Spousal Benefits Reduction.xlsx
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Optimize Your Retirement - How Much Spousal Benefit Will I Receive
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Year BornFull Retirement Age (for Survivor)At age 62, a $1000 survivors benefit would be reduced to:Months between age 60 and full retirement ageMonthly % reduction
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1939 or earlier65$82960 0.48
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194065 and 2 months$82562 0.46
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194165 and 4 months$82264 0.45
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194265 and 6 months$81966 0.43
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194365 and 8 months$81668 0.42
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194465 and 10 months$81370 0.41
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1945 - 195666$81072 0.40
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195766 and 2 months$80774 0.39
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195866 and 4 months$80576 0.38
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195966 and 6 months$80378 0.37
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196066 and 8 months$80180 0.36
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196166 and 10 months$79882 0.35
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1962 and later67$79684 0.34
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Spousal Benefit Reduction