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Commercial Real Estate Finance | Loan Comparison Worksheet
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Date:3/19/2026⚠ Subject financing scenario is for discussion purposes only and is not a commitment to lend
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Prepared For:Rates are subject to change daily | Other financing options available upon request | Assumes General Purpose Collateral
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Project Price$65,000,000
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ConventionalConventionalSBA 504SBA 7(a)
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Fixed3 Year ResetFixedFixedFixedFixedFixedFixedFixed
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FCBSBAFCBSBAFCBSBA
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Down Payment$9,750,000$9,750,000$6,500,000$6,500,000$6,500,000$6,500,000
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Combined LTV%85%85%90%90%90%90%
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Loan Amount (1st TD)$32,500,000$32,500,000$32,500,000$58,500,000
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Loan Amount (2nd TD/SBA)$26,000,000$26,000,000$26,000,000
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Total Loan Amount$55,250,000$55,250,000$58,500,000$58,500,000$58,500,000$58,500,000$58,500,000$58,500,000$58,500,000
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Financed Fee--
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Rate (%)5.50%5.15%6.37%5.92%5.50%5.92%5.28%5.92%5.60%
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Amortization (Years)252525252525252525
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Term (Years)103102552532525
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1st TD Monthly Payment$339,283$327,833$216,810$199,578$195,331$362,743
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2nd TD Monthly Payment$166,249$166,249$166,249
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Total Monthly Payment$339,283$327,833$383,059$383,059$365,828$365,828$361,580$361,580$362,743
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ESTIMATED CLOSING COSTS
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ConventionalConventionalSBA 504SBA 7(a)
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Loan Fee %0.50%0.50%0.50%2.65%
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Loan Fees (Financed)$325,000$325,000$162,500$689,000
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SBA Guaranty Fee--
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Appraisal$5,000$5,000$5,000$5,000
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Environmental Report$2,500$2,500$2,500$2,500
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| Rates subject to change daily | Not a commitment to lend
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