401k Provider Comparison

	B	D	E	F	G	H	I	J	K	L	M	N	O	P	Q	R	T
1	401k Provider Comparison
2	Average W2 Employees:	65.6
3	Assets Under Management (AUM):	$2,000,000
4		Under Review					For Price Comparison
5		Employee Fiduciary	Vanguard	Fidelity	Guideline	Metlife	Mass Mutual	Betterment	Ubiquity	Retirement Revolution / Peery	American Funds (Prudential)	Nationwide (Prudential)	ForUsAll	Captain 401k	America's Best 401k	Sharebuilder	iVault
6		employeefiduciary.com	investor.vanguard.com/what-we-offer/small-business/overview	fidelity.com/retirement-ira/small-business/401k-plans	guideline.com/				myubiquity.com

7	Contact
8	Name	Ryan Hagen	John Lent		Rosanna Leroe-Munoz				Brian Albiar
9	Phone	251-581-9288	480-713-4344		415-968-2188				415-593-5866
10	Email	rhagen@employeefudiciary.com	john_lent@vanguard.com		rosanna@guideline.com				balbiar@myubiquity.com
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12	Fees
13	Plan establishment	$1,000	$1,500	$1,000	$500			$750	$1,000		$750	$500		$500		$250
14	Employer Annual Admin	$2,568	$7,192	$8,000	$3,149	$2,700		$0	$3,000	$1,200	$7,086	$3,284	$3,828	$4,589		$4,920	$0
15	Custodian Fee	0.08%	0.00%	0.00%		1.25%	0.75%	0.60%	0.05%	0.05%	0.00%	0.40%	0.40%	0.50%	0.75%	0.50%	0.50%
16	Ave Fund Fees	0.15%	0.09%	0.65%	0.08%	0.80%	0.67%	0.12%	0.15%	0.15%	0.74%	0.74%	0.14%	0.08%		0.15%	0.12%
17	Annual Fees at 2m AUM	$4,600	$1,800	$13,000	$1,600	$41,000	$28,400	$14,400	$4,000	$4,000	$14,800	$22,800	$10,800	$11,600	$15,000	$13,000	$12,400
18	Annual Fees at 4m AUM	$9,200	$3,600	$26,000	$3,200	$82,000	$56,800	$28,800	$8,000	$8,000	$29,600	$45,600	$21,600	$23,200	$30,000	$26,000	$24,800
19	Participant fee								$0	$0		$984
20	Annual Total at 2m AUM	$7,168	$8,992	$21,000	$4,749	$43,700	$28,400	$14,400	$7,000	$5,200	$21,886	$26,084	$14,628	$16,189	$15,000	$17,920	$12,400
21	Annual Total at 4m AUM	$11,768	$10,792	$34,000	$6,349	$84,700	$53,800	$28,800	$11,000	$9,200	$33,686	$46,868	$25,428	$27,789	$30,000	$30,920	$24,800
22
23	Withdrawal	$50			$50				$95	$25
24	Borrow from Plan (Establish)		$150		$100				$95
25	Borrow from Plan (Annual)	$50			$75				$90
26	Self Directed Brokerage	$100/ yr	yes		no				$95/ yr
27	Plan document amendment	$150	$500
28	Extra Services				$200/ hr				$195/ hr
29
30	Competence
31	Year founded	2004	1975		2015												2015
32	Total plans	2,800	6,800		won't say												45
33	Total participants	75,000	4.1M		"hundreds"				65,000
34	Total Assets	$2.5B	$392B		"millions"				$1.7B								$11m
35	Conversions processed				50+
36	2015 Growth	21%
37
38	Value Added Services
39	Fiduciary Services				3(16) and 3(38)
40	Dedicated relationship manager?	yes	yes		yes				yes
41	Dedicated call center for participants?	yes	yes		yes				yes
42	Plan assets held by a custodian or directed trustee?	Directed trustee			Custodian
43	Plan design consulting?	yes	yes		yes				yes
44	Monitor for RMD-eligible participants?	yes	yes
45	Enrollment, match, vesting tracking?		yes
46
47	Misc
48	Service termination fee	300	1000		250
49	Fund selection	Fully customizable	Full Vanguard fund list		Limited list of Vanguard funds				Pre-set plans, fully customizable
50	Roth 401k support?	yes	yes		yes				yes
51	Vesting support?	yes	yes		yes				yes
52	Automatic enrollment?	yes	yes		yes				yes
53
54	Notes
55
56			Vanguard Plan Proposal		338 Investment Fiduciary. As opposed to 328 by Captain.				Welcome and automated emails.								338 investment fiduciary
57			Reply Email						All training done through webinars
58			Spark RFP Response		Unsure if performed 301b to 401k conversion				Web demo available
59
60					Follow Up Email				Follow Up Email
61									Custom K Proposal
62					"We can match your fee needs"				Vanguard Admiral Fund List
63									Vanguard Fund List
64
65									From Guideline rep:
66									Ubuiquity having tech issues
67									being investigated by DOL.
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