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STEPCATEGORYITEMAMOUNT% of MONTHLY GROSSCHOICE
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2INCOMEAnnual Gross WageRecord your career here
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3Monthly Gross Wage
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4Net Wage (monthly)
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5SAVINGSMonthly Savings Account
Record % here. Goal is at least 10%
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6Monthly Retirement
Record % here. Goal is at least 10%
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7Total Monthly Savings
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8MONTHLY MONEY
Monthly Amount for Budget
$0
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9COST OF LIVINGMonthly Rent#DIV/0!
Record your city here & # of people
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10Renter's Insurance#DIV/0!
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11Cable/Satellite#DIV/0!
Record Cable Type & # of people
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Internet#DIV/0!# of people
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Home Phone#DIV/0!# of people
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Mobile Phone#DIV/0!Plan
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Electricity/Gas#DIV/0!# of people
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12Total Cost of Living$0#DIV/0!
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13TRANSPORTATIONPublic Transportation#DIV/0!
Record which city's example you used here
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14Car Payment#DIV/0!
Record the price of your car here
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15Car Insurance#DIV/0!
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16Car Maintenance#DIV/0!
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17Gas#DIV/0!
Record your mileage plan here
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18Total Cost of Transportation$0#DIV/0!
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19FOODGroceries#DIV/0!Record which plan
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20Dining Out#DIV/0!Record which plan
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21Total Cost of Food$0#DIV/0!
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22HEALTHHealth Insurance#DIV/0!
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23Dental Insurance#DIV/0!
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24Eye Insurance#DIV/0!
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25Haircut/hair appointment#DIV/0!
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26Other Grooming/Hygiene#DIV/0!
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27Gym Membership#DIV/0!
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28Total Cost of Health$0#DIV/0!
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29EDUCATIONStudent Loan#DIV/0!
Record total amount of debt
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30DISCRETIONARY SPENDING"Wants"#DIV/0!
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31MONTHLY SPENDINGTotal Costs$0#DIV/0!
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32MONTHLY BALANCEBalance$0#DIV/0!If you have a deficit, go back and review your budget to find ways to balance your budget
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