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|Singafrog Finances - Join our next event http://peatix.com/event/177057/|
|Mutual Funds (iFast)||Land-Banking (Walton Investment)||Debt-based crowdfunding (New Union)||REITs||Hard Assets||Crypto-currency trading (Kraken)||Condo in the Philippines||Funding Societies||Real-estate crowdfunding||Singapore real-estate||Service appartment or hotel in SEA||Malaysia real-estate|
|In two lines||Picking up "exchange-traded funds" and making a portfolio to balance risks. Funds represent bags of different stocks/bonds||Invest in a plot of land (Canada, US) alongside other co-investors. Land-banker help value the land for resale at higher price to developers.||Help small companies get working capital. Each SME defines its target amount, and several people can crowdfund the debt with fixed returns||Real Estate Investment Trust: you invest in a real-estate holding company, giving you back dividends (and you can trade the REIT itself)||Ever dreamt of owning a cow, a container or a forest?||Similar to Forex, buy and sell bitcoins, ether, litecoins and other crypto-currencies||Real Estate Investement for own or rent (Condominium). possibility of SRRV -Special Resident Retiree's Visa - PRA: Philippine Retirement Authority||ImmoCratie, Co-Assets||Buying, renting or selling property in Singapore as a foreigner, a PR or a local: as many situations as opportunities. It is thought the SG market today is overpriced and give poor returns on traditional real-estate (condos), next incline in the market not expected before 8y!||Buy a good which is managed by professionals and get a monthly rent||Buying property in Malaysia seems like a risky bet. Foreign investors need invest for at least 1m MYR (vs 250k MYR previously). Virtually no second market for pre-owned properties by foreigners!|
|Risk level||Based on profile assessment (low to high)||medium to high||relatively liquid||unknown||unknown||high||Low to medium,||High||Medium||medium to high||High|
|Liquidity||very liquid (come in and out as you want)||illiquid and locked for 5-10 years||unknown||unknown||very liquid||illiquid.||relatively liquid (locked for 12-24mths)||relatively illiquid||illiquid||illiquid (no 2nd market for foreigners)|
|Minimum investment||Suggested $1000/mth on a long-term basis||USD10000 for 1 unit||$5000 per investment||unknown||unknown||$1||50000 USD for SRRV, lowest condo price arround 1.6M php (16 sqm)||Immocratir €3k||several hundred thousands dollars||1m MYR|
|Recommended timeframe||5-8 years||5-10 years||3-12 months||unknown||unknown||based on trade winds||Presaling 1 to 5 years for better price and opportunities or RFO||6-24 months||2-20 years||?|
|Average returns||5-12%||12%||6-9%||unknown||unknown||unknown||Following the project, yearly 10-15% capital appreciation & 50-60% return on Investment for best opportunities. Yearly 6-10 % for most common properties,||10-15%||?||?|
|Fee structure||1.8% platform fees, 1% advisor fees||included in initial investment||$88/y for account + 0.1% withdrawal fees + 5% earned dividends fee||unknown||unknown||0% to 0.26% depending on currencies||VAT FREE < condo price 3199200 php < VAT 12%, VAT apply to parking units. Fee on each condo 6.5% (Documentary stamp, Title transfert fee, creditable withholding tax, utilities installation and real property taxe)||agent commission||agent commission|
|Best for||anyone||civil servants, busy professionals||SME lovers : )||unknown||unknown||Forex nerds||Investors or Retirement, secure capital.||want to live in Singapore on the long-term, and are PR at least||Malaysian nationals|
|Methodology||Assess risk profile, commit to a given amount to top-up every month, accept volatility, and enjoy compound interests||Check different available projects, understand growth perspective for each (jobs, city planning, demographic trends), pick a project and wait 5-10 years for exit. Only project with 60% votes for "yes, let's exit" are exited||Browse projects, check company profile, accounts and perspectives, commit and wait for end of term to get dividends||unknown||unknown||Pick a trading platform (eg Kraken), top-up with bank transfer, and start trading instantly||for SRRV via PRA : deposit 50000 USD to special bank account and allocation of the deposit for a property investment.|
Advice only invest in famous developers and choose good location (ex Makati, the Fort). Buying a land or villa is possible too (contact me for details).
Payment type : Spot cash (best discount), Deferred cash, Spot DP, Spread DP, Easy Payment Scheme.
Buying in Island (ex BOHOL island, new international airport building now) is very good opportunity too.
Singafrog Finances Meetup
|Panel discussion Monday 13th June 7pm at the Hub (128 Prinsep Street)||m|