April 2026 - Client Variable Rate Sheet

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O	P
1		Super prime (800-850)			Prime (740-799)			Near prime (670-739)			Upper subprime (640-669)			Mid subprime (570-639)
2	State	Owner	Agent	LLC	Owner	Agent	LLC	Owner	Agent	LLC	Owner	Agent	LLC	Owner	Agent	LLC

3	Alabama	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
4	Alaska	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
5	Arizona	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
6	Arkansas	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
7	California	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
8	Colorado	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
9	Connecticut	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
10	Delaware	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
11	District of Columbia	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
12	Florida	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
13	Georgia	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
14	Hawaii	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
15	Idaho	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
16	Illinois	0%	0%	0%	4%	4%	4%	4.50%	6.50%	4.50%	4.50%	8%	Denied	Denied	Denied	Denied
17	Indiana	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
18	Iowa	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
19	Kansas	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
20	Kentucky	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
21	Louisiana	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
22	Maine	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
23	Maryland	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
24	Massachusetts	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
25	Michigan	0%	0%	0%	3.50%	4.00%	3.50%	3.50%	6.50%	3.50%	3.50%	8%	Denied	Denied	Denied	Denied
26	Minnesota	0%	0%	0%	4%	4%	4%	4%	7%	4%	4%	8%	Denied	Denied	Denied	Denied
27	Mississippi	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
28	Missouri	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
29	Montana	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
30	Nebraska	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
31	Nevada	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
32	New Hampshire	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
33	New Jersey	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
34	New Mexico	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
35	New York	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
36	North Carolina	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
37	Ohio	0%	0%	0%	4%	4%	4%	4%	7%	4%	4%	8%	Denied	Denied	Denied	Denied
38	Oklahoma	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
39	Oregon	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
40	Pennsylvania	0%	0%	0%	3%	4%	3%	3%	7%	3%	3%	8%	Denied	Denied	Denied	Denied
41	South Carolina	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
42	Tennessee	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	5.50%	Denied	Denied	Denied	Denied
43	Texas	0%	0%	0%	4%	4%	4%	5.00%	6.50%	5.00%	5.00%	8%	Denied	Denied	Denied	Denied
44	Utah	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
45	Virginia	0%	0%	0%	4%	4%	4%	6.00%	6.50%	6.00%	6.00%	8%	Denied	Denied	Denied	Denied
46	Washington	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
47	West Virginia	0%	0%	0%	4%	4%	4%	4%	7%	4%	4%	8%	Denied	Denied	Denied	Denied
48	Wisconsin	0%	0%	0%	4%	4%	4%	6.50%	6.50%	6.50%	8%	8%	Denied	8%	Denied	Denied
49	Wyoming	Denied	0%	Denied	Denied	4%	Denied	Denied	6.50%	Denied	Denied	8%	Denied	Denied	Denied	Denied
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