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108Enter your monthly salarly in B3, Monthly expensess in C3, Yearly expected salary hike % in B1 and Yearly expected expenses hike % in C1
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SL.NOSALARY PM, Yearsly 10% hikeMonthly expenses, Yearly 8% hikeSAVINGS PMYEARLY SALYEARLY EXPYEARLY SAVINGS2nd year3rd year4th year5th year6th year7th year8th year9th year
10th year
11th year
12th year
13th year
14th year15th year16th year17th year18th year19th year20th year
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1 50,000 30,000 20,000 600,000 360,000 240,000 268,800 301,056 337,183 377,645 422,962 473,717 530,564 594,231 665,539 745,404 834,852 935,034 1,047,238 1,172,907 1,313,656 1,471,294 1,647,850 1,845,592 2,067,063
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2 55,000 32,400 22,600 660,000 388,800 271,200 271,200 303,744 340,193 381,016 426,738 477,947 535,301 599,537 671,481 752,059 842,306 943,383 1,056,589 1,183,379 1,325,385 1,484,431 1,662,563 1,862,070 2,085,519
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3 60,500 34,992 25,508 726,000 419,904 306,096 306,096 342,828 383,967 430,043 481,648 539,446 604,179 676,681 757,882 848,828 950,688 1,064,770 1,192,543 1,335,648 1,495,926 1,675,437 1,876,489 2,101,668
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4 66,550 37,791 28,759 798,600 453,496 345,104 345,104 386,516 432,898 484,846 543,027 608,191 681,173 762,914 854,464 957,000 1,071,840 1,200,460 1,344,516 1,505,858 1,686,560 1,888,948 2,115,621
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5 73,205 40,815 32,390 878,460 489,776 388,684 388,684 435,326 487,565 546,073 611,602 684,994 767,193 859,256 962,367 1,077,851 1,207,193 1,352,057 1,514,303 1,696,020 1,899,542 2,127,487
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6 80,526 44,080 36,446 966,306 528,958 437,348 437,348 489,830 548,609 614,442 688,175 770,756 863,247 966,837 1,082,857 1,212,800 1,358,336 1,521,337 1,703,897 1,908,365 2,137,368
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7 88,578 47,606 40,972 1,062,937 571,275 491,662 491,662 550,661 616,741 690,749 773,639 866,476 970,453 1,086,908 1,217,337 1,363,417 1,527,027 1,710,270 1,915,503 2,145,363
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8 97,436 51,415 46,021 1,169,230 616,977 552,254 552,254 618,524 692,747 775,876 868,982 973,259 1,090,051 1,220,857 1,367,359 1,531,443 1,715,216 1,921,041 2,151,566
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9 107,179 55,528 51,652 1,286,153 666,335 619,818 619,818 694,197 777,500 870,800 975,296 1,092,332 1,223,412 1,370,221 1,534,648 1,718,805 1,925,062 2,156,069
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10 117,897 59,970 57,927 1,414,769 719,642 695,127 695,127 778,542 871,967 976,603 1,093,796 1,225,051 1,372,057 1,536,704 1,721,109 1,927,642 2,158,959
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11 129,687 64,768 64,919 1,556,245 777,213 779,032 779,032 872,516 977,218 1,094,485 1,225,823 1,372,921 1,537,672 1,722,193 1,928,856 2,160,318
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12 142,656 69,949 72,707 1,711,870 839,390 872,480 872,480 977,178 1,094,439 1,225,772 1,372,864 1,537,608 1,722,121 1,928,775 2,160,228
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13 156,921 75,545 81,376 1,883,057 906,541 976,516 976,516 1,093,698 1,224,941 1,371,934 1,536,566 1,720,954 1,927,469 2,158,765
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14 172,614 81,589 91,025 2,071,363 979,065 1,092,298 1,092,298 1,223,374 1,370,179 1,534,600 1,718,752 1,925,003 2,156,003
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15 189,875 88,116 101,759 2,278,499 1,057,390 1,221,109 1,221,109 1,367,642 1,531,760 1,715,571 1,921,439 2,152,012
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16 208,862 95,165 113,697 2,506,349 1,141,981 1,364,368 1,364,368 1,528,092 1,711,463 1,916,839 2,146,859
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17 229,749 102,778 126,970 2,756,984 1,233,339 1,523,644 1,523,644 1,706,482 1,911,260 2,140,611
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18 252,724 111,001 141,723 3,032,682 1,332,006 1,700,676 1,700,676 1,904,757 2,133,328
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19 277,996 119,881 158,115 3,335,950 1,438,567 1,897,383 1,897,383 2,125,069
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20 305,795 129,471 176,324 3,669,545 1,553,652 2,115,893 2,115,893
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TOTAL SAVINGS AFTER 20 YEARS 17,890,693 TOTAL SAVINGS AFTER 20 YEARS WITH 12% per year return 42,695,771
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 It is 2.5 times more than normal savings!
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