Mobile Payment Solutions Overview DACH
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NameSubcategoriesDescriptionActive sinceStatusInactive sinceTechnology
Agnostic (bank, card, …)
CategoryAvailability DACHCompany type Product type
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Amazon PaytbdActivePaymentsNot-DACHE-CommercePayment app
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Android paymobile paymentsActivePaymentsNot-DACH
Smartphone manufacturer
Digital Wallet
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Apple PayMobile paymentsActivePaymentsNot-DACH
Smartphone manufacturer
Digital Wallet
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avubatbdInactiveBankYesNeobankBanking app
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Blue CODEstandalone mobile payments, digital wallet
QR code based digital wallet and mobile payment app
ActiveQR CodeNoPaymentsYesPayment startupPayment app
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boonstandalone mobile payments
Mobile payment app, either with pre-loaded money or credit card integration
ActiveNFC/HCENoPaymentsYesPayment startupPayment app
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Cashcloud Mobile payments, online payments, P2P
App for online/offline/P2P pre-paid payments app with virtual token (can be exchanged for money) and rewards/special deals. Comes with a credit card and uses an NFC sticker. makes paying extremely emotional (https://www.youtube.com/watch?v=l9V_J6Cw55U) and interactive (Cashcloud-specific coins can be earned by completing campaigns: https://www.cashcloud.com/de/cashcredits.html)
ActiveNFC stickersPaymentsYesPayment startupPayment app
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ClickanbuytbdInactivePaymentsYesPayment startupPayment app
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CringleP2PActivePaymentsYesPayment startupPayment app
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FidorpaytbdActivetbdYesPayment startupPayment app
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GO4QMobile paymentstbdActiveQrPaymentsYesPayment startupPayment app
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Google WalletMobile paymentsActivePaymentsNot-DACH
Smartphone manufacturer
Digital Wallet
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iPAYstMobile paymentsInactivePaymentsYesPayment startupPayment app
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keshMobile paymentsInactivePaymentsDACH, GlobalPayment startupPayment app
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LaterpaytbdActivePaymentsYesPayment startupPayment app
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MasterPassMobile paymentsActivePaymentsYesCredit card companyPayment app
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millipayMobile paymentsInactivePaymentsYesPayment startupPayment app
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mpassMobile payments
NFC sticker based mobile payment app with campaigns
InactiveNFC stickersPaymentsYesPayment startupPayment app
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mpaxMobile paymentsInactivePaymentsYesPayment startupPayment app
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MUUMEB2B solutions
Several financial solutions, focused on shopping&buying
ActiveNoFinTechYesPayment startupPayment app
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NETELLERtbdActivePaymentsYesPayment startupPayment app
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paijMobile payments2012
Seems inactive (website offline)
PaymentsYesPayment startupPayment app
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PayCashB2B solutions
Several financial solutions, such as mobile paymet
ActiveNoFinTechtbdPayment startupPayment app
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paydirektOnline paymentsActivePaymentsYesPayment startupPayment app
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PayfriendztbdActivePaymentsYesPayment startupPayment app
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PaymeyMobile payments, online payments, P2P
Crowdfunded payment solution for P2P payments, PoS, and online
2012Inactive2015QR codesPaymentsYesPayment startupPayment app
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PayPalMobile payments, online payments, P2PActivePaymentsDACH, GlobalPayment startupPayment app
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PEYtbdActivePaymentsYesPayment startupPayment app
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BankCard MobilMobile paymentsStand-alone mobile payment appActive
SIM-card based (SE)
PaymentYesIncumbent bankPayment app
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POSTPAYMobile payments (only at Netto), online paymentsActive
Mobile payments are (Netto)
PaymentYesIncumbent postPayment app
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RubeanPaySeveral B2B solutions, among them PoS for merchantsActivePaymentYesPayment startupPayment app
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Samsung payMobile paymentsActivePaymentNot-DACH
Smartphone manufacturer
Digital Wallet
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SECUPAYB2B online payment solutionsActivePaymentYesPayment startupPayment app
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SEQR
Online and offline, P2P payments, Receive quittungen, mobile payment
Payment solution that offers online and offline payments, among others. No merchants listed yet
ActivePaymentYesPayment startupPayment app
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SkrillOnline payments, FX trading, in-game paymentsAcquiredPaymentYesPayment startupPayment app
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Deutsche BankMobile payment
Mobile payment as part of Deutsche Bank's mobile banking, acceptance depends on Mastercard's acceptance points
04/2017Active-
Bank (DB) and Android
Mobile PaymentDACHIncumbent bankBanking app
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SQWallettbdInactiveTradingYesPayment startupDigital Wallet
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MyWallet (by Telekom)Mobile payment, wallets
Mobile payment app developed by T-Mobile, supported also tickets and "Customer cards"
2012Inactive2016SIM-card + NFCPaymentYesTelcoDigital Wallet
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girocard mobileMobile paymentsStand-alone mobile payment appActivePaymentDACHIncumbent bankPayment app
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girogoMobile payment cardActivePaymentDACHIncumbent bankPayment app
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V.me by VisaOnline paymentsActivePaymentYesCredit card companyPayment app
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Vodafone SmartpassMobile payment, digital wallet, parking tickets purchases
Payments app, can be used for payments within apps (three apps available) money will be deducted from phone bill, has vouchers, can be used to purchase parking tickets and as car keys
Active
Yes, Vodafone customers
PaymentYesTelcoDigital Wallet
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YAPITALMobile paymentsQR based payment app, developed by Otto2011Inactive2015QRNoPaymentDACHStartupPayment app
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Postbank walletMobile payment
DB's subsidiary, mobile payment as part of their Postbank Finanzassistent app
Active
Android, bank (Postbank)
PaymentYesIncumbent bankBanking app
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Targobank BezahlchipMobile paymentsActiveNFC stickerPaymentYesIncumbent bankPayment app
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TWINTOnline payment, mobile payments, P2P payments, mobile wallet
Mobile payment app, with rewards, coupons and collection of stamps
ActiveNoPaymentCHIncumbent bankPayment app
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Mercedes payMobile payments
Payment provider for Merceds, acquired and previously called PayCash
ActiveMerceds BenzPaymenttbdCar manufacturerPayment app
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Barclay PayTagActivePaymentNon-DACHCredit card companyPayment app
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bPayActivePaymentNon-DACHPayment startupPayment app
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Payback PayLoyalty programs, mobile payments
Loyalty programms apps that has added payment functionality
ActivePaymentDACH
Loyalty programm startup
Shopping app
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NettoMobile paymentsNetto's dedicated app with payment functionalityActiveYes (supermarket)PaymentDACHSuparmarket appShopping app
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Ali PayActivePaymenttbdE-CommercePayment app
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EdekaMobile paymentsEdeka's dedicated app with payment functionalityActiveYes (supermarket)PaymentDACHSuparmarket appShopping app
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VR Bank HessenLand und Volksbank Mittelhessen
Mobile paymentsMobile payment as part of their banking app
Active (but pilot)
Yes (banks)PaymentDACHIncumbent bankBanking app
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