://housingpartnership.net/img/Product-Offerings-Chart-8.5-%C3%97-11-in-1.pdf | Ben Greenberg, greenberg@housingpartnership.net or Ian Regnier, regnier@housingpartnership.net | |||||||||||||||
17 | Ascension Fund Grant -- Eastside, City of Atlanta | Invest Atlanta | Eastside Tax Allocation District | Public | Grant | Multifamily or homeownership | Acquisition, rehabilitation, soft costs | A minimum of 20% of units at 80% AMI or 15% at 60% AMI for a term of at least 15 years | Maximum amount varies by affordability level: 61-80% AMI: $50,000 per unit 31%-60% AMI: $60,000 per unit 0%-30% AMI: $70,000 per unit | Projects must have a minimum of $7.5 million and provide a minimum equity commitment of 10% of project costs. | https://www.investatlanta.com/developers/opportunities-incentives/tax-allocation-district-financing/eastside https://www.investatlanta.com/assets/eastside_plp_loan_program_-beltline_pb_campbellton_etad_wtad-_eastside_final_j3vBRlb.pdf | Vickey Roberts, vroberts@investatlanta.com | |||||||||||||||
18 | Ascension Fund Grant -- Westside, City of Atlanta | Invest Atlanta | Westside Tax Allocation District | Public | Grant | Multifamily or homeownership | Acquisition, rehabilitation, soft costs | A minimum of 20% of units at 80% AMI or 15% at 60% AMI for a term of at least 15 years | Maximum amount varies by affordability level: 61-80% AMI: $50,000 per unit 31%-60% AMI: $60,000 per unit 0%-30% AMI: $70,000 per unit | Projects must have a minimum of $7.5 million and provide a minimum equity commitment of 10% of project costs. | https://www.investatlanta.com/developers/opportunities-incentives/tax-allocation-district-financing/westside https://www.investatlanta.com/assets/westside_tad_program_guidelines_rev._final_-1-_w5Kv84x.pdf | Vickey Roberts, vroberts@investatlanta.com | |||||||||||||||
19 | Atlanta BeltLine Affordable Housing Trust Fund (BAHTF) | Invest Atlanta | BeltLine Tax Allocation District | Public | Subsidy and Grant | varies | varies | Minimum of 25% of units at 80% AMI or 20% at 60% AMI for a term of at least 20 years | Maximum amount varies based on affordability level | https://www.investatlanta.com/developers/opportunities-incentives/tax-allocation-district-financing/atlanta-beltline | Chelsea Arkin, carkin@atlbeltline.org | ||||||||||||||||
20 | Housing Opportunity Bond -- Small MF, City of Atlanta | Invest Atlanta | City of Atlanta | Public | Below market debt | Multifamily properties with less than 70 units | New construction or acquisition and rehabilitation (preservation preferred) | 30% set aside for a population at or below 80% of AMI for rental housing projects. | Up to $700,000 per project. Maximum per unit amount varies by affordability level: 61-80% AMI: $50,000 per unit 31%-60% AMI: $60,000 per unit 0%-30% AMI: $70,000 per unit | https://www.investatlanta.com/developers/opportunities-incentives/residential-housing-incentives | Vickey Roberts, vroberts@investatlanta.com | ||||||||||||||||
21 | Resurgence Fund Grant -- Eastside, City of Atlanta | Invest Atlanta | Eastside Tax Allocation District | Public | Grant | Multifamily (5+ units) or homeownership | Acquisition, rehabilitation, soft costs | A minimum of 20% of units at 80% AMI or 15% at 60% AMI for a term of at least 15 years | Maximum per unit amount varies by affordability level: 61-80% AMI: $50,000 per unit 31%-60% AMI: $60,000 per unit 0%-30% AMI: $70,000 per unit | Projects must have a minimum project size of $100,000 and a maximum of $7.5 million and provide a minimum equity commitment of 10% of project costs. | https://www.investatlanta.com/developers/opportunities-incentives/tax-allocation-district-financing/eastside https://www.investatlanta.com/assets/eastside_plp_loan_program_-beltline_pb_campbellton_etad_wtad-_eastside_final_j3vBRlb.pdf | Vickey Roberts, vroberts@investatlanta.com | |||||||||||||||
22 | Resurgence Fund Grant -- Westside, City of Atlanta | Invest Atlanta | Westside Tax Allocation District | Public | Grant | Multifamily (5+ units) or homeownership | Acquisition, rehabilitation, soft costs | A minimum of 20% of units at 80% AMI or 15% at 60% AMI for a term of at least 15 years | Maximum per unit amount varies by affordability level: 61-80% AMI: $50,000 per unit 31%-60% AMI: $60,000 per unit 0%-30% AMI: $70,000 per unit | Projects must have a minimum project size of $100,000 and a maximum of $7.5 million and provide a minimum equity commitment of 10% of project costs. | https://www.investatlanta.com/developers/opportunities-incentives/tax-allocation-district-financing/westside https://www.investatlanta.com/assets/westside_tad_program_guidelines_rev._final_-1-_w5Kv84x.pdf | Vickey Roberts, vroberts@investatlanta.com | |||||||||||||||
23 | Keeping Homes Affordable Fund | Low Income Investment Fund (LIIF) | Throughout U.S. | Private | Below market debt | Affordable rental properties | Acquisition and preservation of affordable housing (subsidized or unsubsidized) | No specified requirements | Typical maximum is $14 million, but loans above $14 million can be considered on a case-by-case basis. | https://www.liifund.org/news/post/low-income-investment-fund-launches-50-million-keeping-homes-affordable-fund-in-partnership-with-calvert-impact-and-arnold-ventures/ https://drive.google.com/file/d/1-zf3v3jR94eVbfwRXGtZBjYHF3j9aGeb/view?usp=sharing | LaToya Kyle, lkyle@liifund.org | ||||||||||||||||
24 | Workforce Housing Fund | National Equity Fund | Throughout U.S. | Private | Below market debt and equity | Multifamily housing properties (preference for preservation, but new construction projects will also be considered) | Aquisition and moderate capital improvements up to $15K per unit. New construction may be considered for equity products. | Properties must serve a majority of tenants below 80% AMI. Affordability term will run the length of the investment or Land Use Restriction Agreement (LURA), whichever is greater. | Debt: typically $10-40 million, but larger loan amounts will be considered Equity: typically $8 million, but larger investment amounts will be considered | Eligible sponsors are multifamily housing developers with substantial prior experience and demonstrated track record of developing, owning, or operating multifamily properties. | https://www.nationalequityfund.org/expertise/workforce-housing/ https://www.nationalequityfund.org/media/v0napmuo/workforce-housing-july-2023.pdf | Brandon McCall, brandon.mccall@nefinc.org or Ryun Miller, rmiller@nefinc.org | |||||||||||||||
25 | NEF Preservation Products | National Equity Fund (NEF) | Throughout U.S. | Private | Equity or first mortgage debt | Subsidized affordable housing properties (LIHTC, Section 8, or other federal programs) | Including but not limited to: acquisition, paying off existing first mortgage, buying out existing limited partners, and minor capital improvements | No specified requirements, outside of existing requirements for subsidy program. Affordability term must equal the length of loan investment or LURA, whichever is greater | Typical maximums listed were $50 million for debt, and $15 million for equity. Term sheet states that "larger amounts will be considered" in both cases. | Investment terms are up to 5 years for debt, and 5-7 years for equity. | https://www.nationalequityfund.org/expertise/preservation/ https://www.nationalequityfund.org/media/wuciq2ii/preservation-overview-plus-term-sheet_111022.pdf | Brandon McCall, brandon.mccall@nefinc.org or Ryun Miller, rmiller@nefinc.org | |||||||||||||||
26 | Greater Atlanta Transit-Oriented Affordable Housing Preservation Fund | National Equity Fund (on behalf of MARTA and Morgan Stanley Community Development Finance) | Locations that are accessible to MARTA stations or bus stops. Exact proximity requirements unclear. | Private | Gap funding | Multifamily rental projects | Fund is intended to "preserve transit-oriented affordable multi-family housing at risk of the following: market-rate conversion or financial/physical distress; expiring Federal Low-Income Housing Tax Credits (LIHTC) and U.S. Housing and Urban Development (HUD)-funded affordable housing including properties at, or near, the end of the LIHTC compliance period; or properties with or without rental subsidies." | Likely aligned with MARTA affordable housing policy (at least 20% of units at 60-80% AMI) | Overall fund size is $100 million. Unclear what the remaining amount or individual loans would be. | https://www.housingfinance.com/finance/marta-announces-tod-preservation-funds-first-transaction_o https://itsmarta.com/marta-announces-regional-partnership-to-protect-housing.aspx | Ryan Fleming, rfleming@enterprisecommunity.org | ||||||||||||||||
27 | Private Enterprise Agreement (PEA) Program, City of Atlanta | Atlanta Urban Development Corporation | City of Atlanta | Public | Tax exemption | Multifamily rental projects | "Private Enterprise Agreements are partnerships between private-sector property owners and AUD which provide property tax incentives for eligible housing units that are occupied by persons of low income." | At least 20% of units at or below 50% AMI and 10% of units at or below 80% AMI for at least 25 years | Tax exemption will vary depending on Fulton County assessment for the specific property | Priority demographics to be served in projects include seniors (65+), families with children enrolled in APS, and youth under 25 years old. | https://www.atlurbdevco.com/working-with-us https://cdn.prod.website-files.com/657ad30f1454198c9d8e1d97/67ad28452fa98fde47354d89_PEA%20Overview_External.pdf | Karen Patten, karenp@atlurbdevco.com | |||||||||||||||
28 | Private Enterprise Agreement, Cobb County | Housing Authority of Cobb County | Cobb County (outside the cities of Acworth, Marietta, and Smyrna which have their own housing authorities) | Public | Tax exemption | Multifamily rental projects | Private Enterprise Agreements are partnerships between private-sector property owners and the Housing Authority which provide property tax incentives for providing housing units that are occupied by persons of low income. | Varies depending on project, but for most projects 20% of units must be below 50% AMI or 40% below 60% AMI | Tax exemption will vary depending on assessment for the specific property | Interested in commitments to on-site educational services for children and youth who will be attending public schools. Will participate in the project structure - varies by type of project. | https://www.cobbcounty.gov/board/county-clerk/boards-and-authorities/housing-authority-cobb-county | Scott Cochran, Attorney, 770-435-2131, scott@cochranedwardslaw.com | |||||||||||||||
29 | Impact Developers Fund | TruFund Financial Services | Throughout U.S. | Private | Equity | Affordable housing or community development properties | Eligible uses include activities that will "acquire, develop, finance, operate, improve, preserve, sell, and dispose of private and publicly financed affordable housing and community development investments." | Not specified, but noted that "each investment must meet the needs of low to moderate income communities." | Investment amount: $2.5 to $6 million, with a 6-8 year typical repayment term. Preferred cash dividends on a quarterly basis. | Eligible investees are managed by people who have traditionally lacked access to capital (including but not limited to BIPOC or women developers.) TruFund also outlines requirements for minimum levels of developer experience, past participation in LIHTC or other subsidy programs, and personal guarantees. | https://www.trufund.org/products-services/impact-developers-fund-trucapital-investments-llc/ https://enterprisecommunity-my.sharepoint.com/:b:/g/personal/glott_enterprisecommunity_org/ER2RmMhYycxNqh4gfwkKJckBgDtoGiAd711ao5UDahVnLQ?e=9ttMKy | Seth Manoff, smanoff@trufund.org or idf@trufund.org | |||||||||||||||
30 | Energy Assistance for Savings & Efficiency (EASE) | Georgia Power | Georgia Power service | Private | Subsidy / Incentive | Single-family homes | Energy efficiency improvements (e.g., insulation, air sealing, HVAC upgrades, water heating) | Income-qualified customers (specific requirements vary) | Varies depending on scope of upgrades | Part of Georgia Power's suite of Home Energy Efficiency programs; pre-qualification required | https://www.georgiapower.com/residential/save-money-and-energy/products-programs/home-energy-efficiency-programs/ease.html | Call 1-877-310-5607 | |||||||||||||||
31 | WeatheRiseATL | Partnership between The Goodr Foundation, The Solutions Project, 100ATL, and others | City of Atlanta, GA | Private/Philanthropic | Grant / Direct | Low-income residential | Weatherization, energy efficiency, cooling support, health & safety upgrades | Low-income residents; priority for communities of color and elderly households | Not stated; support delivered through services rather than cash | Focus on resilience and climate justice; combines health, equity, and environmental goals | https://www.100atl.com/weatherise- | info@100atl.com | |||||||||||||||
32 | Greenhouse Gas Reduction Fund (GGRF) | Various (LISC, Enterprise, SELF Help, CPC) | Nationwide; including Georgia | Public (Federal EPA) | Grants and Loans | Varies (community-scale and residential projects) | Decarbonization, solar energy, green retrofits, environmental justice projects | Prioritizes low-income and disadvantaged communities | Varies by program and implementer | Funding distributed via intermediary | https://www.epa.gov/greenhouse-gas-reduction-fund | Refer to intermediary implementers (e.g., Enterprise, SELF) | |||||||||||||||
33 | Solar for All | EPA / Local Subgrantees | Nationwide (including Georgia) | Public (Federal EPA) | Grant | Low-income residential properties | Solar energy installation, community solar projects | Low-income households and disadvantaged communities | Varies by subgrantee; no direct-to-consumer payments | Part of the Inflation Reduction Act climate justice initiatives | https://www.epa.gov/greenhouse-gas-reduction-fund/solar-all | Contact local program implementers or EPA for state-specific info | |||||||||||||||
34 | Solar Energy Loan Fund (SELF) | Solar Energy Loan Fund | Georgia and other southeastern states | Private / Nonprofit CDFI | Below-market Loan | Single-family homes (owner-occupied) | Energy efficiency, renewable energy, climate resilience improvements | Focus on underserved and credit-challenged borrowers | Varies; up to $50,000 typical loan cap | Inclusive lending model to expand clean energy access | https://solarenergyloanfund.org/ | info@solarenergyloanfund.org | |||||||||||||||
35 | Home Energy Improvement Program (HEIP) | Georgia Power | Georgia Power service | Private | Rebate | Multi-family and Single-family homes | Energy efficiency improvements (e.g., HVAC, insulation, air sealing, duct sealing) | Open to all Georgia Power customers; no income restriction | Varies by measure; up to $1,750 for certain upgrades | Must use program-approved contractors; pre- and post-inspections may be required | https://www.georgiapower.com/residential/save-money-and-energy/products-programs/home-energy-efficiency-programs/residential-rebates.html | Call 1-877-310-5607 | |||||||||||||||
36 | Home Energy Rebates (HER) | Georgia Environmental Finance Authority (GEFA) | Georgia | Public (Federal via State) | Rebate | Single-family and multifamily homes | Home energy efficiency upgrades such as insulation, air sealing, HVAC improvements, windows, and more | Income-based eligibility — higher rebates for low-income households | Up to $4,000 for moderate-income; up to $8,000 for low-income households | Launching in 2025; GEFA is the statewide administrator under the Inflation Reduction Act | https://energyrebates.georgia.gov/home-efficiency-rebates | Use website form or contact GEFA via energy@gefa.ga.gov | |||||||||||||||
37 | Home Electrification and Appliance Rebates (HEAR) | Georgia Environmental Finance Authority (GEFA) | Georgia | Public (Federal via State) | Rebate | Single-family and multifamily homes | Electrification of appliances (heat pumps, water heaters, electric/induction stoves, wiring upgrades) | Exclusively for low-income households (≤150% Area Median Income) | Up to $14,000 per household | Covers installation and appliance costs; program rollout expected in 2025; part of the Inflation Reduction Act | https://energyrebates.georgia.gov/home-electrification-and-appliance-rebates | Use website form or contact GEFA via energy@gefa.ga.gov | |||||||||||||||
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