ABCDEFGHIJKLMNOPQRSTUVWXYZ
1
Household Budget Worksheet
2
Enter your estimated monthly income and expenses to better understand what changes you should make to live within a budget that works best for you.
3
If desired, insert new rows to include new income sources or expenses, but do not enter any information in the blue rows. These cells hold the formulas behind the chart.
4
PART 1: MONTHLY INCOMEEstimatedActual
5
Person #1: List monthly income for all full & part time jobs
6
Person #2: List monthly income for all full & part time jobs
7
Person #1: Unemployment Insurance (if applicable )
8
Person #2: Unemployment Insurance (if applicable )
9
Other: Child Support
10
Other: Tax Credits
11
Other: Incoming Rent for rental property
12
Other: List other income you'd like to track
13
TOTALS (Automatically Calculated)$0.00$0.00
14
15
PART 2: MONTHLY EXPENSEEstimatedActual
16
Savings (PAY YOURSELF FIRST)
17
Mortgage / Rent
18
Home Equity Loan / Line Of Credit
19
Home Insurance
20
Credit Card #1
21
Credit Card #2
22
Credit Card #3
23
Credit Card #4 (add as many as you need to)
24
Car Payment
25
Car Insurance
26
Parking
27
Tolls
28
Gasoline
29
Subway/Public Transp
30
Health Insurance
31
Cable /Satellite TV
32
Internet Access
33
Phone Bill
34
Mobile Phone Bill(s)
35
Daycare/Babysitting/Eldercare
36
Groceries
37
Pet care
38
Gym Membership
39
Heating
40
Electric Bill
41
Water Bill
42
Lawn Care
43
Unplanned: Vet Bill
44
Unplanned: Dinner party
45
Unplanned: Car repairs
46
Unplanned: Parking Ticket
47
Unplanned: Dishwasher repair
48
Other
49
TOTALS (Automatically Calculated)$0.00$0.00
50
51
PART 3: RESULTS (Automatically Generated from Parts 1 & 2 Above)
EstimatedActualIf this number is positive, good work! You’re spending less than you're earning. If it's a negative number, you should consider ways to save or reprioritize your expenditures.
52
TOTAL MONTHLY INCOME$0.00$0.00
53
TOTAL MONTHLY EXPENSE$0.00$0.00
54
VARIANCE (This is how much over, or under, your budget you are.)$0.00 $0.00
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100