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1 | JRsays | all rights reserved | |||||||||||||
2 | Created with: | Google Docs | |||||||||||||
3 | Get your own copy: | Click Here | |||||||||||||
4 | Author: | JR | |||||||||||||
5 | JRsays | all rights reserved | |||||||||||||
6 | INPUTS: | RESULTS: | Original | with add'l payments | |||||||||||
7 | Loan Amount: | 148,000.00 | Final Payment: | 25-Feb-2030 | 25-Aug-2025 | tolerance | |||||||||
8 | Term (years): | 15 | Loan Reduced By: | 54 months | 0.000005 | ||||||||||
9 | Interest Rate: | 4% | Total Interest Paid: | $49,052.86 | $29,917.77 | DefaultFirstDate | |||||||||
10 | First Payment Date: | 3/25/2015 | Total Interest Saved: | $19,135.10 | 10/1/2023 | ||||||||||
11 | Monthly Payment: | $1,094.74 | |||||||||||||
12 | see original annual amortization schedule | ||||||||||||||
13 | Monthly Amortization Schedule: | 25-Aug-25 | |||||||||||||
14 | Payment | Date | Payment Amount | Interest Paid | Principal Paid | Additional Principal Payment | Principal Balance | 126 | |||||||
15 | 1 | 3/25/2015 | 1,094.74 | 493.33 | 601.40 | 147,398.60 | 0 | ||||||||
16 | 2 | 4/25/2015 | 1,094.74 | 491.33 | 603.41 | 146,795.19 | 0 | ||||||||
17 | 3 | 5/25/2015 | 1,094.74 | 489.32 | 605.42 | 146,189.76 | 0 | ||||||||
18 | 4 | 6/25/2015 | 1,094.74 | 487.30 | 607.44 | 145,582.33 | 0 | ||||||||
19 | 5 | 7/25/2015 | 1,094.74 | 485.27 | 609.46 | 144,972.86 | 0 | ||||||||
20 | 6 | 8/25/2015 | 1,094.74 | 483.24 | 611.50 | 144,361.37 | 0 | ||||||||
21 | 7 | 9/25/2015 | 1,094.74 | 481.20 | 613.53 | 143,747.83 | 0 | ||||||||
22 | 8 | 10/25/2015 | 1,094.74 | 479.16 | 615.58 | 143,132.25 | 0 | ||||||||
23 | 9 | 11/25/2015 | 1,094.74 | 477.11 | 617.63 | 142,514.62 | 0 | ||||||||
24 | 10 | 12/25/2015 | 1,094.74 | 475.05 | 619.69 | 141,894.93 | 0 | ||||||||
25 | 11 | 1/25/2016 | 1,094.74 | 472.98 | 621.76 | 141,273.18 | 0 | ||||||||
26 | 12 | 2/25/2016 | 1,094.74 | 470.91 | 623.83 | 140,649.35 | 0 | ||||||||
27 | 13 | 3/25/2016 | 1,094.74 | 468.83 | 625.91 | 140,023.45 | 0 | ||||||||
28 | 14 | 4/25/2016 | 1,094.74 | 466.74 | 627.99 | 139,395.45 | 0 | ||||||||
29 | 15 | 5/25/2016 | 1,094.74 | 464.65 | 630.09 | 138,765.37 | 0 | ||||||||
30 | 16 | 6/25/2016 | 1,094.74 | 462.55 | 632.19 | 138,133.18 | 0 | ||||||||
31 | 17 | 7/25/2016 | 1,094.74 | 460.44 | 634.29 | 137,498.88 | 0 | ||||||||
32 | 18 | 8/25/2016 | 1,094.74 | 458.33 | 636.41 | 10,000.00 | 126,862.48 | 0 | |||||||
33 | 19 | 9/25/2016 | 1,094.74 | 422.87 | 671.86 | 126,190.61 | 0 | ||||||||
34 | 20 | 10/25/2016 | 1,094.74 | 420.64 | 674.10 | 125,516.51 | 0 | ||||||||
35 | 21 | 11/25/2016 | 1,094.74 | 418.39 | 676.35 | 124,840.16 | 0 | ||||||||
36 | 22 | 12/25/2016 | 1,094.74 | 416.13 | 678.60 | 124,161.56 | 0 | ||||||||
37 | 23 | 1/25/2017 | 1,094.74 | 413.87 | 680.87 | 123,480.69 | 0 | ||||||||
38 | 24 | 2/25/2017 | 1,094.74 | 411.60 | 683.14 | 5,000.00 | 117,797.55 | 0 | |||||||
39 | 25 | 3/25/2017 | 1,094.74 | 392.66 | 702.08 | 117,095.47 | 0 | ||||||||
40 | 26 | 4/25/2017 | 1,094.74 | 390.32 | 704.42 | 116,391.05 | 0 | ||||||||
41 | 27 | 5/25/2017 | 1,094.74 | 387.97 | 706.77 | 115,684.29 | 0 | ||||||||
42 | 28 | 6/25/2017 | 1,094.74 | 385.61 | 709.12 | 114,975.16 | 0 | ||||||||
43 | 29 | 7/25/2017 | 1,094.74 | 383.25 | 711.49 | 114,263.67 | 0 | ||||||||
44 | 30 | 8/25/2017 | 1,094.74 | 380.88 | 713.86 | 5,000.00 | 108,549.82 | 0 | |||||||
45 | 31 | 9/25/2017 | 1,094.74 | 361.83 | 732.91 | 107,816.91 | 0 | ||||||||
46 | 32 | 10/25/2017 | 1,094.74 | 359.39 | 735.35 | 107,081.56 | 0 | ||||||||
47 | 33 | 11/25/2017 | 1,094.74 | 356.94 | 737.80 | 106,343.76 | 0 | ||||||||
48 | 34 | 12/25/2017 | 1,094.74 | 354.48 | 740.26 | 105,603.50 | 0 | ||||||||
49 | 35 | 1/25/2018 | 1,094.74 | 352.01 | 742.73 | 104,860.78 | 0 | ||||||||
50 | 36 | 2/25/2018 | 1,094.74 | 349.54 | 745.20 | 5,000.00 | 99,115.57 | 0 | |||||||
51 | 37 | 3/25/2018 | 1,094.74 | 330.39 | 764.35 | 98,351.22 | 0 | ||||||||
52 | 38 | 4/25/2018 | 1,094.74 | 327.84 | 766.90 | 97,584.32 | 0 | ||||||||
53 | 39 | 5/25/2018 | 1,094.74 | 325.28 | 769.46 | 96,814.86 | 0 | ||||||||
54 | 40 | 6/25/2018 | 1,094.74 | 322.72 | 772.02 | 96,042.84 | 0 | ||||||||
55 | 41 | 7/25/2018 | 1,094.74 | 320.14 | 774.60 | 95,268.25 | 0 | ||||||||
56 | 42 | 8/25/2018 | 1,094.74 | 317.56 | 777.18 | 94,491.07 | 0 | ||||||||
57 | 43 | 9/25/2018 | 1,094.74 | 314.97 | 779.77 | 93,711.30 | 0 | ||||||||
58 | 44 | 10/25/2018 | 1,094.74 | 312.37 | 782.37 | 92,928.93 | 0 | ||||||||
59 | 45 | 11/25/2018 | 1,094.74 | 309.76 | 784.98 | 92,143.96 | 0 | ||||||||
60 | 46 | 12/25/2018 | 1,094.74 | 307.15 | 787.59 | 5,000.00 | 86,356.37 | 0 | |||||||
61 | 47 | 1/25/2019 | 1,094.74 | 287.85 | 806.88 | 85,549.48 | 0 | ||||||||
62 | 48 | 2/25/2019 | 1,094.74 | 285.16 | 809.57 | 84,739.91 | 0 | ||||||||
63 | 49 | 3/25/2019 | 1,094.74 | 282.47 | 812.27 | 83,927.64 | 0 | ||||||||
64 | 50 | 4/25/2019 | 1,094.74 | 279.76 | 814.98 | 83,112.66 | 0 | ||||||||
65 | 51 | 5/25/2019 | 1,094.74 | 277.04 | 817.70 | 82,294.96 | 0 | ||||||||
66 | 52 | 6/25/2019 | 1,094.74 | 274.32 | 820.42 | 81,474.54 | 0 | ||||||||
67 | 53 | 7/25/2019 | 1,094.74 | 271.58 | 823.16 | 80,651.39 | 0 | ||||||||
68 | 54 | 8/25/2019 | 1,094.74 | 268.84 | 825.90 | 79,825.49 | 0 | ||||||||
69 | 55 | 9/25/2019 | 1,094.74 | 266.08 | 828.65 | 78,996.83 | 0 | ||||||||
70 | 56 | 10/25/2019 | 1,094.74 | 263.32 | 831.42 | 78,165.42 | 0 | ||||||||
71 | 57 | 11/25/2019 | 1,094.74 | 260.55 | 834.19 | 77,331.23 | 0 | ||||||||
72 | 58 | 12/25/2019 | 1,094.74 | 257.77 | 836.97 | 10,000.00 | 66,494.26 | 0 | |||||||
73 | 59 | 1/25/2020 | 1,094.74 | 221.65 | 873.09 | 65,621.17 | 0 | ||||||||
74 | 60 | 2/25/2020 | 1,094.74 | 218.74 | 876.00 | 64,745.17 | 0 | ||||||||
75 | 61 | 3/25/2020 | 1,094.74 | 215.82 | 878.92 | 63,866.25 | 0 | ||||||||
76 | 62 | 4/25/2020 | 1,094.74 | 212.89 | 881.85 | 62,984.40 | 0 | ||||||||
77 | 63 | 5/25/2020 | 1,094.74 | 209.95 | 884.79 | 62,099.61 | 0 | ||||||||
78 | 64 | 6/25/2020 | 1,094.74 | 207.00 | 887.74 | 61,211.87 | 0 | ||||||||
79 | 65 | 7/25/2020 | 1,094.74 | 204.04 | 890.70 | 60,321.17 | 0 | ||||||||
80 | 66 | 8/25/2020 | 1,094.74 | 201.07 | 893.67 | 59,427.50 | 0 | ||||||||
81 | 67 | 9/25/2020 | 1,094.74 | 198.09 | 896.65 | 58,530.86 | 0 | ||||||||
82 | 68 | 10/25/2020 | 1,094.74 | 195.10 | 899.64 | 57,631.22 | 0 | ||||||||
83 | 69 | 11/25/2020 | 1,094.74 | 192.10 | 902.63 | 56,728.59 | 0 | ||||||||
84 | 70 | 12/25/2020 | 1,094.74 | 189.10 | 905.64 | 55,822.95 | 0 | ||||||||
85 | 71 | 1/25/2021 | 1,094.74 | 186.08 | 908.66 | 54,914.28 | 0 | ||||||||
86 | 72 | 2/25/2021 | 1,094.74 | 183.05 | 911.69 | 54,002.59 | 0 | ||||||||
87 | 73 | 3/25/2021 | 1,094.74 | 180.01 | 914.73 | 53,087.86 | 0 | ||||||||
88 | 74 | 4/25/2021 | 1,094.74 | 176.96 | 917.78 | 52,170.09 | 0 | ||||||||
89 | 75 | 5/25/2021 | 1,094.74 | 173.90 | 920.84 | 51,249.25 | 0 | ||||||||
90 | 76 | 6/25/2021 | 1,094.74 | 170.83 | 923.91 | 50,325.34 | 0 | ||||||||
91 | 77 | 7/25/2021 | 1,094.74 | 167.75 | 926.99 | 49,398.35 | 0 | ||||||||
92 | 78 | 8/25/2021 | 1,094.74 | 164.66 | 930.08 | 48,468.28 | 0 | ||||||||
93 | 79 | 9/25/2021 | 1,094.74 | 161.56 | 933.18 | 47,535.10 | 0 | ||||||||
94 | 80 | 10/25/2021 | 1,094.74 | 158.45 | 936.29 | 46,598.81 | 0 | ||||||||
95 | 81 | 11/25/2021 | 1,094.74 | 155.33 | 939.41 | 45,659.40 | 0 | ||||||||
96 | 82 | 12/25/2021 | 1,094.74 | 152.20 | 942.54 | 44,716.86 | 0 | ||||||||
97 | 83 | 1/25/2022 | 1,094.74 | 149.06 | 945.68 | 43,771.18 | 0 | ||||||||
98 | 84 | 2/25/2022 | 1,094.74 | 145.90 | 948.83 | 42,822.35 | 0 | ||||||||
99 | 85 | 3/25/2022 | 1,094.74 | 142.74 | 952.00 | 41,870.35 | 0 | ||||||||
100 | 86 | 4/25/2022 | 1,094.74 | 139.57 | 955.17 | 40,915.18 | 0 |