Montenegro

	A	B	C	D	E	F	G	H	I	J	K
1	Region	Country	Medical (Supplemental)	Dental (Supplemental)	Optical (Supplemental)	Life (Supplemental)	LTD (Supplemental)	STD (Supplemental)	Travel Insurance	Employee Assistance Program (EAP)	Statutory Benefits
2	Europe South	Montenegro	The Atlas plan with Bupa Global can cover local nationals, permanent residents, or ex-pats - members located here are able to use their policies for treatment. Provider - BUPA Global Cost - Please refer to Brochure & Pricing tab for BUPA Global	The Atlas plan with Bupa Global can cover local nationals, permanent residents, or ex-pats - members located here are able to use their policies for treatment. Provider - BUPA Global Cost - Please refer to Brochure & Pricing tab for BUPA Global	The Atlas plan with Bupa Global can cover local nationals, permanent residents, or ex-pats - members located here are able to use their policies for treatment. Provider - BUPA Global Cost - Please refer to Brochure & Pricing tab for BUPA Global	x2 annual salary, capped at USD 500,000 Provider – GBG (Global Benefits Group) Not mandatory in country Cost - Individual quotations are provided based on the employee annual salary, age, job description etc.	60% of annual salary, capped at USD 180,000 Provider – GBG (Global Benefits Group) Cost - Individual quotations are provided based on the employee annual salary, age, job description etc.	60% of annual salary Provider – GBG (Global Benefits Group) Cost - Individual quotations are provided based on the employee annual salary, age, job description etc.	Provider - Prudential Cost - Please consult brochure attached this policy year (November 1st 2022 - October 31st 2023) which covers entire population of the client and not on the individual basis.	Provider - LifeWorks (Morneau Shepell) Cost - Please consult brochure attached per month/employee (as per the billing currency of the client).	Public pension, public unemployment
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100