1400 S Karlov Ave, Chicago, IL 60623

	B	C	D	E	F	G	H	I	J	K	L
1					Property Area:
2					MLS Area Code	8029
3					Community Area	North Lawndale
4					Area Investment Grade	C+
5	Property Information				Property Analysis		BR	Current Rents		Proforma Rents
6					Gross Annual Operating Income	$58,968.00		Unit 1			$1,800
7	Asking Price		$599,000.00		Gross Annual Operating Expenses	$18,207.87		Unit 2			$1,800
8	Renovations*				Net Operating Income	$40,760.13		Unit 3			$1,800
9	Number of Units		3		Annual Loan Payments	$34,074.79		Unit 4
10	Down Payment	25.0%	$149,750		DSCR (Debt Service Coverage Ratio)	1.20		Unit 5
11	Closing Costs	2%	$11,980		Capitalization Rate	6.80%		Unit 6
12	Total Initial Investment		$161,733.00		Monthly Cash Flow	$ 557.11		Unit 7
13	Monthly Income				Annual Cash Flow	$6,685.34		Unit 8
14	Rental Income $	Proforma	$5,400.00		GRM	9.2		Unit 9
15	Other Income				Exp. Ratio	30.88%		Unit 10
16	Vacancy Rate	9%	$486.00		Principle Reduction In First Year	$5,021.38		Unit 11
17	Gross Operating Monthly Income		$4,914.00		Appreciation in First Year	$11,980.00		Unit 12
18	Monthly Expenses (if applicable)				Return on Investment - Year 1				$0		$5,400
19	Landlord Paid Utilites		$240.00		Cash on Cash Return	4.13%
20	HOA Dues				Principal Reduction	3.10%
21	PMI				Appreciation	7.41%
22	Annual Operating Expenses				Total Return On Investment	14.65%
23	Property Taxes		$5,504.37	1.50%	Financial Details
24	Insurance		$2,695.50	0.45%	Loan Amount	$449,250.00
25	Annual CapEx Budget	5.5%	$3,564.00		Loan Points	0.00%
26	Maintanance Budget	5.5%	$3,564.00		Amortization	30
27	Property Management	0%	$0.00		Interest Rate	6.50%
28	Total Annual Expenses		$18,207.87		Annual Appreciation Rate	2.00%
29	Monthly Expenses		$1,517.32
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