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PROVIDERCOSTBUNDLE?DISCOUNTS?COVERAGE
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Lemonade
Starting at $25 per month or $300 per year
Only PetSafety and protective materials, gated community,
Vehicles including aircraft, riots, theft, vandalism, fire, smoke, wind, lightning, volcano, explosions, hail, ice, snow, sleet, falling objects, damage caused by steam or water discharge
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AIGAverage: $3564 per yearAuto and others requiredMultiple policy, new home, safety, gated community
Dwelling, structure and personal property. They also have loss of use coverage, food spoilage, pet damage, landscape, lock replacement and medical liability.
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ProgressiveAverage: $1706 per yearAuto and others, discountsSafety, bundle, policy renewal, paperless billing, and more
Lightning, fire, smoke, tornadoes, power surges, ice, snow, sleet, hail, wind, volcano, explosion, riots, theft, vandalism, vehicles, falling objects, and water damage (not floods)
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MetlifeAverage: $2000 per yearAuto and othersSafety, bundle, new home, mature homeowners
Personal property and structure, legal liability, medical,loss of use, hail, fire, theft, tornadoes, identity theft and more
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TravelersAverage: $1050 per yearAuto and more, discountsNew home, bundles, customers who have never filed a claim, safety, and green homes
Dwelling and structure, liability, loss of use, and personal belongings. They cover the typical causes like fire, hail, lightning, theft, vandalism, and wind. Earthquakes and floods are generally not covered without additional policies
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State FarmAverage: $1596 per yearAuto and more, discountsBundles, safety including impact-resistent roofing
Dwelling and structure, personal property, liability, medical, and loss of use
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USAAAverage: $1300Auto and more, discounts Safety, bundles, customers who have never filed a claim
Dwelling and structure, personal belongings, loss of use, liability, home sharing, identity theft, vandalism, fire, theft, and most weather related damage
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AllstateAverage: $1680Auto and more, discountsNo claims, bundle,
Dwelling and structure, legal and medical liability, personal belongings and you can add mobile and manufactured home and flood coverage. They also have rideshare and homeshare coverage
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NationwideAverage $1533Auto and more, discountsHome renovation, roof rating, bundle, gated community, new home, security
Dwelling, structure, personal property, liability and medical, legal, loss of use, and credit card theft. There are a number of additional coverage options like water and sewage backup, earthquake, and high-value items.
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Liberty MutualAverage: $1668Auto and more, discountsNo claims, bundle, new home, new roof, safety
Dwelling and structure and personal property, legal and medical liability, inflation protection, identity theft, and loss of use. You can add on identity theft, flood, earthquake, identity fraud, and more coverage options.
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