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YNAB 2021 Debt SmackdownDon't overwrite formula cells
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SECRET LINKFormulaFormulaFormulaChecked in 213/228Checked in 190/228Checked in 180/228Checked in 157/228Checked in 144/228Checked in 136/228Checked in 120/228Checked in 117/228Checked in 98/228Checked in 88/228Checked in 79/228Checked in 72/228
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IDNameLink to JournalDebt Types (CC, Auto, Student, Other)Currency2021 Debt Payoff TargetTotal Paid% PaidTotal RemainingJANUARYFEBRUARYMARCHAPRILMAYJUNEJULYAUGUSTSEPTEMBEROCTOBERNOVEMBERDECEMBERExchange Rate
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0All Users2021 Debt ThreadAggregateUSD$5,048,187.40$2,520,676.5149.93%$2,725,676.68$339,264.05$272,476.45$305,553.07$268,286.86$263,952.25$202,380.13$165,754.75$193,152.90$96,915.30$106,497.09$139,400.21$167,043.44
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1oeMortgage PrincipalUSD40,000.0011,121.3827.80%28,878.623,461.633,673.593,986.161.00
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2Aussie BeachlifeMortgage PrincipalAUD55,000.0023,274.0042.32%31,726.005,197.003,905.003,639.004,223.003,172.003,138.000.72
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3Rocket QueenCredit Cards, Personal Loan, Student LoanUSD35,000.007,559.5721.60%27,440.432,557.495,002.081.00
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4gnarwhalAuto loanUSD10,677.0110,677.01100.00%0.00975.99976.00980.59479.70482.746,781.991.00
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5Zack (@Buckeye)Student LoanUSD13,000.0013,000.00100.00%0.00204.87208.464,035.897,816.48734.301.00
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6Little Green GhoulCredit Cards USD9,771.006,883.0070.44%2,888.00141.001,099.00118.002,038.0078.0040.0040.003,299.0030.001.00
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7Hot Pink AdmiralAuto Loan, Credit Cards (2), 401k Loan, Student LoansUSD15,000.0023,529.04156.86%0.001,612.744,971.971,297.581,961.952,507.091,514.331,294.581,459.821,895.121,699.211,668.521,646.131.00
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8Tan BanjoAuto Loan, Credit Card 1, Credit Card 2, Land LoanUSD26,000.0040,679.64156.46%0.002,180.00981.003,087.8934,430.751.00
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9Purple FoalYNAB July 1st 2019 Move Forward & Forgive the PastHELOCCAD$13,936.0013,936.04100.00%0.00$2,670.771,955.08870.082,543.851,205.081,349.39618.85495.08495.08618.85495.08618.850.80
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10🐉 WyvernWonderful Wallet Workout2 CC, Personal Loan, CatalogueGBP20,007.4115,002.5874.99%5,004.837,235.851,628.711,294.113,502.75230.00230.00208.17190.00130.00352.991.37
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11AncaleCredit card and Student LoansUSD5,837.280.000.00%5,837.281.00
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12Orchid MooseCredit card, mortgage 1AUD10,000.00767.737.68%9,232.2730.29237.07234.14266.230.72
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13mandiferous3 CC, maintenance on other loansUSD14,245.1019,476.00136.72%0.00745.001,443.002,157.001,148.002,771.001,560.007,013.00320.00320.00357.00320.001,322.001.00
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14HPIStore CardGBP523.05523.05100.00%0.00523.051.37
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150xC0FF333x Credit CardsGBP6,693.776,693.77100.00%0.00750.71480.895,462.170.000.000.000.000.000.000.000.000.001.37
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16rosgeallPersonal LoanUSD11,120.9911,120.99100.00%0.00736.771,377.31586.44591.912,000.005,828.561.00
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17SapphireSweetieStudent Loans, CCUSD5,000.006,512.66130.25%0.001,645.020.0060.30271.27425.85250.00125.36335.09205.10725.92900.001,568.751.00
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18M A R C U SCREDIT CARDS, AUTO LOAN, STUDENT LOANUSD28,620.006,573.7022.97%22,046.30968.97968.97400.00968.97233.16233.161,823.78676.23150.23150.231.00
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19DannyRPersonal Loan, Student Loan DebtUSD14,269.261,484.0510.40%12,785.21208.52209.33214.68210.95213.21212.57214.791.00
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20MoneyMonsterPaying Down Debt in NYCCredit Card, Student Loan USD25,000.0025,412.00101.65%0.001,000.002,998.004,039.004,499.001,244.001,000.001,000.001,010.001,700.005,422.00500.001,000.001.00
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21Ernie the catDay by Day*Credit Card, Personal LoanUSD24,000.002,374.009.89%21,626.002,374.001.00
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22Lowdenclear2021 - A Dent in our DebtCC x3GBP5,000.005,368.12107.36%0.001,761.66381.57489.64846.42500.00201.64201.64201.64201.64201.64201.64178.991.37
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23⚡Violet Storm⚡Credit CardsUSD25,656.9525,656.95100.00%0.003,923.863,094.693,038.605,207.184,214.401,544.561,544.561,544.551,544.550.000.001.00
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24Orchid GuitarStudent LoanUSD18,900.0022,675.75119.98%0.000.000.00254.644,664.121,000.911,771.002,615.022,474.012,474.012,474.012,474.012,474.021.00
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25EjohnsCC/Student Loan/Personal LoanUSD40,000.0022,076.2955.19%17,923.712,427.332,122.002,941.670.001,393.86504.400.000.003,441.033,082.003,082.003,082.001.00
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26BoothFamily!W: Blue & Red CC, Auto. H: student loan not includedUSD38,077.3011,054.1829.03%27,023.121,047.431,420.361,095.052,024.001,210.501,813.91381.991,461.95381.99217.001.00
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27NicoleHome Project LoanUSD3,318.181,988.5459.93%1,329.64265.51265.511,457.521.00
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28GironasoCar Loan, Personal LoanUSD39,710.0023,102.1858.18%16,607.822,625.001,649.001,589.002,276.001,659.001,660.001,660.001,660.001,600.001,660.001,660.003,404.181.00
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29Turquoise VacuumCredit cardUSD13,000.000.000.00%13,000.001.00
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30StephyTLine of Credit, Car LoanCAD5,000.003,334.9766.70%1,665.03815.44509.53510.001,500.000.80
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31Ivory TigerCredit Card (home improvement), Car LoanUSD17,616.6412,616.6471.62%5,000.001,034.72734.721,384.721,384.721,384.721,384.72884.72884.72884.72884.72884.72884.721.00
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32Lady LionCredit cards x4, personal loans x2, car loan, student loansUSD5,000.003,492.5069.85%1,507.50803.71806.331,882.461.00
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33Lauren 🌿Personal Loan + Car LoanCAD15,000.0012,900.0086.00%2,100.001,000.000.000.002,000.004,500.001,000.00600.00600.00600.00700.00600.001,300.000.80
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34ISuckatMathscc, loc, btCAD23,891.6924,643.45103.15%0.0017,558.261,325.162,993.79100.00606.252,059.990.80
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35Violet RainPutting the Pieces TogetherStudent loan, car loan, ccUSD6,000.007,448.54124.14%0.00444.03442.38442.38488.54488.54238.54659.89344.89344.89344.893,209.571.00
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36Gfamily46Car loan, personal loan, student loanUSD20,000.0014,920.2274.60%5,079.78699.37704.006,570.921,162.53782.53990.15795.94600.50858.45877.75878.081.00
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37Coral MareCar Loan & Truck Loan plus A/C Loan & camper loanUSD80,591.0584,514.51104.87%0.007,630.831,796.8812,275.343,330.005,632.687,028.8415,250.463,679.503,275.003,990.007,330.0013,294.981.00
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38Tomato TamaleMedicalUSD2610.63760.6312.07%1,850.00150.000.00150.00150.00160.63150.001.00
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39BrendaCredit Card USD21,209.0919,539.1892.13%1,669.912,633.631,754.183,367.422,378.622,468.822,281.562,444.922,210.031.00
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40Turquoise T-RexStudent LoansUSD11,774.3911,816.05100.35%0.001,313.671,113.671,113.67914.82750.00850.00850.00850.00850.00850.001,180.111,180.111.00
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41mvhayes1982All of 'emUSD16,500.0019,808.63120.05%0.00800.93817.894,065.19187.37525.55346.105,041.938,023.671.00
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42RachelCar loansUSD11,000.0011,000.00100.00%0.00917.00917.00917.001,500.002,000.00917.00917.002,915.001.00
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43Cinged3 2 1 Credit CardsUSD6,300.001,811.1828.75%4,488.820.000.001,695.63-119.970.00-1,555.45463.512,045.85-718.391.00
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44Turquoise GriffinStudentUSD6,000.006,581.12109.69%0.001,895.74444.56258.88268.37963.24294.03304.71377.15383.25561.96422.98406.251.00
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45Gold Projector16 15 14 student loans & one credit cardUSD10,000.003,727.0037.27%6,273.001,590.93305.291,258.33572.451.00
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46mander82personal loan, credit card, care credit cardsUSD3,326.001,570.0047.20%1,756.001,570.001.00
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47SaritaCar Loan - 14802.34USD10,000.0011,000.00110.00%0.00527.50530.871,750.08718.28698.76583.61606.73756.57630.482,425.00622.351,149.771.00
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48Amanda ChamStudent Loans, Car Loan, Treadmill LoanUSD30,429.002,854.629.38%27,574.38100.00100.0054.62600.002,000.001.00
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49Salmon KeyboardCredit Cards, Student LoansUSD15,270.610.000.00%15,270.611.00
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50RheiCC (D -- 11,158.09)
CC (B -- 10,825.19)
Auto (16,436.92)
USD19,329.9716,247.9084.06%3,082.071,610.991,610.991,610.991,588.991,632.991,610.991,610.991,610.991,679.991,679.991.00
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51Opal FreshnessCC, SL, PLUSD4,550.000.000.00%4,550.000.001.00
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52Chinese Orchid Enough is EnoughCC, SLGBP4,277.350.000.00%4,277.351.37
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53Spider PlantStudent Loan SmackdownStudent LoanUSD12,000.0020,798.11173.32%0.001,050.005,050.006,050.00950.00950.006,748.111.00
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54Mad DogCredit CardCAD$35,687.6611,208.4431.41%24,479.222,307.382,896.061,155.000.000.000.000.00840.00840.001,260.00840.001,070.000.80
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55Sea Green GriffinThree Months AwayCredit Card; Personal LoanUSD22,209.273,190.9214.37%19,018.351,955.441,235.481.00
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56Slate Blue CartridgeLOCUSD10,000.00925.009.25%9,075.00925.001.00
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57Don't Speak DefeatCC & SLUSD12,000.001,000.008.33%11,000.001,000.001.00
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58c_loveStudent LoansUSD20,000.0024,585.18122.93%0.002,000.001,580.001,618.061,600.001,600.001,600.001,500.001,686.851,300.003,142.792,657.484,300.001.00
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59AnnielandAuto LoanUSD$13,500.005,240.1938.82%8,259.81$1,129.11$1,242.02$1,366.22$1,502.841.00
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60Ivory WildebeastStudent Line of Credit & Line of CreditCAD8,000.008,013.28100.17%0.00627.83628.56810.50630.78631.51632.35633.21634.04823.40636.18637.03687.890.80
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61Slate_Gray_Deer.9Credit Card DebtUSD12,000.0012,791.26106.59%0.001,018.551,254.97983.931,000.001,210.001,147.001,124.861,014.331,014.371,014.371,014.37994.511.00
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62HiimrifCC, Auto, Medical, HomeUSD26,800.005,897.4922.01%20,902.512,942.741,471.851,482.901.00
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63Sweet TangerineFederal Student LoansUSD27,973.8018,517.8066.20%9,456.009,368.805,000.00500.00500.00750.000.001,000.001,000.0079.00100.00100.00120.001.00
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64V&DStudent LoansUSD30,000.0030,637.67102.13%0.004,050.004,684.404,500.005,000.002,003.508,059.770.002,340.000.000.000.000.001.00
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65YNAB CamCC, Peloton USD6,000.006,000.00100.00%0.001,700.001,700.002,600.001.00
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66NateNate's JournalCC & PersonalUSD18,324.68-560.93-3.06%18,885.612974.81385.2-671.38-514.14-2161.24-364.2337.68-547.661.00
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67Corruptress4 CC, 1 School loan, Phone, and a line of creditUSD5,253.085,205.5299.09%47.56579.04434.361,713.181,918.62560.321.00
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68GreenSong 2 1! CCUSD7,873.851,453.2618.46%6,420.59413.89539.37500.001.00
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69Blue Skies Unlimited2 Cars, CC & IRSUSD18,060.0013,552.0075.04%4,508.001,409.001,409.002,140.00845.006,655.001,094.001.00
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70Cokemaster0Car Loan Plus New BedUSD14,533.015,085.4234.99%9,447.59480.32601.763,068.45462.38472.511.00
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71Trainee ResearcherCar LoanAUD3,831.813,831.81100.00%0.00418.57472.43727.67479.40483.41486.81490.55272.970.72
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72Maroon FoalLine of Credit CAD4,000.001,550.0038.75%2,450.00125.00250.00250.00525.00200.000.000.000.000.00200.000.80
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73Violet YetiEye of the Tiger2 personal loans & 1 student loanUSD15,925.6515,925.65100.00%0.00897.842,464.132,359.451,559.35625.00359.45359.454,453.752,847.231.00
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74Maroon SlothCC, AUTO, STUDENT, & CAMPERUSD36,000.004,667.1212.96%31,332.884,667.121.00
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75this is the year! Barbcc x 2USD11,735.9711,735.97100.00%0.001,903.051,684.892,862.332,249.261,100.001,936.441.00
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76Something wrong with this row, it's not doing math correctlyUSD0.0015,925.650.000.000.000.000.000.000.000.000.000.000.000.001.00
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77Pink MermaidHome Equity, cc x 2 1 at 0%USD72,857.0013,123.0018.01%59,734.00800.00900.001,300.001,347.00800.00700.001,150.00900.001,695.001,031.00500.002,000.001.00
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78Spring Green PianoCC, Student LoanUSD7,525.003,119.8841.46%4,405.121059.44630.22630.2280000001.00
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79Slate Blue PilotStudent LoanUSD41,000.0023,166.0856.50%17,833.925,590.901,303.191,310.801,315.126,561.441,339.624,387.451,357.561.00
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80Far From the UsualFar From the Usual's Daily GrindCar LoanUSD3,600.003,867.29107.42%0.00300.00327.87324.59321.79322.61320.43325.00325.00325.00325.00325.00325.001.00
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81NOLEMOMSuburban loanUSD20,372.3814,053.0268.98%6,319.3614,053.021.00
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82VercingetorixMortgage, Car loan ($177,422.56)CAD15,000.0012,542.9783.62%2,457.03938.84940.191,375.79922.76953.72984.76985.83986.891,482.33989.55990.62991.690.80
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83AerieKitsuneCredit cards, student loans, personal loansUSD12,000.0010,985.0091.54%1,015.00949.77908.47908.47908.48895.42904.28897.51898.01904.28912.73927.77969.811.00
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84Coral NetworkAuto, Student LoansUSD15,000.006,417.9142.79%8,582.09463.68699.152,105.08350.00350.00350.00350.00350.00350.00350.00350.00350.001.00
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85nostariel.tithenauto/student loansUSD13,000.0013,597.63104.60%0.00687.10550.00986.151,101.56330.006,542.82600.00600.00600.00350.00800.00450.001.00
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86Turquoise MajorMortgageGBP12,000.003,662.5930.52%8,337.41486.47486.47486.47486.47486.471,230.241.37
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87Momof_FiveVarious Consumer DebtUSD46,300.000.000.00%46,300.001.00
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88placegoerCC. Mix of consumer, medical & ed debtsUSD4,527.151,123.8624.82%3,403.29823.86300.001.00
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89jmarieb16Milennial Money & Bits of MotivationCar loan & student loansUSD10,000.0010,725.00107.25%0.00950.00875.001,075.00900.001,000.001,025.001,250.00975.00525.00900.00625.00625.001.00
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90Steel Blue TugboatCredit Cards and a personal loanUSD10,000.006,383.5563.84%3,616.451,193.87931.072,339.811,040.25878.551.00
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Cornflower Blue Moose
student loan and cc1 credit cardSGD15,000.0071.690.48%14,928.310.0071.690.74
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92SewPurpleWaffling Back and ForthCredit cards, carUSD13,207.2113,207.21100.00%0.00287.781,777.672,493.161,123.782,159.8287.0087.0087.0087.0087.0087.004,843.001.00
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93SHORECPL-MDLoans (2), credit cardUSD15,163.993,921.4125.86%11,242.583,921.411.00
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94Melissa SCredit CardsUSD$33,467.4010,822.0032.34%22,645.40$806.03$2,236.89$7,063.67$596.33$0.00$0.00$0.00$0.00$0.00$0.00-$970.63$1,089.711.00
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95ZoeAHZoë's Financial TrackingOverdraft, Loans *2, MortgageEUR17,803.7317,286.0497.09%517.691,061.931,703.801,703.801,453.801,553.801,453.801,453.801,353.801,453.801,203.801,453.801,436.111.14