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📚 Back-to-School Budget Planner — India
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A financial planning tool for Indian parents | Based on the CareerReform.in framework
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HOW TO USE: Enter your child's name/class, set your Total Budget (blue cells), then fill in the Item Planner sheet. This Summary updates automatically.
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 CHILD & SESSION DETAILS
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FieldYour Entry
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Child's Name
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Class / Grade
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School Board
CBSE / ICSE / State/IB/A Levels
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Academic Year2026–2027
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City / Location
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 BUDGET SETUP
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CategoryAmount (₹)% of TotalNotes
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Total Available Budget₹15,000100%← Change this to your budget
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20% Reserve (Hold Back)₹3,00020%Keep for mid-term surprises (Aug-Nov needs)
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Budget Available to Spend (June)
₹12,00080%Split this between Essentials & Aspirational
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 CATEGORY ALLOCATION (Essentials vs Aspirational)
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CategoryAllocated (₹)Spent (₹)Remaining (₹)Status
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[E] Books & Textbooks---✓ On Track
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[E] Notebooks & Stationery---✓ On Track
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[E] School Bag---✓ On Track
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[E] Geometry Box & Tools---✓ On Track
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[E] Uniforms / Shoes---✓ On Track
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[A] Reference Books---✓ On Track
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[A] Branded / Premium Items---✓ On Track
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[A] Extra Workbooks---✓ On Track
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[E] Other / Misc---✓ On Track
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TOTAL ALLOCATED / SPENT---✓ Within Budget
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 BUDGET HEALTH CHECK
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Reserve Set Aside?✓ Yes — 20% reserved
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Allocation ≤ Available Spend?✓ Yes — within budget
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Essentials Funded First?✓ Essentials have allocation
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LEGEND: [E] = Essential item | [A] = Aspirational item | Blue text = Enter your values | Black text = Calculated | Yellow cell = Key input to update
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