Bank Product Capabilities

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O	P	Q	R	S	T	U	V	W	X	Y	Z	AA	AB	AC	AD	AE	AF	AG	AH	AI	AJ	AK	AL	AM	AN	AO
1	Payment Flow	Technical Implementation	Payments																						Returns				Accounts							International		Files
2	Your Core Payment Flows	Connection Type	ACH (US)				Fedwire (US wire)	BACS (UK)		CHAPS (UK wire)	SEPA (Europe)		EFT (Canada)		LVTS (Canada Wire)	Interac (Canada)	BECS (Australia)		Lockbox	Checks		Book Transfers	RTP	Special?	ACH/local payment rail		Wire		FBO Acct (Bank BIN)	Virtual Accts					Escrow / Custodial Accts	Acct Currencies	SWIFT Wires (non-USD)	Intraday Files	Prior Day Files	Balance Reporting Time	Positive Pay
3	Your Core Payment Flows	Connection Type	Normal	Same Day	Reversal	On-US/Intrabank	Send/Receive	Send	Reversal	Send/Receive	Send	Reversal	Send	Reversal	Send/Receive		Send	Reversal	Lockbox	Send	Reversal (void/stop payment)	Book Transfers	RTP	Special?	Originating	Receiving	Originating	Receiving	FBO Acct (Bank BIN)	Yes/No	Wires	Wire Returns	ACH	Orig. ACH Returns	Escrow / Custodial Accts	Acct Currencies	SWIFT Wires (non-USD)	Intraday Files	Prior Day Files	Balance Reporting Time	Positive Pay
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100