4% Rule Math - JohnnyFD.com
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1
Starting Networth
Gains at 5%Net Total
4% Withdrawl+
Year End Networth
2
$1,000,000.00$0.00$1,000,000.00$40,000.00$960,000.00
3
$960,000.00$48,000.00$1,008,000.00$40,800.00$967,200.00
4
$967,200.00$48,360.00$1,015,560.00$41,616.00$973,944.00
5
$973,944.00$48,697.20$1,022,641.20$42,448.32$980,192.88
6
$980,192.88$49,009.64$1,029,202.52$43,297.29$985,905.24
7
$985,905.24$49,295.26$1,035,200.50$44,163.23$991,037.27
8
$991,037.27$49,551.86$1,040,589.13$45,046.50$995,542.63
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$995,542.63$49,777.13$1,045,319.77$45,947.43$999,372.34
10
$999,372.34$49,968.62$1,049,340.96$46,866.38$1,002,474.58
11
$1,002,474.58$50,123.73$1,052,598.31$47,803.70$1,004,794.61
12
$1,004,794.61$50,239.73$1,055,034.34$48,759.78$1,006,274.56
13
$1,006,274.56$50,313.73$1,056,588.29$49,734.97$1,006,853.32
14
$1,006,853.32$50,342.67$1,057,195.98$50,729.67$1,006,466.31
15
$1,006,466.31$50,323.32$1,056,789.63$51,744.27$1,005,045.36
16
$1,005,045.36$50,252.27$1,055,297.63$52,779.15$1,002,518.48
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$1,002,518.48$50,125.92$1,052,644.40$53,834.73$998,809.67
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$998,809.67$49,940.48$1,048,750.15$54,911.43$993,838.72
19
$993,838.72$49,691.94$1,043,530.66$56,009.66$987,521.00
20
$987,521.00$49,376.05$1,036,897.05$57,129.85$979,767.20
21
$979,767.20$48,988.36$1,028,755.56$58,272.45$970,483.12
22
$970,483.12$48,524.16$1,019,007.27$59,437.90$959,569.38
23
$959,569.38$47,978.47$1,007,547.85$60,626.65$946,921.19
24
$946,921.19$47,346.06$994,267.25$61,839.19$932,428.06
25
$932,428.06$46,621.40$979,049.47$63,075.97$915,973.50
26
$915,973.50$45,798.67$961,772.17$64,337.49$897,434.68
27
$897,434.68$44,871.73$942,306.42$65,624.24$876,682.18
28
$876,682.18$43,834.11$920,516.28$66,936.72$853,579.56
29
$853,579.56$42,678.98$896,258.54$68,275.46$827,983.08
30
$827,983.08$41,399.15$869,382.23$69,640.97$799,741.27
31
$799,741.27$39,987.06$839,728.33$71,033.79$768,694.54
32
$768,694.54$38,434.73$807,129.27$72,454.46$734,674.80
33
$734,674.80$36,733.74$771,408.54$73,903.55$697,504.99
34
$697,504.99$34,875.25$732,380.24$75,381.62$656,998.62
35
$656,998.62$32,849.93$689,848.55$76,889.26$612,959.29
36
$612,959.29$30,647.96$643,607.26$78,427.04$565,180.22
37
$565,180.22$28,259.01$593,439.23$79,995.58$513,443.64
38
$513,443.64$25,672.18$539,115.83$81,595.49$457,520.33
39
$457,520.33$22,876.02$480,396.35$83,227.40$397,168.95
40
$397,168.95$19,858.45$417,027.39$84,891.95$332,135.44
41
$332,135.44$16,606.77$348,742.21$86,589.79$262,152.42
42
$262,152.42$13,107.62$275,260.04$88,321.59$186,938.46
43
$186,938.46$9,346.92$196,285.38$90,088.02$106,197.36
44
$106,197.36$5,309.87$111,507.23$91,889.78$19,617.45
45
$19,617.45$980.87$20,598.32$93,727.57-$73,129.25
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