ABCDEFGHIJKLMNOSTUVWXYZAA
1
金融所得課税シミュレーションシート
2
3
毎月の積立額50,000
4
リターン(年率)5%
5
現在の年齢37
6
手取り目標額20,000,000
7
現在(20.315%)5%増税された場合(25%)10%増税された場合(30%)
8
年齢投資
期間
投資元本特定口座
評価額
株式等譲渡所得所得税:15%
住民税:5%
復興特別所得税:0.315%
【A】
手取り額5%増税
※25%
【B】
【B-A】
増えた税負担
=減る手取り額
【5%増税】
手取り額
10%増税
※30%
【C】
【C-A】
増えた税負担
=減る手取り額
【10%増税】
手取り額
9
38歳1年後¥600,000¥613,943¥13,943¥2,832¥611,110¥3,486¥653¥610,457¥4,183¥1,350¥609,760
10
39歳2年後¥1,200,000¥1,259,296¥59,296¥12,046¥1,247,250¥14,824¥2,778¥1,244,472¥17,789¥5,743¥1,241,507
11
40歳3年後¥1,800,000¥1,937,667¥137,667¥27,967¥1,909,700¥34,417¥6,450¥1,903,250¥41,300¥13,333¥1,896,367
12
41歳4年後¥2,400,000¥2,650,744¥250,744¥50,939¥2,599,806¥62,686¥11,747¥2,588,058¥75,223¥24,285¥2,575,521
13
42歳5年後¥3,000,000¥3,400,304¥400,304¥81,322¥3,318,982¥100,076¥18,754¥3,300,228¥120,091¥38,769¥3,280,213
14
43歳6年後¥3,600,000¥4,188,213¥588,213¥119,495¥4,068,717¥147,053¥27,558¥4,041,160¥176,464¥56,968¥4,011,749
15
44歳7年後¥4,200,000¥5,016,433¥816,433¥165,858¥4,850,574¥204,108¥38,250¥4,812,324¥244,930¥79,071¥4,771,503
16
45歳8年後¥4,800,000¥5,887,026¥1,087,026¥220,829¥5,666,196¥271,756¥50,927¥5,615,269¥326,108¥105,278¥5,560,918
17
46歳9年後¥5,400,000¥6,802,160¥1,402,160¥284,849¥6,517,311¥350,540¥65,691¥6,451,620¥420,648¥135,799¥6,381,512
18
47歳10年後¥6,000,000¥7,764,114¥1,764,114¥358,380¥7,405,734¥441,028¥82,649¥7,323,085¥529,234¥170,854¥7,234,880
19
48歳11年後¥6,600,000¥8,775,284¥2,175,284¥441,909¥8,333,375¥543,821¥101,912¥8,231,463¥652,585¥210,676¥8,122,698
20
49歳12年後¥7,200,000¥9,838,186¥2,638,186¥535,948¥9,302,239¥659,547¥123,599¥9,178,640¥791,456¥255,508¥9,046,731
21
50歳13年後¥7,800,000¥10,955,470¥3,155,470¥641,034¥10,314,436¥788,867¥147,834¥10,166,602¥946,641¥305,607¥10,008,829
22
51歳14年後¥8,400,000¥12,129,915¥3,729,915¥757,732¥11,372,183¥932,479¥174,747¥11,197,436¥1,118,974¥361,242¥11,010,940
23
52歳15年後¥9,000,000¥13,364,447¥4,364,447¥886,637¥12,477,810¥1,091,112¥204,474¥12,273,335¥1,309,334¥422,697¥12,055,113
24
53歳16年後¥9,600,000¥14,662,140¥5,062,140¥1,028,374¥13,633,767¥1,265,535¥237,161¥13,396,605¥1,518,642¥490,268¥13,143,498
25
54歳17年後¥10,200,000¥16,026,226¥5,826,226¥1,183,598¥14,842,628¥1,456,557¥272,959¥14,569,670¥1,747,868¥564,270¥14,278,358
26
55歳18年後¥10,800,000¥17,460,101¥6,660,101¥1,353,000¥16,107,102¥1,665,025¥312,026¥15,795,076¥1,998,030¥645,031¥15,462,071
27
56歳19年後¥11,400,000¥18,967,336¥7,567,336¥1,537,304¥17,430,031¥1,891,834¥354,530¥17,075,502¥2,270,201¥732,896¥16,697,135
28
57歳20年後¥12,000,000¥20,551,683¥8,551,683¥1,737,274¥18,814,409¥2,137,921¥400,646¥18,413,763¥2,565,505¥828,231¥17,986,178
29
58歳21年後¥12,600,000¥22,217,089¥9,617,089¥1,953,712¥20,263,378¥2,404,272¥450,561¥19,812,817¥2,885,127¥931,415¥19,331,963
30
59歳22年後¥13,200,000¥23,967,701¥10,767,701¥2,187,458¥21,780,242¥2,691,925¥504,467¥21,275,775¥3,230,310¥1,042,852¥20,737,390
31
60歳23年後¥13,800,000¥25,807,876¥12,007,876¥2,439,400¥23,368,476¥3,001,969¥562,569¥22,805,907¥3,602,363¥1,162,963¥22,205,513
32
61歳24年後¥14,400,000¥27,742,199¥13,342,199¥2,710,468¥25,031,731¥3,335,550¥625,082¥24,406,649¥4,002,660¥1,292,192¥23,739,539
33
62歳25年後¥15,000,000¥29,775,485¥14,775,485¥3,001,640¥26,773,846¥3,693,871¥692,231¥26,081,614¥4,432,646¥1,431,006¥25,342,840
34
63歳26年後¥15,600,000¥31,912,799¥16,312,799¥3,313,945¥28,598,854¥4,078,200¥764,255¥27,834,599¥4,893,840¥1,579,895¥27,018,959
35
64歳27年後¥16,200,000¥34,159,461¥17,959,461¥3,648,464¥30,510,996¥4,489,865¥841,401¥29,669,595¥5,387,838¥1,739,374¥28,771,622
36
65歳28年後¥16,800,000¥36,521,066¥19,721,066¥4,006,335¥32,514,732¥4,930,267¥923,932¥31,590,800¥5,916,320¥1,909,985¥30,604,746
37
66歳29年後¥17,400,000¥39,003,496¥21,603,496¥4,388,750¥34,614,746¥5,400,874¥1,012,124¥33,602,622¥6,481,049¥2,092,299¥32,522,447
38
67歳30年後¥18,000,000¥41,612,932¥23,612,932¥4,796,967¥36,815,965¥5,903,233¥1,106,266¥35,709,699¥7,083,880¥2,286,912¥34,529,052
39
68歳31年後¥18,600,000¥44,355,871¥25,755,871¥5,232,305¥39,123,566¥6,438,968¥1,206,663¥37,916,903¥7,726,761¥2,494,456¥36,629,110
40
69歳32年後¥19,200,000¥47,239,144¥28,039,144¥5,696,152¥41,542,992¥7,009,786¥1,313,634¥40,229,358¥8,411,743¥2,715,591¥38,827,401
41
70歳33年後¥19,800,000¥50,269,931¥30,469,931¥6,189,967¥44,079,965¥7,617,483¥1,427,516¥42,652,449¥9,140,979¥2,951,013¥41,128,952
42
71歳34年後¥20,400,000¥53,455,779¥33,055,779¥6,715,282¥46,740,498¥8,263,945¥1,548,663¥45,191,835¥9,916,734¥3,201,452¥43,539,046
43
72歳35年後¥21,000,000¥56,804,621¥35,804,621¥7,273,709¥49,530,912¥8,951,155¥1,677,447¥47,853,466¥10,741,386¥3,467,678¥46,063,235
44
73歳36年後¥21,600,000¥60,324,796¥38,724,796¥7,866,942¥52,457,854¥9,681,199¥1,814,257¥50,643,597¥11,617,439¥3,750,497¥48,707,357
45
74歳37年後¥22,200,000¥64,025,070¥41,825,070¥8,496,763¥55,528,307¥10,456,268¥1,959,505¥53,568,803¥12,547,521¥4,050,758¥51,477,549
46
75歳38年後¥22,800,000¥67,914,657¥45,114,657¥9,165,043¥58,749,614¥11,278,664¥2,113,622¥56,635,993¥13,534,397¥4,369,355¥54,380,260
47
76歳39年後¥23,400,000¥72,003,243¥48,603,243¥9,873,749¥62,129,494¥12,150,811¥2,277,062¥59,852,432¥14,580,973¥4,707,224¥57,422,270
48
77歳40年後¥24,000,000¥76,301,008¥52,301,008¥10,624,950¥65,676,058¥13,075,252¥2,450,302¥63,225,756¥15,690,302¥5,065,353¥60,610,705
49
78歳41年後¥24,600,000¥80,818,655¥56,218,655¥11,420,820¥69,397,835¥14,054,664¥2,633,844¥66,763,991¥16,865,596¥5,444,777¥63,953,058
50
79歳42年後¥25,200,000¥85,567,434¥60,367,434¥12,263,644¥73,303,789¥15,091,858¥2,828,214¥70,475,575¥18,110,230¥5,846,586¥67,457,203
51
80歳43年後¥25,800,000¥90,559,169¥64,759,169¥13,155,825¥77,403,343¥16,189,792¥3,033,967¥74,369,376¥19,427,751¥6,271,925¥71,131,418
52
81歳44年後¥26,400,000¥95,806,290¥69,406,290¥14,099,888¥81,706,402¥17,351,573¥3,251,685¥78,454,718¥20,821,887¥6,721,999¥74,984,403
53
82歳45年後¥27,000,000¥101,321,865¥74,321,865¥15,098,487¥86,223,378¥18,580,466¥3,481,979¥82,741,399¥22,296,559¥7,198,073¥79,025,305
54
83歳46年後¥27,600,000¥107,119,626¥79,519,626¥16,154,412¥90,965,214¥19,879,907¥3,725,494¥87,239,720¥23,855,888¥7,701,476¥83,263,738
55
84歳47年後¥28,200,000¥113,214,013¥85,014,013¥17,270,597¥95,943,416¥21,253,503¥3,982,906¥91,960,509¥25,504,204¥8,233,607¥87,709,809
56
85歳48年後¥28,800,000¥119,620,199¥90,820,199¥18,450,123¥101,170,076¥22,705,050¥4,254,926¥96,915,149¥27,246,060¥8,795,936¥92,374,139
57
86歳49年後¥29,400,000¥126,354,138¥96,954,138¥19,696,233¥106,657,905¥24,238,535¥4,542,301¥102,115,604¥29,086,241¥9,390,008¥97,267,897
58
87歳50年後¥30,000,000¥133,432,599¥103,432,599¥21,012,332¥112,420,266¥25,858,150¥4,845,817¥107,574,449¥31,029,780¥10,017,447¥102,402,819
59
88歳51年後¥30,600,000¥140,873,206¥110,273,206¥22,402,002¥118,471,204¥27,568,302¥5,166,300¥113,304,905¥33,081,962¥10,679,960¥107,791,244
60
89歳52年後¥31,200,000¥148,694,490¥117,494,490¥23,869,006¥124,825,484¥29,373,622¥5,504,617¥119,320,867¥35,248,347¥11,379,341¥113,446,143
61
90歳53年後¥31,800,000¥156,915,925¥125,115,925¥25,417,300¥131,498,625¥31,278,981¥5,861,681¥125,636,944¥37,534,777¥12,117,477¥119,381,147
62
91歳54年後¥32,400,000¥165,557,984¥133,157,984¥27,051,044¥138,506,940¥33,289,496¥6,238,452¥132,268,488¥39,947,395¥12,896,351¥125,610,589
63
92歳55年後¥33,000,000¥174,642,187¥141,642,187¥28,774,610¥145,867,577¥35,410,547¥6,635,936¥139,231,641¥42,492,656¥13,718,046¥132,149,531
64
93歳56年後¥33,600,000¥184,191,156¥150,591,156¥30,592,593¥153,598,563¥37,647,789¥7,055,196¥146,543,367¥45,177,347¥14,584,753¥139,013,809
65
94歳57年後¥34,200,000¥194,228,668¥160,028,668¥32,509,824¥161,718,844¥40,007,167¥7,497,343¥154,221,501¥48,008,600¥15,498,776¥146,220,068
66
95歳58年後¥34,800,000¥204,779,718¥169,979,718¥34,531,380¥170,248,338¥42,494,929¥7,963,550¥162,284,788¥50,993,915¥16,462,536¥153,785,803
67
96歳59年後¥35,400,000¥215,870,580¥180,470,580¥36,662,598¥179,207,981¥45,117,645¥8,455,047¥170,752,935¥54,141,174¥17,478,576¥161,729,406
68
97歳60年後¥36,000,000¥227,528,871¥191,528,871¥38,909,090¥188,619,781¥47,882,218¥8,973,128¥179,646,653¥57,458,661¥18,549,571¥170,070,210
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100