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IND-KL ACE NEXUS SERVICES (OPC) PRIVATE LIMITED
First Floor, 7/759, K C Building, Opp. Mini Civil Station, Thamarassery, Kozhikode, Kerala, 673573
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BANK OF INDIA COMMISSION STRUCTURE
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S.NoParticularsActivityCommission to BCs
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1Account OpeningAccount opened through Normal
Account Opening Process
Rs. 8 per account
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2Account opened through eKYC
(Aadhaar Based)
Rs. 16 per Account
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3Cash DepositPer txn limit Rs. 10,000
Per day limit Rs. 20,000
0.4% of txn amount, Max Rs. 20/-
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4AEPS Cash WithdrawalPer txn limit Rs. 10,000
Per day limit Rs. 20,000
0.4% of txn amount, Max Rs. 20/-
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Remittance (for non home transaction)
Per txn limit Rs. 10,000 Per day limit Rs. 20,000
0.4% of txn amount, Max Rs. 16/-
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7Inter Bank Remittance
(through UPI Mode)
Per day limit Rs. 10,0000.4% of txn amount, Max Rs. 16/-
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8Recurring DepositRs. 8 per account
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9Term Deposit0.4% of txn amount, Max Rs. 20/-
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10Aadhaar SeedingRs. 4 per account
(for successful seeding)
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11Rupay Card ActivationRs. 4 per activation
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12Loan Sourcing
0.4% of Sanctioned Amount (Min Rs. 8 & Max Rs. 4000)
(i) In small loans (up to Rs. 25,000/-) charges will be paid lump-sum
(ii) In case the Sanctioned Limit over Rs. 25,000/- fees shall be paid in stages:
• 50% of the eligible amount at the time of sanction
• 25% at the time of documentation, initial disbursement, creation of assests
• 25% to facilitate recovery on due date
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13Renewal of CC/OD/Crop Loan Limites
0.4% of Sanctioned Amount (Min Rs. 80 & Max Rs. 4000)
(i) In small loans (up to Rs. 25,000/-) charges will be paid lump-sum
(ii) In case the Sanctioned Limit over Rs. 25,000/- fees shall be paid in stages:
• 50% of the eligible amount at the time of sanction
• 25% at the time of documentation, initial disbursement, creation of assests
• 25% to facilitate recovery on due date
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14Bancassurance20% of the commission amount earned by
the company
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15PMSBYRs. 0.8 per account
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16PMJJBYRs. 24 per account
Quarter wise payable commission as per DFS guidelines is as under:
• June, July & August, full commission of Rs. 24/- is payable
• September, October & November, Rs. 18/- is payable
• December, January & February, Rs. 12/- is payable
• March, April & May, Rs. 6/-is payable
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17APYRs. 64 per account
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18Request for New Cheque BookRs. 1.6 per request account
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19Cheque CollectionRs. 8 per cheque collection
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20Lodge a complaintRs. 1.6 per complaint
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21Pass Book UpdateRs. 1.6 per passbook updation per day (only
entries)
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22Renew R/D, TDR & MICRs. 8 per account
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23IMPS0.2% of txn amount, Min Rs. 4 & Max Rs. 8
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24NEFT0.2% of txn amount, Min Rs. 4 & Max Rs. 8
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25Apply for Rupay Debit CardRs. 1.6 per request account
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26Block Debit CardRs. 1.6 per request account
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MONEY TRANSFER
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SlabStandard Transaction
Charges @1% by bank
Cash back to
Retailer
Service charge from
Customer
Overall Profit
per transaction
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1-1000104.52104.52
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1001-20002010.752010.75
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2001-30003017.43017.4
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3001-40004025.14025.1
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4001-50005032.885032.88
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AEPS (Aadhaar Enabled Payment System) Commission
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Transaction Slab (In Rupees)Retailer Commission (In Rupees)
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1-5001
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501-10001.5
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1001-15002.5
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1501-20004
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2001-25005
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2501-100009
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Biller CategoryRetailer
Commission
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Telecom - Post-paid (Mobile, Landline, Broadband, Data card)Rs. 1.60
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Airtel DTH0.20%
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Tata Sky DTH0.60%
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Sun Direct DTH1.00%
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Other DTH (Dish TV & Videocon)0.90%
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FASTag Recharge0.15%
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EMI/Loan Repayment/Recurring DepositsRs. 1.50
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Credit CardRs. 1.50
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Mutual FundRs. 1.50
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InsuranceRs. 1.50
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Housing Society/Education/Hospital & Pathology/Clubs & Associations/RentalRs. 1.50
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Subscription Fees - Digital0.36%
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Subscription Fees - Offline0.36%
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Municipal TaxesRs. 0.70
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Recharge Commission
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OperatorRetailer Commission
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Airtel0.25%
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BSNL1.50%
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Jio0.40%
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MTNL Delhi1.25%
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MTNL Mumbai1.50%
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Vi1%
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NMT (Nepal Money Transfer) Commission
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Transaction Slab (In Rupees)
Retailer Commission (In Rupees)
80
1-30,00040
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30,001-50,00060
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Gold Loan
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Loan Slab (In Rupees)Retailer Commission
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1-10,00,0000.12%
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above 10,00,0000.30%
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Insurance Commission
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InsuranceRetailer's Commission
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Motor
(Car & Bike Insurance)
10%
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Life Insurance2%
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PAN Card Token
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No. of TokenRate per Token (In Rupees)
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10 - 3099
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31 - 5097
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51 - 10096
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101 - more95
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