/r/churning Community Data Points

	A	B	C	D	E	F	G	H	I	J	K	L	M	N	O	P	Q	S	T	U	V	W	X	Y	Z	AA	AB	AC	AD	AE	AF	AG
1	Timestamp	Username	Date of App	Bank	Card Name	Instant Result?	Called Recon?	Final Result?	Credit Score	Bureau Pulled?	Area of Residence	Average Age of Accounts	Stated Income	New Accounts Last 3 Months	New Accounts Last 6 Months	New Accounts Last 12 Months	Any Special Notes or Circumstances?	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name	Card Name

2	8/19/2015 12:02:16		08/13/2015	Chase	Sapphire Preferred	Approved	No	Approved							5	7	2014 AMEX backdated to 2009, Citi & AMEX previous month not reported yet. Longtime Chase User. 5th Chase Card	Sapphire Preferred
3	8/19/2015 12:02:15		08/12/2015	Chase	Sapphire Preferred	Denied	Yes	Denied	745				$100,000 - $125,000			10	Denied for "too many recent accounts" / 5 chase cards existing - 4 in last year	Sapphire Preferred
4	8/19/2015 12:02:14		08/12/2015	Capital One	Venture Rewards	Approved	No	Approved	780	EQ & TU		2 Years, 0 Months			14	16	Froze Experian, AoR with VentureOne & Spark Cash	Venture Rewards
5	8/19/2015 12:02:13		08/12/2015	Capital One	VentureOne Rewards	Approved	No	Approved	780	EQ & TU		2 Years, 0 Months			14	16	Froze Experian, AoR with Venture & Spark Cash	VentureOne Rewards
6	8/19/2015 12:02:12		08/12/2015	Capital One	Spark Cash for Business	Denied	No	Approved	780	EQ & TU		2 Years, 0 Months			14	16	Received Email Approval following day, Froze Experian, AoR with VentureOne & Venture	Spark Cash for Business
7	8/19/2015 12:02:11		08/11/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	727		Arizona	0 Years, 6 Months			6	7		Starwood Preferred Guest
8	8/19/2015 12:02:10		08/11/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	753	Experian		2 Years, 0 Months	$60,000 - $70,000		12	12	Combined with PRG	Starwood Preferred Guest
9	8/19/2015 12:02:09		08/11/2015	American Express	Premier Rewards Gold	Approved	No	Approved	753	Experian		2 Years, 0 Months	$60,000 - $70,000		12	12	Combined with SPG	Premier Rewards Gold
10	8/19/2015 12:02:08		08/11/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	735			1 Years, 6 Months			4	5	Combined with PRG	Starwood Preferred Guest
11	8/19/2015 12:02:07		08/11/2015	American Express	Premier Rewards Gold	Approved	No	Approved	735			1 Years, 6 Months			4	5	Combined with SPG	Premier Rewards Gold
12	8/19/2015 12:02:06		08/11/2015	American Express	Starwood Preferred Guest	Approved	No	Approved										Starwood Preferred Guest
13	8/19/2015 12:02:05		08/11/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved										AAdvantage Platinum Select
14	8/19/2015 12:02:04		08/11/2015	American Express	Starwood Preferred Guest	Pending	No	Approved	780	Experian		2 Years, 1 Month	$90,000 - $100,000		5	7	Part of AoR including Gold Delta, Alaska Business, United Explorer, Arrival+, SPG Personal (2 days later)	Starwood Preferred Guest
15	8/19/2015 12:02:03		08/10/2015	Chase	Ink Plus	Pending	Yes	Approved	755			2 Years, 4 Months	$30,000 - $40,000		1	1	Call to Verification	Ink Plus
16	8/19/2015 12:02:02		08/10/2015	Chase	British Airways	Approved	No	Approved	768			2 Years, 0 Months			5	6		British Airways
17	8/19/2015 12:02:01		08/10/2015	Chase	Sapphire Preferred	Approved	No	Approved	753	Experian	Southern California	7 Years, 0 Months	$100,000 - $125,000		3	3		Sapphire Preferred
18	8/19/2015 12:02:00		08/09/2015	Citi	ThankYou Premier	Approved	No	Approved	724			1 Year, 8 Months	$60,000 - $70,000		5	6		ThankYou Premier
19	8/19/2015 12:01:59		08/09/2015	Chase	Sapphire Preferred	Pending	Yes	Approved	735	Experian		2 Years, 8 Months	$60,000 - $70,000		4	4	5 Cards in past 24 Months - all personal. Also applied for Freedom - Still Pending, has 3 Chase Co-Cranded	Sapphire Preferred
20	8/19/2015 12:01:58		08/08/2015	American Express	Premier Rewards Gold	Approved	No	Approved									Combined with SPG	Premier Rewards Gold
21	8/19/2015 12:01:57		08/08/2015	American Express	Starwood Preferred Guest	Approved	No	Approved									Combined with PRG	Starwood Preferred Guest
22	8/19/2015 12:01:56		08/08/2015	Chase	Sapphire Preferred	Pending	Yes	Denied									Too many new accounts	Sapphire Preferred
23	8/19/2015 12:01:55		08/08/2015	American Express	Gold Delta SkyMiles	Approved	No	Approved	780	Experian		2 Years, 1 Month	$90,000 - $100,000		5	7	Part of AoR including Gold Delta, Alaska Business, United Explorer, Arrival+, SPG Personal (2 days later)	Gold Delta SkyMiles
24	8/19/2015 12:01:54		08/08/2015	Bank of America	Alaska Airlines Business	Pending	No	Approved	780	Experian		2 Years, 1 Month	$90,000 - $100,000		5	7	Part of AoR including Gold Delta, Alaska Business, United Explorer, Arrival+, SPG Personal (2 days later)	Alaska Airlines Business
25	8/19/2015 12:01:53		08/08/2015	Chase	United MileagePlus Club	Pending	No	Approved	780	Experian		2 Years, 1 Month	$90,000 - $100,000		5	7	Part of AoR including Gold Delta, Alaska Business, United Explorer, Arrival+, SPG Personal (2 days later)	United MileagePlus Club
26	8/19/2015 12:01:52		08/08/2015	Barclays US	Arrival Plus	Approved	No	Approved	800	TransUnion		2 Years, 1 Month	$90,000 - $100,000		5	7	Part of AoR including Gold Delta, Alaska Business, United Explorer, Arrival+, SPG Personal (2 days later)	Arrival Plus
27	8/19/2015 12:01:51		08/07/2015	Chase	Marriott Rewards	Approved	No	Approved						2		23	5 existing chase cards	Marriott Rewards
28	8/19/2015 12:01:50		08/07/2015	Citi	ThankYou Premier	Denied	Yes	Denied						2		23	Cited 8 inquires this year / 4 existing Citi Cards	ThankYou Premier
29	8/19/2015 12:01:49		08/07/2015	Chase	United MileagePlus Club	Approved	No	Approved						2		23	5 existing chase cards	United MileagePlus Club
30	8/19/2015 12:01:48		08/07/2015	Barclays US	Arrival Plus	Approved	No	Approved	753	TransUnion		1 Year, 9 Months	$100,000 - $125,000	6		6	Approved for Sallie Mae 68 days Prior. Used for regular spend (not heavily)	Arrival Plus
31	8/19/2015 12:01:47		08/06/2015	Capital One	Venture Rewards	Approved	No	Approved	720	EX+EQ+TU		1 Year, 0 Months	$10,000 - $20,000		4	7		Venture Rewards
32	8/19/2015 12:01:46		08/06/2015	American Express	Premier Rewards Gold	Approved	No	Approved	720			0 Years, 10 Months	$60,000 - $70,000		4	5	Combined with PRG	Premier Rewards Gold
33	8/19/2015 12:01:45		08/06/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	720			0 Years, 10 Months	$60,000 - $70,000		4	5	Combined with SPG	Starwood Preferred Guest
34	8/19/2015 12:01:44		08/06/2015	Chase	Southwest Plus	Approved	No	Approved	780			3 Years, 9 Months	$100,000 - $125,000		4	4		Southwest Plus
35	8/19/2015 12:01:43		08/06/2015	Chase	Southwest Premier	Approved	No	Approved	780			3 Years, 9 Months	$100,000 - $125,000		4	4		Southwest Premier
36	8/19/2015 12:01:42		08/06/2015	Citi	Citi Prestige	Approved	No	Approved	780			3 Years, 9 Months	$100,000 - $125,000		4	4		Citi Prestige
37	8/19/2015 12:01:41		08/06/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	720			0 Years, 10 Months	$60,000 - $70,000		4	5	Combined with PRG	Starwood Preferred Guest
38	8/19/2015 12:01:40		08/06/2015	American Express	Premier Rewards Gold	Approved	No	Approved	720			0 Years, 10 Months	$60,000 - $70,000		4	5	Combined with SPG	Premier Rewards Gold
39	8/19/2015 12:01:39		08/05/2015	American Express	Platinum Card	Approved	No	Approved	735			1 Year, 1 Month	$30,000 - $40,000		5	6		Platinum Card
40	8/19/2015 12:01:38		08/04/2015	American Express	Premier Rewards Gold	Approved	No	Approved	709			0 Years, 4 Months	$40,000 - $50,000		3	4	Combined with SPG	Premier Rewards Gold
41	8/19/2015 12:01:37		08/04/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	709			0 Years, 4 Months	$40,000 - $50,000		3	4	Combined with PRG	Starwood Preferred Guest
42	8/19/2015 12:01:36		08/01/2015	Chase	British Airways	Approved	No	Approved				9 Years, 0 Months	$50,000 - $60,000		1			British Airways
43	8/19/2015 12:01:35		08/01/2015	Citi	Citi Prestige	Pending	Yes	Approved	755			1 Year, 0 Months			4	11		Citi Prestige
44	8/19/2015 12:01:34		08/01/2015	Chase	Ink Plus	Pending	Yes	Approved									Call to Verification Dept., No Business Questions Asked, Checking/Savings with Chase	Ink Plus
45	8/19/2015 12:01:33		07/31/2015	Chase	British Airways	Pending	No	Approved	780			5 Years, 0 Months			0	3		British Airways
46	8/19/2015 12:01:32		07/30/2015	Citi	ThankYou Premier	Approved	No	Approved	810			3 years, 0 Months	$100,000 - $125,000		3	6		ThankYou Premier
47	8/19/2015 12:01:31		07/30/2015	Citi	AAdvantage Platinum Select	Pending	Yes	Approved	829		Pennsylvania		$80,000 - $90,000	2	2	2	Recon Call was for Verification Only	AAdvantage Platinum Select
48	8/19/2015 12:01:30		07/29/2015	Barclays US	Arrival Plus	Approved	No	Approved	764			5 Years, 6 Months	$50,000 - $60,000		5	7		Arrival Plus
49	8/19/2015 12:01:29		07/29/2015	Chase	United MileagePlus Club	Approved	No	Approved	764			5 Years, 6 Months	$50,000 - $60,000		5	7		United MileagePlus Club
50	8/19/2015 12:01:28		07/29/2015	Chase	Hyatt	Approved	No	Approved	764			5 Years, 6 Months	$50,000 - $60,000		5	7		Hyatt
51	8/19/2015 12:01:27		07/28/2015	American Express	Starwood Preferred Guest Business	Approved	No	Approved	802						6	12	Applied as Sole Prop., First Business Card	Starwood Preferred Guest Business
52	8/19/2015 12:01:26		07/25/2015	Chase	Hyatt	Approved	No	Approved				1 Year, 4 Months			2	2		Hyatt
53	8/19/2015 12:01:25		07/25/2015	Chase	Sapphire Preferred	Approved	No	Approved				1 Year, 4 Months			2	2		Sapphire Preferred
54	8/19/2015 12:01:24		07/25/2015	Chase	Freedom	Denied	Yes	Denied				1 Year, 4 Months			2	2	Denied due to "Attempting to establish too many Chase accounts in 30 days"	Freedom
55	8/19/2015 12:01:23		07/25/2015	Chase	Slate	Denied	No	Denied				1 Year, 4 Months			2	2		Slate
56	8/19/2015 12:01:22		07/23/2015	Chase	Sapphire Preferred	Pending	No	Approved				1 Year, 6 Months	$150,000+		9	12		Sapphire Preferred
57	8/19/2015 12:01:21		07/21/2015	American Express	Premier Rewards Gold	Approved	No	Approved	680						5	6		Premier Rewards Gold
58	8/19/2015 12:01:20		07/14/2015	American Express	Business Gold Rewards	Pending	No	Approved	680						5	6		Business Gold Rewards
59	8/19/2015 12:01:19		07/11/2015	Chase	Ink Plus	Pending	No	Approved	690	Experian	Southern California	0 Years, 9 Months	$0 - $10,000		6	11	Used SSN, Chase Relationship for 1 Year, First Business Card, $55k Personal Income, ~8 Experians HP's	Ink Plus
60	8/19/2015 12:01:18		07/10/2015	American Express	Premier Rewards Gold	Approved	No	Approved	764			5 Years, 6 Months	$50,000 - $60,000		3	5	Combined with Platinum	Premier Rewards Gold
61	8/19/2015 12:01:17		07/10/2015	American Express	Platinum Card	Approved	No	Approved	764			5 Years, 6 Months	$50,000 - $60,000		3	5	Combined with PRG	Platinum Card
62	8/19/2015 12:01:16		06/29/2015	American Express	Premier Rewards Gold	Approved	No	Approved	709	Experian	Southern California	5 Years, 5 Months	$80,000 - $90,000	2	7	9	Combined w/ Gold Delta SkyMiles - 1 Hard Pull	Premier Rewards Gold
63	8/19/2015 12:01:15		06/29/2015	American Express	Gold Delta SkyMiles	Pending	No	Approved	709	Experian	Southern California	5 Years, 5 Months	$80,000 - $90,000	2	7	9	Combined w/ PRG - 1 Hard Pull	Gold Delta SkyMiles
64	8/19/2015 12:01:14		06/23/2015	Chase	Southwest Premier	Approved	No	Approved	835		Pennsylvania		$80,000 - $90,000	0	0	0	Applied with Southwest Premier at same time via different browser	Southwest Premier
65	8/19/2015 12:01:13		06/23/2015	Chase	Southwest Plus	Approved	No	Approved	835		Pennsylvania		$80,000 - $90,000	0	0	0	Applied with Southwest Plus at same time via different browser	Southwest Plus
66	8/19/2015 12:01:11		05/09/2015	Chase	Sapphire Preferred	Pending	Yes	Approved	722	Experian	Southern California	5 Years, 7 Months	$80,000 - $90,000	5	5	9	Only Required Call to Verify Identity	Sapphire Preferred
67	8/19/2015 12:01:10		05/09/2015	Chase	Hyatt	Denied	Yes	Approved	722	Experian	Southern California	5 Years, 7 Months	$80,000 - $90,000	5	5	9	Had to shuffle Credit from British Air Card to open	Hyatt
68	8/19/2015 12:01:09		03/21/2015	Barclays US	US Airways (Retired)	Approved	No	Approved	731	TransUnion	Southern California	5 Years, 8 Months	$80,000 - $90,000	2	4	7	heavily used/paid off 1 month old Arrival+ prior to applying	US Airways (Retired)
69	8/19/2015 12:01:08		03/18/2015	Citi	AAdvantage Platinum Select	Pending	No	Approved	727	Experian	Southern California	5 Years, 8 Months	$80,000 - $90,000	2	4	7		AAdvantage Platinum Select
70	8/19/2015 12:01:07		03/13/2015	Chase	British Airways	Approved	No	Approved	734	Experian	Southern California	5 Years, 8 Months	$80,000 - $90,000	2	4	7		British Airways
71	8/19/2015 12:01:05		03/01/2015	Bank of America	BankAmericard Better Balance Rewards	Approved	No	Approved	720	Experian	New York	1 Year, 6 Months			4	4	Part of 3 Card AoR (Amex/BoA/TD)	BankAmericard Better Balance Rewards
72	8/19/2015 12:01:04		03/01/2015	American Express	Everyday	Approved	No	Approved	720	Experian	New York	1 Year, 6 Months			4	4	Part of 3 Card AoR (Amex/BoA/TD)	Everyday
73	8/19/2015 12:01:03		02/18/2015	Barclays US	Arrival Plus	Approved	No	Approved	743	TransUnion	Southern California	5 Years, 11 Months	$80,000 - $90,000	1	2	2	iTunes Reward Card from 2009 ($500CL) heavily used/paid off prior to applying	Arrival Plus
74	8/19/2015 12:01:02		02/15/2015	American Express	Blue Cash Everyday	Approved	No	Approved	747	Experian	Southern California	5 Years, 11 Months	$80,000 - $90,000	1	2	2		Blue Cash Everyday
75	8/19/2015 12:01:01		11/05/2014	Wells Fargo	Cash Back Visa	Approved	No	Approved	700	Experian	Southern California	6 Years, 2 Months	$70,000 - $80,000	1	1	1	Receieved Pre Approved Offer - Prior Relationship Established via Checking/Savings Account	Cash Back Visa
76	8/20/2015 17:39:41		08/19/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved	748	Experian	California	2 Years	$90,000 - $100,000	3	6	10		AAdvantage Platinum Select
77	8/20/2015 18:40:21		08/19/2015	Chase	Sapphire Preferred	Pending	No	Approved	717		Maryland	6 Months	$40,000 - $50,000	3	5	5		Sapphire Preferred
78	8/20/2015 19:01:57		01/01/2015	Citi	AAdvantage Gold	Pending	No	Approved	754		New York		$40,000 - $50,000	2	3	3	First card with Citi	AAdvantage Gold
79	8/20/2015 19:11:40	Apostatesauce	08/09/2015	Chase	Sapphire Preferred	Pending	No	Approved	740	Experian	Iowa	2 Years	$60,000 - $70,000	4	4	4		Sapphire Preferred
80	8/20/2015 19:12:49	Apostatesauce	08/09/2015	Chase	Freedom	Pending	No	Approved	740	Experian	Iowa	2 Years	$60,000 - $70,000	4	4	4	5 in last 24	Freedom
81	8/20/2015 19:28:51	cripzychiken	08/20/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved	770		Florida	8 Years	$100,000 - $125,000	1	1	1	First card in my churning journey.	AAdvantage Platinum Select
82	8/20/2015 22:03:24		06/27/2015	Chase	Sapphire Preferred	Approved	No	Approved	785	EX & TU	Texas	5 Years, 4 Months	$40,000 - $50,000					Sapphire Preferred
83	8/20/2015 22:04:50		06/27/2015	Discover	Discover It Miles	Approved	No	Approved	785	EX & TU	Texas	5 Years, 4 Months	$40,000 - $50,000					Discover It Miles
84	8/20/2015 22:06:07		08/20/2015	Barclaycard US	Arrival Plus	Approved	No	Approved	712	TransUnion	Indiana	2 Years, 4 Months	$40,000 - $50,000	1	1	1	3500 credit limit	Arrival Plus
85	8/20/2015 23:33:45		07/15/2015	Chase	Sapphire Preferred	Approved	No	Approved	760	Experian	Texas	1 Years	$125,000 - $150,000	1	3	4		Sapphire Preferred
86	8/20/2015 23:35:28		08/15/2015	Chase	IHG Rewards Club	Approved	No	Approved	760	Experian	Texas	1 Years	$125,000 - $150,000	1	3	4	Applied same day with CSP. Both approved with 22k limit.	IHG Rewards Club
87	8/21/2015 0:50:48		08/12/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved	755	Experian	Northern California	1 Years, 6 Months	$150,000+	6	6	6	Targeted mail offer	AAdvantage Platinum Select
88	8/21/2015 4:33:08		07/19/2015	Chase	Sapphire Preferred	Approved	No	Approved	752	Equifax	Maryland	4 Years, 0 Months	$70,000 - $80,000	1	2	4	4 new accounts in the last 2 years.	Sapphire Preferred
89	8/21/2015 5:13:35		08/19/2015	Chase	Ink Plus	Pending	Yes - 2+	Approved	757	Experian	Alabama	4 Years	$100,000 - $125,000			4	1st call - took info, said they would recommend approval / 2nd call - said I heard I was approved, and could they expediate.said can't be printed yet. 3rd call - same as 2nd - this time you are approved, i'll xfer you to the shipment dept - all calls same day. I didn't wait.	Ink Plus
90	8/21/2015 5:32:56		08/19/2015	American Express	Starwood Preferred Guest Business	Pending	Yes	Approved	757	Experian	Alabama	4 Years	$100,000 - $125,000			4	They just asked to verify personal information. $12k limit.	Starwood Preferred Guest Business
91	8/21/2015 5:46:02	ClemsonStang	05/12/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved	750		South Carolina	1 Years, 1 Month	$40,000 - $50,000					AAdvantage Platinum Select
92	8/21/2015 5:52:56		08/10/2015	American Express	Starwood Preferred Guest	Approved	No	Approved	755		Virginia	2 Years, 4 Months	$20,000 - $30,000		1	1		Starwood Preferred Guest
93	8/21/2015 5:53:07	ClemsonStang	08/18/2015	Citi	AAdvantage Platinum Select	Approved	No	Approved	776		South Carolina	1 Years, 5 Months	$40,000 - $50,000	1			second aadvantage card to try and take advantage of world elite upgrade loophole	AAdvantage Platinum Select
94	8/21/2015 5:53:50		08/10/2015	American Express	Premier Rewards Gold	Approved	No	Approved	755		Virginia	2 Years, 4 Months	$20,000 - $30,000		1	1		Premier Rewards Gold
95	8/21/2015 5:54:57	ClemsonStang	08/19/2015	Chase	Sapphire Preferred	Approved	No	Approved	776		South Carolina	1 Years, 5 Months	$40,000 - $50,000	2			wanted to get CSP early in churning life. Also want to transfer to avios for domestic flights	Sapphire Preferred
96	8/21/2015 6:21:14		08/20/2015	Citi	Citi Prestige	Approved	No	Approved	735	EX & EQ	Delaware	6 Months	$100,000 - $125,000	2	5	5		Citi Prestige
97	8/21/2015 6:22:21		08/20/2015	Barclaycard US	Arrival Plus	Approved	No	Approved	735	TransUnion	Delaware	6 Months	$100,000 - $125,000	2	5	5		Arrival Plus
98	8/21/2015 7:58:19	jbkilluh	08/21/2015	Citi	ThankYou Premier	Pending	Yes	Approved	734	Experian	Southern California	5 Years, 5 Months	$80,000 - $90,000	2	7	11	Recon=Verification Only. EX Report = 2cards/1pull on chase early may, 2 cards/1 pull on AMEX late June = 2HP since last citi app (AA Pt) in March.	ThankYou Premier
99	8/21/2015 8:02:36	jbkilluh	08/21/2015	Barclaycard US	Sallie Mae	Approved	No	Approved	759	TransUnion	Southern California	5 Years, 5 Months	$90,000 - $100,000	2	7	11	4th Barclays Card. Last TU HP in late March. Heavy use & Pay-in-Full of Aviator & Arrival+ lately.	Sallie Mae
100	8/21/2015 8:05:06	drewtles	08/15/2015	Chase	Sapphire Preferred	Pending	No	Approved	745		New Jersey	1 Years, 0 Months	$70,000 - $80,000	2	2	4	Went to pending immediately, elected against calling recon. Several days later got a phone call from fraud prevention who took some information and then advised I was approved with $5k CL.	Sapphire Preferred