ABCDEFGHI
1
*Make a copy to edit
2
Monthly Budget Template [Month/Year]
NOTE: Keep credit card under $600
3
4
My Income
Surprise expenses for future planning
5
Full time jobs, bonuses, freelance work, stipends, gifts, dividends etc.
Misc: Health co-payment/parking ticket?
6
Income Sources (after taxes)AmountNotesSourceAmountNotes
7
*Paycheck after taxes$1,850
8
[Income Source #2]
9
[Income Source #3]
10
Total Monthly Income$1,850
11
12
Savings and Goals
13
Emergency fund, retirement, vacation, other goals, etc.
14
AmountNotes
15
Emergency Fund
16
Student Loans
17
Other Loans
18
Retirement
19
Summer vacation
20
Medium-term savings
21
Total Monthly Savings$0
22
23
My Expenses
24
25
ExpensesAmountNotes
26
HOMERent $1,270wire transfer
27
Utilities
28
Groceries$120
29
Laundry/Dry Cleaning
30
Other
31
BILLSCell phone$37
32
Car Payment
33
Credit Cards
34
Insurance (Auto, Renter's)
35
TRANSPORTATIONGas$80
36
Public Transportation
37
Parking/Tolls
38
HEALTHPrescriptions
39
Gym Classes
40
PERSONALMoney Sent Home
41
Dining Out
42
Personal Travel
43
Subscriptions$25
44
Shopping/Clothing
45
Gifts/Donations
46
Vices [booze, etc]$30
47
[Additional/Miscellaneous Expense]
48
Total Monthly Expenses$1,562
49
50
51
Summary
52
53
Amount
54
Total Income$1,850
55
Total Expenses (Savings +Expenses)$1,562
56
Your Monthly Bottom Line$288
57
58
* If you need help calculating your net income (i.e. income after taxes) see Haven Money tool
59
* Budget template courtesy of Generation Wealthy 501(c) CA nonprofit
60