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Monthly Finances:
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Net Base Pay$5,000Income
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IRAs$0$5,500/adult/year ($11,000/year total)Long-Term PlanningGoes in long-term savings at beginning of month, pay from there when due
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Investments/Debt-$500Up to $175 with Emergency $
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Insurance$0Car, Life, & Renter's
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Rent/Mortgage & Utilities-$1,000Monthy rent or mortgage cost
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Cable/Internet-$50Not part of utilities paymentShort-Term, Recurring ExpensesChecking Account
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Phones$0Pay as we go plan
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Household-$25Cleaning products, decorations, etc.
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Groceries$200Food only
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Hygiene-$50Toothpaste, lotion, hair gel, etc.
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Dining Out-$200Not including military functions
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Vehicles-$150Fuel only - maintenance in Excess
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Pets$0Food, toys, medical
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Professional-$50Events, uniforms, Cup & Flower
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Travel$100Includes food and gas on travelFor UsChecking Account
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Child(ren)$0Toys & clothes - not food
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Husband Misc.-$100Personal spending
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Wife Misc.-$100Personal spending
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Medical$0As needed
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Excess/Emergency$5,000Unused $ to Investments/DebtAuto, Medical, Appliances…Long-term account
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Budgeted Annual Spending:$23,100
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Actual Annual Spending (to date):$1,359
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Difference:$21,741
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