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Sr NoCompanySectorCityEmployeesFamily definitionSI - Sum Insured (lakhs)Co-payRoom chargeICU chargeMaternityWaiting periods waivedPre-existing covered Comments
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1FlipkartEcommerceBangalore5000+(1+5)30%uncappeduncappedYes, 80k, 1LYesYesFlipkart provided employees the ability to increase the sum-insured at their own expense over and above the 3L. For every 1L of premium purchased by employees, Flipkart would contribute 1L from their side too. Negotiated with insurance company a per-lakh premium cost
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2Byju'sEdtechBangalore5000+(1+3)20%1% of SI2% of SIYes, 30k, 40kYesYes
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3UnacademyEdtechBangalore1955(1+3)50%uncappeduncappedYes, 50k, 50kYesYesEmployees can add parents add their own expense
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4TopprEdtechMumbai1842(1+3)20%1% of SI2% of SIYes, 30k, 40kYesYesInsurance coverage kicks in 72 days after date-of-joining; Singles can add parents; Married employees can add spouse and dependents
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5CultHealthtechBangalore1721(1+5)50%uncappeduncappedYes, 80k, 1LYesYesSI doesn't change with hierarchyBest est.
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6BlackbuckLogisticsBangalore1647(1+5)3,50%1% of SI2% of SIYes, 50k, 60kYesYesSum-insured was in the 3-5 Lakhs range, varied by hierarchy in the company
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7InmobiSaaSBangalore1296(1+5)100%1% of SI2% of SIYes, 50k, 50kYesYesParents or In-laws can be covered. Howevery, the employee needs to pay Rs 549 per month and the claim can be made upto Rs 5 lacs (this is part of overall Rs 10 lacs cover). Dental and eye-care (non-cosmetic) covered upto 10k per yr. Cover same-sex partners
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8BounceBike-sharingBangalore1031130%1% of SI2% of SIYes, 50k, 60kYesYesEmployees can add parents add their own expense
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9BrowserstackSaaSMumbai484(1+3)50%1% of SI2% of SIYes, 65k, 1LYesYes
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10OfbusinessFintechGurgaon322120%1% of SI2% of SIYes, 30k, 40kYesYesEmployees can add parents at their own expense
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11Urban LadderFurnitureBangalore175(1+3)50%400010000Yes, 75k, 75kYesYesParents added on voluntary basis; 30% + employees signed up to add parents
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12Drip CapitalFintechMumbai157(1+5)30%1% of SI2% of SIYes, 30k, 45kYesYes
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13KhatabookFintechBangalore115(1+5)30%2% of SI4% of SIYes, 30k, 40kYesYes
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14Casa OneFurnitureBangalore100(1+5)320% on parents2% of SI4% of SIYes, 75k, 75kYesYesAdded corporate buffer of 5L; 20% co-payment on parents
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15Observe.ai SaaSBangalore81(1+5)30%1% of SI2% of SIYes, 50k, 50kYesYes
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16i3 FintechMumbai31(1+5)30%1% of SI2% of SIYes, 50k, 60kYesYes
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17ZomentumSaaSBangalore29(1+5)30%1% of SI2% of SIYes, 50k, 50kYesYes
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