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All card values & return on spend are calculated using the bonus of joining the free rewards
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program offered by each hotel chain, in addition to any tiered bonus from being a card holder.
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Value for each hotel point was calculated for prime dates at no less than 24 properties around the
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country, and in some cases includes international locations such as Canada, England and Australia.
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World of Hyatt ($95 AF)0.015875Value
Points Awarded
Return
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Issuing Bank: Chase
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Initial Spend (1st 3 months)$3,000.00$619.3830,00020.65%
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Secondary Possible SUB (1st 6 months)$12,000.00$476.253.97%
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The secondary sub is 2 points for every $1 of general spend for the first $15K spent in 6 months. The $476.25
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assumes the max possible spend. The AF is factored into the initial SUB (but not the annual free night since that
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is earned every year after the first year.)
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---
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The calculations above include both the points earned, and the 120K point bonuses, less the AF that is *not*
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waived in year one. The calculations only assume general spending, so spending at reward categories would
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increase return.
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Hyatt spending (pts per $1)9$0.1414.29%
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Restaurants, airline, transit (pts per $1)2$0.033.18%
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----> & commuting & gym memberships
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General spending (pts per $1)1$0.021.59%
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Annual Fee$95.00$219.00$124.00
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$15K in a year$15,000.00$581.133.87%
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(this includes the card's annual free night cert & the night earned for spending $15K, general spending for points)
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---> Important: when evauating the $15K spend, don't use the $124 of positive value from the annual fee, since
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---> I already did in the $581.13 return.
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I value Hyatt free night certificates at $219 each, YMMV
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I checked Class 4 hotels in major cities, Friday night, 6/4-6/5/21)
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The calculations only assume general spending, so spending at reward categories would increase return.
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Radisson Rewards (No-AF)0.004360Value
Points Awarded
Return
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Issuing Bank: US Bank
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Initial Spend$1,000.00$135.1630,00013.52%
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The calculations above include both the points earned, and the 30K point bonus. The calculations only assume
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general spending, so Radisson spending would increase your return.
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Radisson spending (pts per $1)25$0.1110.90%
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General spending (pts per $1)1$0.000.44%
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(((No Annual Fee)))
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$10K in a year$10,000.00$198.6001.99%
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(inc free night cert)
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$20K in a year$20,000.00$397.2001.99%
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(inc 2 free night cert)
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$30K in a year$30,000.00$595.8001.99%
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(inc 3 free night cert)
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I value Radison's free night certificates at $155 each, YMMV.
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Radisson Rewards Premier Signature0.004360Value
Points Awarded
Return
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Issuing Bank: US Bank
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Initial Spend$2,500.00$350.1085,00014.00%
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The calculations above include both the points earned, and the 85K point bonuses, less the AF that is *not*
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waived in year one. The calculations only assume general spending, so spending at Radisson would increase
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return.
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Radisson spending (pts per $1)35$0.1515.26%
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General spending (pts per $1)5$0.022.18%
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Annual Fee$75.00$99.4040,000$24.40
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$10K in a year$10,000.00$472.4090,0004.72%
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(inc free night cert, w/AF & pt boost)
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$20K in a year$20,000.00$845.40140,0004.23%
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(inc 2 free night cert, w/AF & pt boost)
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$30K in a year$30,000.00$1,218.40190,0004.06%
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(inc 3 free night cert, w/AF & pt boost)
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I value Radison's free night certificates at $155 each, YMMV.
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Radisson Rewards Platinum0.004360Value
Points Awarded
Return
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(You will be considered for the Radisson Platinum if you do not qualify for the Premier Signature)
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Issuing Bank: US Bank
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Intial Spend$1,500.00$244.3060,00016.29%
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The calculations above include both the points earned, and the 60K point bonuses, less the AF that is *not*
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waived in year one. The calculations only assume general spending, so spending at Radisson would increase
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return.
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Radisson spending (pts per $1)28$0.1212.21%
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General spending (pts per $1)3$0.011.31%
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Annual Fee$50.00$59.0025,000$9.00
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$10K in a year$10,000.00$344.8055,0003.45%
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(inc free night cert, w/AF & pt boost)
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$20K in a year$20,000.00$630.6085,0003.15%
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(inc 2 free night cert, w/AF & pt boost)
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$30K in a year$30,000.00$916.40115,0003.05%
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(inc 3 free night cert, w/AF & pt boost)
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I value Radison's free night certificates at $155 each, YMMV.
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