Airline Credit Card Comparison

	A	B	C	D	E	F	G	H	I	J	K	L	M
1		American	American	Delta	United	Alaska	Southwest	Southwest	Southwest	Jetblue	Spirit	Hawaiian	Frontier
2		Aviator Red	Platinum Select	Gold	Explorer	Alaska Visa	Southwest Plus	SWA Premier	SWA Priority	JetBlue Plus	Free Spirit	Bank of Hawaii	World MC

3	Annual Fee	$99	$99	$99	$95	$95	$69	$99	$149	$99	$79	$99	$89
4	Waived 1st Year?	No	Yes	Yes	Yes	No	No	No	No	No	Yes	No	Yes
5	Typical Bonus	60,000	50,000	40,000	50,000	50,000
6	Best Bonus	70,000		75,000	65,000	75,000
7	Perks
8	Checked bags	1	1	1	1	1	n/a	n/a	n/a	1	n/a	2
9	Companions w/ free bag	4	4	8	1	6	n/a	n/a	n/a	3	n/a	0
10	Priority Boarding	Group 5	Group 6	Main Cabin 1	√	√	see below	see below	see below	n/a	Zone 2 Shortcut	n/a	Zone 2
11	In-flight discount	25%	25%	20%	25%	20%	n/a	n/a	n/a	50%	25%	n/a
12	Spending bonus:	Companion fare	$125 credit	$100 credit	n/a	Companion fare	n/a	n/a	n/a	n/a	Companion fare	n/a	$100 credit
13	Spending requirement:	$20,000	$20,000	$10,000		$6,000					$5,000		$2,500
14	Other	$25 wifi credit		15% off award tickets	2x Club passes	10% bonus w/ BOA account	2 EarlyBird	2 EarlyBird	4 upgraded boardings	5k anniv. pts	Points pooling	Share miles	Points pooling
15	Other	MasterCard Concierge			DHS Credit	$100 off lounge membership			$75 SWA credit	$100 JB vacation credit	No pts expiration	Discount awards	No pts expiration
16	Other				Earn PQP per $12k spend			1,500 TQP per $10k spent	1,500 TQP per $10k spent	10% pts rebate	No redemption fees	$100 companion discount	No redemption fees
17	Other				No award blackouts		3k anniv. pts	6k anniv. pts	7.5k anniv. pts
18	Other				Visa Concierge
19	Protections
20	No foreign transaction fees	√	√	√	√	√		√	√	√	√	√	√
21	Baggage delay insurance	√			√		√	√	√
22	Lost luggage insurance			√	√		√	√	√
23	Purchase protection			√	√		√	√	√
24	Trip cancellation insurance	√			√
25	Extended warranty			√	√		√	√	√
26	Car rental insurance	√		√	√
27	Earning
28	Airline Spending	2	2	2	2	3	2	3	3	6	3	3	5
29	Travel	1	1	1	1		1	1	1	1	1	1	1
30	Dining	1	2	2	2		1	1	1	2	2	2	3
31	Gas	1	2	1	1	2	1	1	1	1	1	2	1
32	Grocery	1	1	2	1		1	1	1	2	2	2	1
33	Hotels	1	1	1	2		1	1	1	1	1	1	1
34	All other	1	1	1	1		1	1	1	1	1	1	1
35	Other notable					2x EV charging	2x transit, streaming	2x transit, streaming	2x transit, streaming
36	Other notable					2x transit, streaming
37
38	Last updated 23Oct23
39	*As advertised; additional protections may be available via, e.g. Visa Signature or World Elite Mastercard
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100