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Cash Flow Projection Template
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3200 - Owner's Draw
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DateYearMonthMonth Starting BalanceRevenue/ Incoming CashExpenses/ Outgoing CashAny New ExpensesHidden Expenses*Net FlowMonth End Balance
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31-Jan2026Jan$0.00$28,272.14$20,809.33$0.00$4,588.00$2,874.81$2,874.81
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28-Feb2026Feb$2,874.81$25,169.26$20,176.88$0.00$4,588.00$404.38$3,279.19
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31-Mar2026Mar$3,279.19$26,994.98$18,629.45$0.00$4,588.00$3,777.53$7,056.72
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30-Apr2026Apr$7,056.72$30,815.71$20,992.29$0.00$4,588.00$5,235.42$12,292.14
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31-May2026May$12,292.14$25,018.27$24,152.62$0.00$4,588.00-$3,722.35$8,569.79
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30-Jun2026Jun$8,569.79$25,119.54$21,835.87$0.00$4,588.00-$1,304.33$7,265.46
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31-Jul2026Jul$7,265.46$28,916.38$20,681.71$0.00$4,588.00$3,646.67$10,912.13
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31-Aug2026Aug$10,912.13$24,092.41$18,624.81$0.00$4,588.00$879.60$11,791.73
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30-Sep2026Sep$11,791.73$28,650.16$19,288.47$0.00$4,588.00$4,773.69$16,565.42
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31-Oct2026Oct$16,565.42$24,000.00$18,700.00$0.00$4,588.00$712.00$17,277.42
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30-Nov2026Nov$17,277.42$24,000.00$18,700.00$0.00$4,588.00$712.00$17,989.42
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31-Dec2026Dec$17,989.42$24,000.00$18,700.00$0.00$4,588.00$712.00$18,701.42
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Total$315,048.85$241,291.43$0.00$55,056.00$18,701.425.94%
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Instructions
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Date Changes: Only update the dates in Column B. No changes are needed in C or D.
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Monthly Bills: For "Expenses/Outgoing Cash," total up all the bills you expect for the month, just like you'd see on your QuickBooks Profit & Loss.
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New Costs: Estimate any new expenses and then add 20% more to that guess, just to be safe.
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Cash Balance: "Net flow" shows how much cash you'll have left over (or be short) each month.
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Profit Check (K16): This number tells you your actual profit percentage. It should be close to what similar businesses earn. If it's low, focus on increasing sales, cutting costs, or double-checking when expenses are recorded.
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If there are any questions reach out to saha@stellaropt.com
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