Mobile Money Research
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Mobile Money ServiceProvider#NAME?RegionWebsiteNumber of Subscriber/UsersNumber of AgentsLaunch DateDescription/Major TakeawaysMajor DeploymentsProducts/Services OfferedFee StructureEase of Integration
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UT MobileUganda TelecomUgandaEast Africahttp://www.utl.co.ug/m-sente/1.7 million2/1/2010first Ugandan provider to introduce the solar powered hand-held mobileP2P transfer (Domestic)
Bill payment
Airtime top up
http://m2msupport.net/m2msupport/ut-mobile-uganda-m2m-modules-certification-sim-data-plans/
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M-PesaSafaricomKenyaCentral Africahttp://www.safaricom.co.ke/index.php?id=25015 million3/1/2007Mobile money for the unbanked, also here is a useful link :
http://www.gsma.com/mobilefordevelopment/wp-content/uploads/2012/06/innovationsarticleonmpesa_0_d_14.pdf
It was the first company in East Africa to possess 3G Internet technology with recent success of 4G connectivity though they lacked the proper broadcast spectrum for the service.P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Loan disbursement or repayment
Link to other banking products
http://www.gsma.com/mobilefordevelopment/wp-content/uploads/2012/03/What-makes-a-successful-mobile-money-implementation.pdf
http://techmoran.com/m-pesa-to-open-its-api-in-april-2015/#sthash.jSOI3FCJ.dpbs
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Tigo PesaMillicomTanzaniaEast Africahttp://www.tigo.co.tz/en/tigo-pesa3.6 Million8/1/2010Targeting data transfer for corporate sector – major cites, etc

Many bills can be payed with Tigo Pesa with the smarthpone application (https://www.tigo.co.tz/pay-bills)
http://www.tigo.co.tz/tigo-internet/mobileP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
International remittances
http://www.tigo.co.tz/en/tigo-pesa/services-and-tariffs/tigo-pesa-tariffshttps://www.tigo.co.tz/tigo-pesa-for-developers
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Airtel MoneyBharti AirtelKenyaCentral Africahttp://www.africa.airtel.com/wps/wcm/connect/africaairtel/Kenya/AirtelMoney/4 million9/1/2011Bharti Airtel has partnered with Kenya Revanue Authority (KRA) to offer Kenyan citizens an opportunity to pay their taxes through Airtel MoneyP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
Loan disbursement or repayment
Link to other banking products
Technology Partners
http://www.airtel.com/wps/wcm/connect/africaairtel/kenya/home/airtel_money/tariffs_and_charges
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MTNMTNRwandaEast Africahttp://www.mtn.co.rw/Content/Pages/123/MTN_Mobile_Money_Online4 million2/1/2010MTN's EVP uniquely positions the company for a specific target market – the talent market.Partners with a lot of banks like Bank of KigaliP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
International remittances
Link to other banking products
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Orange MoneyOrangeUgandaEast Africahttp://www.orange.ug/orangemoney/5.3 million1/1/2013Orange money will be in partnership with Pride microfinance and Post bank to broaden the financial service to its customers.This is the first time a telecom operator will take mobile wallet technologyP2P transfer (Domestic)
Other bulk payment
Airtime top up
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Orange MoneyOrangeKenyaCentral Africahttp://money.orange.co.ke/600 thousand10/1/2010http://www.orange.co.ke/complex/index.php?option=com_content&view=article&id=190&Itemid=317P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Link to other banking products
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Vodacom M-PESAVodacomTanzaniaEast Africahttps://www.vodacom.co.tz/mpesa/consumers/getting_started7.8 Million4/1/2008Targeting data transfer for corporate sector in major cities within the country.This East African operator selected Nokia Siemens Networks to provide a 3G network that would provide both quality and exceptional service.P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Mobile microinsurance
vodacom does not have an mpesa api
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TigoMillicomRwandaEast Africahttp://www.tigo.co.rw/700 thousand5/1/2011Offer web SMSP2P transfer (Domestic)
Bill payment
Airtime top up
International remittances
Link to other banking products
Porbably they will soon establish one so watch out.
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MTNMTNUgandaEast Africahttp://www.mtn.co.ug/MTN-Services/Mobile-Banking/MTN-Western-Union.aspx8.8 million3/1/2009 MTN is aimed at providing our customers with the best possible user experience across the countryThey have a lotteryP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
http://www.mobilemoney.com.gh/index.php/fees-rates-and-pricingThe API is available but in order to give this API we have to know you first.
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Econet WirelessEconet WirelessBurundiEast Africahttp://www.econet.bi/5/1/2010 Econet customers are being offered the services in three packages targeting mobile, domestic or business users.Econet Wireless' Burundi subsidiary has launched the country's first 3G network following a US$10 million network upgrade.P2P transfer (Domestic)
Other bulk payment
Airtime top up
Still far away from API they say it's like a dream.
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MobiCashMobiCashBurundiEast Africahttp://www.mobicashonline.com/contact-us/8/1/2012Want to increse the way to access to mobile money banking producte, also only 3,7 percent of the adults in the country have access to financial services.P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Mobile microinsurance
Link to other banking products
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U-ComOrascom TelecomBurundiEast Africahttp://www.leo.bi/3/1/2013Deposit money into savings
Make Withdraws
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M-BIRRACSI
ADCSI
DECSI
OCSSCO
OMO
EthiopiaEast Africahttp://www.m-birr.com/index.html2/1/2013M-BIRR the fastest, convenient and reliable way of sending money to any where in EthiopiaFirst mobile money provider in EthiopiaP2P transfer (Domestic)
Other bulk payment
Airtime top up
Merchant payment
Loan disbursement or repayment
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AgrilifeMobipayKenyaCentral Africahttp://www.agrilife.co.ke/2/1/2013It's targeted towards farmers
Mobipay has entered into current working partnerships with New KCC
Agrilife provides an enabling environment for the effective and efficient provision of innovative services to various farming communities in AfricaBill payment
Other bulk payment
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Equity 3.0Equity BankKenyaEast Africahttp://goo.gl/u8PTyv2014
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iPayiPayKenyaEast Africahttp://www.ipayafrica.com/?page_id=22010iPay is an easy-to-use payments processing system that incorporates VISA, Mastercard, Kenswitch, M-PESA, Airtel Money & eLipa wallet modes of payment. We have packaged these popular bank debit card, credit card and money transfer systems into an online/point-of-sale transaction processing gateway that will allow you to receive payments off your website or even within your physical shop.
The service is available in Kenya, Uganda, and Tanzania
https://ipayafrica.com/api/
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PesapalPesapalKenyaEast Africahttps://www.pesapal.com/2009Provides a simple, safe and secure way for individuals and businesses to make and accept payments in Africa. Pesapal payments work on the internet and directly on the handset. They partner with Banks, Mobile Network Operators and Credit Card companies to give consumers as many payment options as possible. For businesses, they offer timely settlement of any payments to their bank account of choice. Pesapal also have security features in place, as they are PCI/DSS Level 1 compliantBill pay
School fees
airtime
shop online
ticket buying
https://www.pesapal.com/business/pricingNo API found
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Tangaza PesaMobile Pay Ltd.KenyaCentral Africahttps://www.tangaza321.com/tan/1/1/2011Targeted market: Individuals, SMEs, CorporatesTangaza is the first biometric (fingerprints) mobile money transfer system in the world.P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Loan disbursement or repayment
https://mobilemoneyexchange.wordpress.com/2012/03/02/m-pesas-revised-tariffs/
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yuCashEssar TelecomKenyaCentral Africa12/1/2009To become a default e-commerce platform for Kenya and the broader African region.Uses ObopayP2P transfer (Domestic)
Bill payment
Airtime top up
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Airtel MoneyBharti AirtelRwandaEast Africahttp://africa.airtel.com/wps/wcm/connect/africarevamp/Rwanda/Home/5/1/2013Target is to have a penetration level for financial services of 80 percent of the country's population by 2017 this is done by offering free mobile money transactionshttp://www.independent.co.ug/rwanda-ed/rwanda/8894-airtel-rwanda-to-offer-more-innovative-products-services-P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
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Bank of KigaliBank of KigaliRwandaEast Africahttp://bk.rw/index.php/about-us/agency-network/bk-mvisa7/1/2013Telecom giant, MTN Rwanda and the country's leading lender, Bank of Kigali (BK), have entered into partnership to extend financial services to the unbanked population through mobile banking.

The partnership is tailored to boost mobile banking services, promote financial inclusion and enhance the country's policy towards a cashless economy.
http://www.iveri.com/2013/04/03/bank-of-kigali-chooses-iveri-to-introduce-e-commerce-to-rwanda/P2P transfer (Domestic)
Bill payment
Airtime top up
Merchant payment
Link to other banking products
http://kimrwanda.com/?p=167
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Urwego Opportunity Bank of RwandaUrwego Opportunity Bank of RwandaRwandaEast Africahttp://www.uob.rw/7/1/2013P2P transfer (Domestic)
Bill payment
Airtime top up
Merchant payment
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Golis TelecomGolis TelecomSomaliaEast Africahttp://golistelecom.com/our-services/sahal-service/11/1/2009They mainly offer good deals to attract more customersFirst to offer Sahal ServiceP2P transfer (Domestic)
Bill payment
Airtime top up
Merchant payment
International remittances
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NationLink TelecomNationLink TelecomSomaliaEast Africahttp://nationlinktelecom.com/nationlink/9/1/2011First to provide GSM service in the countryP2P transfer (Domestic)
Other bulk payment
Airtime top up
Merchant payment
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TelesomSomalilandSomaliaEast Africahttp://www.zaad.net/6/1/2009P2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Link to other banking products
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Airtel MoneyBharti AirtelTanzaniaEast Africahttp://africa.airtel.com/wps/wcm/connect/africarevamp/tanzania/airtelmoney10/1/2001Airtel Money targets the daily financial needs of consumershttp://www.thehindubusinessline.com/features/smartbuy/tech-news/airtel-introduces-crossnetwork-money-transfer-services-in-tanzania/article6341832.eceP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
Loan disbursement or repayment
Link to other banking products
Technology Partners
http://solutionscenter.nethope.org/assets/collaterals/USAID_-_Questions_for_Tanzania_Mobile_Money_Operators.pdfThey have API
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Ezy PesaZantel - EtisalatTanzaniaEast Africahttp://www.zantel.com/ezypesa.php2/1/2009Mainly BusinessZantel was the first to introduce wireless internet in Tanzania.Zantel was also the first to introduce per second billing in TanzaniaP2P transfer (Domestic)
Airtime top up
Merchant payment
http://www.zantel.co.tz/home_mobile.php
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Airtel MoneyBharti AirtelUgandaEast Africahttp://africa.airtel.com/wps/wcm/connect/africarevamp/Uganda/2/1/2012They have a promotion that is targeted at customers who have registered but never transactedairtel Money will enable Ugandans withdraw funds directly from ATMs for the first timeP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
http://www.imtfi.uci.edu/files/presentations/2011/Day%202/5%20Yawe%20and%20Nassali.ppt
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EzeeMoneyEzeeMoneyUgandaEast Africahttp://www.ezeemoney.co.ug/7/1/2013Their target customer is one with financial needsUganda's First Pre-paid Electronic Debit CardP2P transfer (Domestic)
Bill payment
Airtime top up
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Housing Finance BankHousing Finance BankUgandaEast Africahttp://www.mcash.ug/2/1/2012P2P transfer (Domestic)
Bill payment
G2P
Other bulk payment
Airtime top up
Merchant payment
International remittances
Loan disbursement or repayment
Link to other banking products
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Mkesh mobile walletMukuru and McelMozambiqueEast Africahttp://mobilemoneyafrica.com/content.php?id=2313 7.1 million500+Not FoundMukuru and Mcel have partnered to allow money to be sent from South Africa into any Mkesh mobile wallet in Mozambique. With the mobile phone being central to the process it is the most convenient way of sending money to Mozambique; and at a 10% flat fee it is the most affordable cash-to-cash offering.N/ABill payment
Other bulk payment
N/Ahttps://www.google.co.in/amp/s/www.techzim.co.zw/2015/08/new-mukuru-mkesh-partnership-enables-south-africa-to-mozambique-remittances/amp/
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MukuruMukuru AfricaMozambiqueEast Africahttps://www.mukuru.com29.5 million50002006Mukuru helps you move money around Africa. Whether you are sending cash for instant collection or topping up a bank account or mobile wallet it has never been easier. We use the latest mobile and web-based technologies to give you the best experience possible. But that’s just half the story. To really understand us, you need to know the “why” behind all we do.

We know that every one of our customers has a story. Just like we do. So whether they are sending money for school fees, hospital bills, rent or groceries, we are passionate about making that story end well.

N/ANot Foundhttps://www.mukuru.com/mukuru-card-fees/https://www.google.co.in/amp/s/prosperchikomo.wordpress.com/2013/08/29/how-i-would-build-the-paypal-of-zimbabwe-using-ecocash-and-mukuru-com/amp/
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McelDevexMozambiqueEast Africahttp://www.mcel.co.mz/Portal_Website/12.4 millionmore than 135,000 agent1997Mcel - Moçambique Celular is the first mobile phone operator in Mozambique. Founded in November 1997, mcel has been responsible for the growth of mobile cellular telephone service in our country.

 

In recent years, mcel has excelled in its commercial offerings, continuing to lead in Product and Service innovation and strengthening its sales force through a well-trained team of Corporate Managers, it.

 

On the other hand, its positioning in the Mozambican market has been reinforced by three pillars that underpin its brand strategy - Mozambicanity, Happiness and Connectivity, are present in a consistent and innovative way in all its communication.

 

first service provider in Mozambiquehttp://www.mcel.co.mz/Portal_Website/Index.jsf?Id=98545179-0aba-4450-bd14-72db81f0fb86Not FoundNot Found
36
M-PesaVodacomMozambiqueEast Africahttps://www.vm.co.mz/en/M-Pesa219 million active users200,0002007M-Pesa is a mobile financial service that allows you transfer and withdraw money, pay bills as well as buy airtime (vouchers), Credelec, Jackpot and pay different services, such from your mobile phone. This innovative service is brought to you by Vodafone M-Pesa SA.

M-Pesa is an easy, simples, fast, affordable and safe way of moving your money any part of the country.

N/AWith M-Pesa, you can:

Deposit your moneySend moneyWithdraw money anywhereBuy airtimeBuy CredelecBuy JackpotPaybills - TV (DSTV, GoTV, TVCabo and ZAP), Water (ADEM and FIPAG), Vodacom postpaid contract invoices, UEM (meals and accoumodation), EDM postpaid invoices, etc.Check your balanceChange your PIN.

Why should you use M-Pesa?

Free registrationNo monthly feesYou pay as you useNo minimum balance is requiredNo need of having a bank accountFast and easySafe way of saving your moneyEasy way to buy airtime
https://www.mpesa.in/portal/entity/Tariff.jsp?csrfPreventionSalt=https://www.safaricom.co.ke/business/corporate/m-pesa-payment-services/m-pesa-api
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Tola WalletTola MobileMozambiqueEast Africahttps://www.tolamobile.com/products/tola-wallet/30 millionN/A2011In Africa, 1 billion people don’t use banks but do have access to a mobile phone. Tola Wallet is the fastest-growing mobile wallet solution in Sub Saharan Africa (Tanzania, Kenya, Uganda, Rwanda, Tanzania, Mozambique, Ghana and many more), using simple, secure technology to connect you to unbanked customers with wallet services.

With Tola, consumers can easily make purchases using their mobile wallet – be it buying a takeaway, paying for a taxi ride or placing a bet on a game. They can also receive refunds, salary and pension payments.

Whether you’re already operating in Africa or looking to expand into new markets, Tola Wallet makes it easy to increase loyalty and drive revenue.

N/Ahttps://www.tolamobile.com/products/Not Foundhttps://www.tolamobile.com/products/tola-wallet/
38
WorldRemitAccel PartnersSouth SudanEast Africahttps://www.worldremit.com 4 million 25002010WorldRemit is an online service that lets people send money to friends and family living abroad, using a computer, smartphone or tablet.

It is a convenient, low-cost alternative to traditional money transfer companies that use high street agents and charge high fees.

Money can be received as a bank deposit, cash pick-up, Mobile Money, or mobile airtime top-up.

WorldRemit’s service is available to senders in 50 countries. We offer transfers to more than 140+ destinations across Europe, Asia, Africa, Australia and the Americas.

N/AP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Link to other banking products
https://www.worldremit.com/en/zero-feeshttps://www.worldremit.com/en/news/worldremit-partners-with-uae-exchange-for-instant-money-transfers
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BitsokoCCNSouth SudanEast Africahttps://bitsoko.wordpress.com300, 0006252014Bitsoko is a mobile payment platform that uses blockchain technology to bring free merchant and payment services currently in Kenya and the greater sub Saharan africa. Bitsoko is designed around money transfer wallet and a POS service, we are bringing together the versatility of blockchain based technology and the good attributes of mobile money. To do this successfully we are working with local industry players as well as merchants to make their services available on the payment network. By integrating specific services such as energy providers, paying bills, payroll solutions for merchants in Kenya, we hypothesize that these easy-to-use services will create a system that can support small scale payments in all aspects of financial lives. These solutions to lower the costs of sending and spending funds can provide the stability and empowerment for further solutions and innovations to be created on our open development platform. We can replicate our services to integrate Blockchain with mobile money in East Africa throughout the continent and the rest of the world. N/AP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Mobile microinsurance
http://www.coinfox.info/news/2408-bitsokohttps://bitsoko.io/connect/index.html
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Orange MoneyOrange S.A.MadagascarEast Africahttps://www.orange.com/en/Group/Activities/Orange-Financial-Services/Folder/Orange-Money300, 0002,50,0002008Launched in 2008 in Côte d’Ivoire, Orange Money is now present in 17 countries in Africa and the Middle East under the Orange Money, Airtel Money and Smile Money brands. There is also a promising market for this in Europe, especially in Romania, where mobile phones increasingly support their users in their daily work. This success is due in particular to our ability to offer secure banking services by means of a confidential code that is required for all transactions involving transferring or withdrawing money.N/AP2P transfer (Domestic)
Bill payment
Airtime top up
International remittances
Link to other banking products
http://www.orange.cm/particuliers/1/4/pricing-35304.htmlhttps://developer.orange.com/apis
41
mVolaMadagascarEast Africahttp://www.mvola.mg803N/A2010Since its launch in April 2010, the MVola solution, the first mobile money service in Madagascar, has not stopped to develop in order to become the most secure means of payment par excellence in the daily life of the Malagasy people. Telma is the first operator in Madagascar to offer you this new service which allows you, from your mobile phone, to transfer money, pay your bills, make your purchasesN/Ahttp://www.mvola.mg/MVola_mobile_money.php?tarifshttps://www.google.co.in/amp/s/www.pinterest.com/amp/pin/17451517276209162/
42
Airtel MoneyAirtelMadagascarEast Africahttp://www.airtel.in/money/256.80 millionN/A2016Airtel Money is an account on your phone, in which you can load money and then use it for a host of services. You can send money, pay bills and recharge, directly from your mobile.N/ABill payment
Other bulk payment
http://africa.airtel.com/wps/wcm/connect/AfricaRevamp/uganda/Airtel_Money/Home/Personal/airtel_money_transaction_feeshttps://openapi.airtel.in
43
Straight2BankAirtel Money ZambiaZambiaEast Africahttps://s2b.standardchartered.com/maintenance.htmlover two millionN/A2011Straight2Bank Web is one of the most comprehensive internet banking platforms available in the market today. Through a single, secure interface, you have access to a broad range of solutions across cash management, trade finance (both documentary and open account), securities services, and foreign exchange – everything you need to manage and grow your business efficiently.N/Ahttps://s2b.standardchartered.com/help/en/userguides/guides/S2B_Web_Reporting_User_Guide_Aug14.pdfhttps://www.programmableweb.com/api/standard-chartered-straight2bank
44
vcashAirtel Zambia and Barclays Bank Zambia ZambiaEast Africahttps://vcash.info70 millionN/ANot FoundVcash shares the same basic network and cryptographic principles as Bitcoin. The code is written in a backwards compatible but modern approach using C++11. It was built over a period of several years using Peercoin's Proof-of-Stake and Bitcoin's Proof-of-Work consensus as a reference implementation, bringing an alternative codebase to the cryptocurrency ecosystem.N/Ahttp://vcash.com/TermsAndConditions.phphttps://www.blockexperts.com/xvc/api
45
ZoonaZambiaEast Africahttps://ilovezoona.com1,5 millionN/A2009We bring together the drive of young entrepreneurs and the power of technology to bring innovative and customer-led financial services to underserved communities all across Africa.N/Ahttps://ilovezoona.com/our-products/http://www.techtrends.co.zm/zoona-slashes-remittance-prices-60-zambia/https://www.gsma.com/mobilefordevelopment/programme/mobile-money/zoona
46
EcoCashEconet Wireless ZimbabweZimbabweEast Africahttps://www.ecocash.co.zw6 millionN/A1988EcoCash is an innovative mobile payment solution for Econet customers. It allows you to perform simple financial transactions, like send money to loved ones, buy prepaid airtime or data for yourself or other Econet subscribers and pay for goods and services, all using your mobile phone.N/Ahttps://www.ecocash.co.zw/about/products/ecocash-debit-cardhttps://www.google.co.in/amp/s/www.techzim.co.zw/2016/07/ecocash-lowers-tariffs-maintains-charges-cashouts/amp/https://www.google.co.in/amp/s/www.techzim.co.zw/2014/06/official-ecocash-api-live-developers/amp/
47
BitMariZimbabweEast Africahttps://www.bitmari.com/core/N/A2015BitMari is a Pan-African remittance service that shall leverage on bitcoin technology to tap into new markets of the diaspora remittance. We are a remittance platform that allows people to send money to Zimbabwe from anywhere in the world leveraging Bitcoin technology.
We are the only Bitcoin based company in the world to receive a money transfer license from the central bank of Zimbabwe and have a strategic partnership with Agribank to perform remittances for their customers using Bitcoin.
N/AP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Link to other banking products
https://www.google.co.in/amp/s/www.techzim.co.zw/2017/09/receive-money-in-zimbabwe-from-the-diaspora-in-usd-with-bitmari/amp/Not Found
48
NettCashCoporeti Support Services Private LimitedZimbabweEast Africahttps://www.getcash.co.zw50000010 000 agents2014The Nettcash app offers a simple user interface and brings the ability to purchase ZESA tokens to mobile better than the NetOne OneWallet utilities. Except for it being a data.N/AP2P transfer (Domestic)
Bill payment
Other bulk payment
Airtime top up
Merchant payment
International remittances
Mobile microinsurance
http://innovation-village.com/reincarnated-nettcash-getcash-challenges-ecocash/https://www.apkmonk.com/app/zw.co.nettcash.online.nettcash/
49
Straight2BankZimbabweEast Africahttps://s2b.standardchartered.com/maintenance.htmlover two million5000 approx.2011Straight2Bank Web is one of the most comprehensive internet banking platforms available in the market today. Through a single, secure interface, you have access to a broad range of solutions across cash management, trade finance (both documentary and open account), securities services, and foreign exchange – everything you need to manage and grow your business efficiently.N/AP2P transfer (Domestic)
Bill payment
Airtime top up
International remittances
Link to other banking products
https://s2b.standardchartered.com/help/en/userguides/guides/S2B_Web_Reporting_User_Guide_Aug14.pdfhttps://www.programmableweb.com/api/standard-chartered-straight2bank
50
GetCashCoporeti Support Services Private LimitedZimbabweEast Africahttps://www.getcash.co.zw1,000,000over 2000Not FoundGet Cash is one of those features. It lets you withdraw cash from a cash machine, without the need for a debit card. Perfect if you've forgotten your wallet or purse and left it at home.Get Cash is a function of our mobile banking app that lets you withdraw money quickly without using your bank card. It's great for those times, when you pop out during your lunch hour .N/Ahttp://innovation-village.com/reincarnated-nettcash-getcash-challenges-ecocash/https://bricknode.atlassian.net/wiki/plugins/servlet/mobile?contentId=60031184#content/view/60031184
51
ZimswitchThird Party Payment Service Provider (TPPSP)ZimbabweEast Africahttp://www.zimswitch.co.zw19 million58691994Zimswitch has introduced new and exciting technology driven solutions to the industry, while meeting the payment processing needs of the general populace.

With over 20 financial institutions and third party payment solutions such as mobile network operators, Zimswitch offers interoperability while also facilitating financial inclusion.

N/AZimswitch services over 42 000 Point of Sale (POS) machines nationwide. These are found in most major retail chains, small to medium shops, hotels, restaurants and fast food outlets countrywide.

On a POS machine a client is able to pay for groceries, do bill payments, cash back, airtime purchases and balance enquiry.

Available at major retail chains and service centers – now you can access cash at banking agents nationwide regardless of which bank you bank with.

http://www.zimswitch.co.zw/service-fees/http://www.zimswitch.co.zw/download/vpayments-api-and-developer-documentation/
52
WorldRemitAccel PartnersMalawiEast Africahttps://www.worldremit.com 4 million 5500+2010"WorldRemit is an online service that lets people send money to friends and family living abroad, using a computer, smartphone or tablet.

It is a convenient, low-cost alternative to traditional money transfer companies that use high street agents and charge high fees.

Money can be received as a bank deposit, cash pick-up, Mobile Money, or mobile airtime top-up.

WorldRemit’s service is available to senders in 50 countries. We offer transfers to more than 140+ destinations across Europe, Asia, Africa, Australia and the Americas.

"
N/ABill payment
Other bulk payment
https://www.worldremit.com/en/zero-fees
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Juice CashMauritiusEast Africahttps://www.mcb.mu/en/juice/200002,009With JuicebyMCB, your bank is in your hands. Get on with your day, your way. So no matter where you are, you can keep track of your account balances, transfer money, make instant payments, perform cardless cash withdrawal and manage your cards, with just a few taps on your smartphone. And it’s free!N/Ahttps://www.mcb.mu/en/juice/offers/Not FoundNot Found
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eServGlobalAustralian network providerDjiboutiEast Africawww.eservglobal.com2 million2000+1983eServGlobal ASX: ESV, LSE: ESG) provides Mobile Money, Financial Technology and Big Data Analytics solutions to Telco and Financial Service Providers. Headquartered in Paris, France, with offices worldwide including London, Dubai, Bucharest, Jakarta, Sydney, New Delhi and Grenoble.N/AIn 2011, eServGlobal launched the PayMobile platform. This platform offers mobile wallet, mobile commerce, recharge and agent management features.Not Foundhttps://www.eservglobal.com/investors/homesend-investor/
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TeleCashTelecelZimbabweEast Africahttp://www.telecel.co.zw/telecash2 millionUnknownJanuary 2014It has put in place infrastructure to support an array of innovative value added services and invested substantial time and money refining its products and services to ensure they meet the diverse communication needs of the Zimbabwean market and of the highest international standard.

It is a large mobile network provider in Zimbabwe. It is also in the process of expanding its network capacity by installing high capacity base stations in new places where previously there was no network coverage, particularly in the rural areas or where it was unsatisfactory.
Subscribers of this mobile phone networkTelecel Broadband Plus (mobile data), SMS Bundles, Telecare (insurance), Telecash, Telecel RED (mobile data)http://www.telecel.co.zw/products-servicesUnknown
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Airtel MoneyAirtelMalawiEast Africahttp://www.africa.airtel.com/wps/wcm/connect/africarevamp/malawi/airtel_money/homeUnknownLeadership consists of 10 people; 5000 agents spread across the countryFebruary 2012A service offering that allows a user to load cash into your mobile phone and then use it as a mobile wallet. These users can then pay for a variety of products. Users can register by going to a flagship shop, and creating an account. After the account is approved, the user can receive and send money. The customer can also "cash-out" (exchanging virtual money for actual cash)

Users can perform these transactions by logging into their Airtel Money account online.
Subscribers of this service in MalawiBill payments, other bulk payments, airtime top ups, payments with merchants, cashing in, cashing outhttp://www.africa.airtel.com/wps/wcm/connect/AfricaRevamp/Malawi/Airtel_Money/Home/Personal/tariffsOnly way to access is by going to the Airtel Money menu (account page)
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Mpamba TNM Mobile MoneyTelekom Networks Malawi MalawiEast Africahttps://www.tnmmpamba.co.mw/UnknownUnknownApril 2013A service in which registered customers will be able to use their mobile phones to access various financial services. Both customers with bank accounts and those without bank accounts can use the service and, among others, can receive their salaries/wages, receive or send funds, cash-out and cash-in money, purchase items, pay bills through their mobile money account. BIlls that users can pay include ESCOM, Water Board BIlls, and GOtv SubscriptionsReigstered users of this service in MalawiBill payments, other bulk payments, airtime top ups, payments with merchants, cashing in, cashing outhttps://www.tnmmpamba.co.mw/index.php/customer-feesAccess account by going to "My Account" page (https://www.tnmmpamba.co.mw/login.html)
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