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Annual ReturnYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10Year 11Year 12Year 13Year 14Year 15Year 16Year 17Year 18Year 19Year 20Year 21Year 22Year 23Year 24Year 25
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Capital Invested
Capital + Interest
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5%$10,000.00$10,500.00$11,025.00$11,576.25$12,155.06$12,762.82$13,400.96$14,071.00$14,774.55$15,513.28$16,288.95$17,103.39$17,958.56$18,856.49$19,799.32$20,789.28$21,828.75$22,920.18$24,066.19$25,269.50$26,532.98$27,859.63$29,252.61$30,715.24$32,251.00
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10%$10,000.00$11,000.00$12,100.00$13,310.00$14,641.00$16,105.10$17,715.61$19,487.17$21,435.89$23,579.48$25,937.42$28,531.17$31,384.28$34,522.71$37,974.98$41,772.48$45,949.73$50,544.70$55,599.17$61,159.09$67,275.00$74,002.50$81,402.75$89,543.02$98,497.33
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20%$10,000.00$12,000.00$14,400.00$17,280.00$20,736.00$24,883.20$29,859.84$35,831.81$42,998.17$51,597.80$61,917.36$74,300.84$89,161.00$106,993.21$128,391.85$154,070.22$184,884.26$221,861.11$266,233.33$319,480.00$383,376.00$460,051.20$552,061.44$662,473.73$794,968.47
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20%$50,000.00$60,000.00$72,000.00$86,400.00$103,680.00$124,416.00$149,299.20$179,159.04$214,990.85$257,989.02$309,586.82$371,504.19$445,805.02$534,966.03$641,959.23$770,351.08$924,421.29$1,109,305.55$1,331,166.66$1,597,400.00$1,916,880.00$2,300,256.00$2,760,307.19$3,312,368.63$3,974,842.36
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8
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The Effect Of Fees
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11
Super fund delivering 7% without fees$10,000.00$10,700.00$11,449.00$12,250.43$13,107.96$14,025.52$15,007.30$16,057.81$17,181.86$18,384.59$19,671.51$21,048.52$22,521.92$24,098.45$25,785.34$27,590.32$29,521.64$31,588.15$33,799.32$36,165.28$38,696.84$41,405.62$44,304.02$47,405.30$50,723.67
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13
Super fund delivering 4% after fees$10,000.00$10,400.00$10,816.00$11,248.64$11,698.59$12,166.53$12,653.19$13,159.32$13,685.69$14,233.12$14,802.44$15,394.54$16,010.32$16,650.74$17,316.76$18,009.44$18,729.81$19,479.00$20,258.17$21,068.49$21,911.23$22,787.68$23,699.19$24,647.16$25,633.04
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15
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The Effect Of CGT
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18
Paying 30% CGT on annual gains of 20%$10,000.00$11,200.00$12,544.00$14,049.28$15,735.19$17,623.42$19,738.23$22,106.81$24,759.63$27,730.79$31,058.48$34,785.50$38,959.76$43,634.93$48,871.12$54,735.66$61,303.94$68,660.41$76,899.66$86,127.62$96,462.93$108,038.48$121,003.10$135,523.47$151,786.29
19
20
Paying 30% CGT on accrued gains after 25 years$10,000.00$12,000.00$14,400.00$17,280.00$20,736.00$24,883.20$29,859.84$35,831.81$42,998.17$51,597.80$61,917.36$74,300.84$89,161.00$106,993.21$128,391.85$154,070.22$184,884.26$221,861.11$266,233.33$319,480.00$383,376.00$460,051.20$552,061.44$662,473.73$794,968.47
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CGT owed
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25
Original Capital$10,000.00
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Final Value$794,968.00
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Gains$784,968.00
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CGT 30%$235,490.40
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Balance$549,477.60
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