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Credit Cards & LoansHousehold BillsComplain & ReclaimBanking & SavingsMortgages & HomesTravelInsuranceDeals & ShoppingIncome & BudgettingStudents
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How to use this Budget Planner
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Before you get started, save this spreadsheet as you normally would – either to your own computer or cloud storage.

Work through each tab at the bottom of this spreadsheet, filling in all your expenses and earnings. Be detailed and honest with your answers.

Not all transactions are monthly, so if you make weekly or annual purchases, put them in the appropriate column and the spreadsheet will automatically convert them into monthly amounts for you. If you receive income every 4 weeks (rather than monthly), divide the total by four and enter that amount in the weekly column.

Now the moment of reckoning arrives – your results.

Once you’ve diligently completed the 'What you earn' and 'What you spend' sections, it’s time for the moment of truth. Take a look at your spending totals, and then click on the ‘Your results’ button to reveal whether your income covers all your expenses – or if it’s the other way around.
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