Choosing an Everyday Credit Card | Thursday Trailblazer

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2	Choosing an Everyday Credit Card \| Thursday Trailblazer
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4	NOTES
5	Only modify the fields highlighted in yellow. Modifying other fields can result in broken formulas or links.
6	You can navigate to the [New] You can fill out tab to fill out a blank version.
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8	Step 1: Input your average monthly expenses
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10	Category	Monthly Amount
11	Airfare	$50.00
12	Hotels	$0.00
13	Dining (Restaurants)	$350.00
14	Gas	$200.00
15	Groceries (In Person)	$750.00
16	Rent	$1,850.00
17	All other purchases (shopping, utilities, etc.)	$500.00
18	Total	$3,700.00
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20	Step 2: Estimate Points/Rewards
21	You can find the amount of points you'll earn for each category by visiting the specific credit card's website. Note: Sample details last updated 10/2023
22	You can update any of the sample credit card, point rewards, and notes below
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24	Card Name:	Chase Sapphire Preferred
25	Annual Fee:	$95.00
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27	Category	Point Reward Per Dollar	Est. Points	Notes
28	Airfare	2	100	5x if Chase Travel Portal
29	Hotels	2	0	5x if Chase Travel Portal
30	Dining (Restaurants)	3	1,050
31	Gas	1	200
32	Groceries (In Person)	1	750	3x if online grocery; Using 1x since this will fall into "all other purchases"
33	Rent	0	0
34	All other purchases	1	500
35		Estmated Total	2,600
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37	Card Name:	American Express Gold
38	Annual Fee:	$250.00
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40	Category	Card Points/Rewards	Est. Points	Notes
41	Airfare	3	150
42	Hotels	1	0	Using 1x since this will fall into "all other purchases"
43	Dining (Restaurants)	4	1,400
44	Gas	1	200	Using 1x since this will fall into "all other purchases"
45	Groceries (In Person)	4	3,000
46	Rent	0	0
47	All other purchases	1	500
48		Estmated Total	5,250
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50	Card Name:	Bilt Card
51	Annual Fee:	$0.00
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53	Category	Card Points/Rewards	Est. Points	Notes
54	Airfare	2	100
55	Hotels	2	0
56	Dining (Restaurants)	3	1,050
57	Gas	1	200	Using 1x since this will fall into "all other purchases"
58	Groceries (In Person)	1	750	Using 1x since this will fall into "all other purchases"
59	Rent	1	1,850
60	All other purchases	1	500
61		Estmated Total	4,450
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63	Step 3: Select a card
64	Compare the credit card points, annual fees, and type of point rewards you'll be receiving to select the best card for you.
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66	Card Name	Annual Fee	Est. Points
67	Chase Sapphire Preferred	$95.00	2,600
68	American Express Gold	$250.00	5,250
69	Bilt Card	$0.00	4,450
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