Mortgage Guesser - Public
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LTV % (the lower the better)Mortgage rateMax mortgage availableTotal amount availableMin mortgage borrowedMax mortgage borrowedExample Mortgage (average)...of which Interest...of which Principle
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Term3570.00%1.74%£116,666.67£166,666.67UnavailableUnavailable#DIV/0!#DIV/0!#DIV/0!
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Deposit£50,000.0075.00%2.79%£150,000.00£200,000.00UnavailableUnavailable#DIV/0!#DIV/0!#DIV/0!
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House price...lower limit£250,000.0080.00%3.24%£200,000.00£250,000.00£200,000.00Unavailable£796.74£540.00£256.74
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...upper limit£350,000.0090.00%3.89%£450,000.00£500,000.00£200,000.00£300,000.00£1,090.50£810.42£280.09
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LTV - PaymentsWatch out at:The government interest rate target is set to about 3%, which means that in the coming years this could easily be your mortgage rate if you can't refinance.
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OptionPriceMortgageStamp Duty - Paid on completion70%75%80%90%2.79%3.24%4.00%5.00%6.00%7.00%
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1£250,000.00£200,000£2,500£636.15£746.45£796.74£872.40£746.45£796.74£885.55£1,009.38£1,140.38£1,277.71
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2£255,000.00£205,000£7,650£652.06£765.11£816.66£894.21£765.11£816.66£907.69£1,034.61£1,168.89£1,309.66
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3£260,000.00£210,000£7,800£667.96£783.78£836.57£916.02£783.78£836.57£929.83£1,059.84£1,197.40£1,341.60
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4£265,000.00£215,000£7,950£683.86£802.44£856.49£937.83£802.44£856.49£951.97£1,085.08£1,225.91£1,373.54
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5£270,000.00£220,000£8,100£699.77£821.10£876.41£959.64£821.10£876.41£974.10£1,110.31£1,254.42£1,405.48
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6£275,000.00£225,000£8,250£715.67£839.76£896.33£981.45£839.76£896.33£996.24£1,135.55£1,282.93£1,437.43
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7£280,000.00£230,000£8,400£731.58£858.42£916.25£1,003.26£858.42£916.25£1,018.38£1,160.78£1,311.44£1,469.37
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8£285,000.00£235,000£8,550£747.48£877.08£936.17£1,025.07£877.08£936.17£1,040.52£1,186.02£1,339.95£1,501.31
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9£290,000.00£240,000£8,700£763.38£895.74£956.08£1,046.88£895.74£956.08£1,062.66£1,211.25£1,368.46£1,533.26
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10£295,000.00£245,000£8,850£779.29£914.41£976.00£1,068.69£914.41£976.00£1,084.80£1,236.48£1,396.96£1,565.20
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11£300,000.00£250,000£9,000£795.19£933.07£995.92£1,090.50£933.07£995.92£1,106.94£1,261.72£1,425.47£1,597.14
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12£305,000.00£255,000£9,150£811.09£951.73£1,015.84£1,112.31£951.73£1,015.84£1,129.08£1,286.95£1,453.98£1,629.08
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13£310,000.00£260,000£9,300£827.00£970.39£1,035.76£1,134.12£970.39£1,035.76£1,151.21£1,312.19£1,482.49£1,661.03
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14£315,000.00£265,000£9,450£842.90£989.05£1,055.68£1,155.93£989.05£1,055.68£1,173.35£1,337.42£1,511.00£1,692.97
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15£320,000.00£270,000£9,600£858.81£1,007.71£1,075.60£1,177.74£1,007.71£1,075.60£1,195.49£1,362.66£1,539.51£1,724.91
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16£325,000.00£275,000£9,750£874.71£1,026.37£1,095.51£1,199.55£1,026.37£1,095.51£1,217.63£1,387.89£1,568.02£1,756.85
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17£330,000.00£280,000£9,900£890.61£1,045.03£1,115.43£1,221.36£1,045.03£1,115.43£1,239.77£1,413.13£1,596.53£1,788.80
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18£335,000.00£285,000£10,050£906.52£1,063.70£1,135.35£1,243.17£1,063.70£1,135.35£1,261.91£1,438.36£1,625.04£1,820.74
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19£340,000.00£290,000£10,200£922.42£1,082.36£1,155.27£1,264.98£1,082.36£1,155.27£1,284.05£1,463.59£1,653.55£1,852.68
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20£345,000.00£295,000£10,350£938.32£1,101.02£1,175.19£1,286.79£1,101.02£1,175.19£1,306.19£1,488.83£1,682.06£1,884.63
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21£350,000.00£300,000£10,500£954.23£1,119.68£1,195.11£1,308.60£1,119.68£1,195.11£1,328.32£1,514.06£1,710.57£1,916.57
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