1_Monthly_Budget_Planner.xlsx

	A	B	C	D	E	F
1	Monthly Budget Planner
2	Moneykar.com — Enter your monthly income and track spending by category
3
4	📥 MONTHLY INCOME

5	Income Source	Amount		BUDGET SUMMARY
6	Primary Salary / Income			Total Income	0.00
7	Secondary Income			50% — Needs Budget	0.00
8	Freelance / Side Income			30% — Wants Budget	0.00
9	Rental Income			20% — Savings Budget	0.00
10	Investment Returns
11	Other Income
12
13	🏠 NEEDS (Target: 50% of income)
14	Category	Budgeted	Actual	Difference	% of Income	Status
15	Rent / Housing EMI			0.00	0.0%	✅ On Budget
16	Groceries & Food			0.00	0.0%	✅ On Budget
17	Utilities (Electric, Water, Gas)			0.00	0.0%	✅ On Budget
18	Internet & Phone			0.00	0.0%	✅ On Budget
19	Transportation / Fuel			0.00	0.0%	✅ On Budget
20	Insurance Premiums			0.00	0.0%	✅ On Budget
21	Healthcare / Medicine			0.00	0.0%	✅ On Budget
22	Minimum Loan Payments			0.00	0.0%	✅ On Budget
23	Children's Education			0.00	0.0%	✅ On Budget
24	Other Essentials			0.00	0.0%	✅ On Budget
25	NEEDS TOTAL	0.00	0.00
26
27	🛒 WANTS (Target: 30% of income)
28	Category	Budgeted	Actual	Difference	% of Income	Status
29	Dining Out / Restaurants			0.00	0.0%	✅ On Budget
30	Entertainment & Streaming			0.00	0.0%	✅ On Budget
31	Shopping & Clothing			0.00	0.0%	✅ On Budget
32	Travel & Vacations			0.00	0.0%	✅ On Budget
33	Hobbies & Sports			0.00	0.0%	✅ On Budget
34	Personal Care & Grooming			0.00	0.0%	✅ On Budget
35	Gifts & Celebrations			0.00	0.0%	✅ On Budget
36	Other Wants			0.00	0.0%	✅ On Budget
37	WANTS TOTAL	0.00	0.00
38
39	💰 SAVINGS & INVESTMENTS (Target: 20% of income)
40	Category	Budgeted	Actual	Difference	% of Income	Status
41	Emergency Fund			0.00	0.0%	✅ On Target
42	Retirement (PPF / NPS / EPF)			0.00	0.0%	✅ On Target
43	Mutual Fund SIP			0.00	0.0%	✅ On Target
44	Stock Market Investments			0.00	0.0%	✅ On Target
45	Short-term Goal Savings			0.00	0.0%	✅ On Target
46	Other Savings			0.00	0.0%	✅ On Target
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