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What country do you work in?If you work in the US or Canada skip to the next question. If you do not work in US or Canada: What region of your country do you work in? Only answer if work work in US or Canada: Which State/Province do you work in?How would you rate the cost of living of your area (relative to your country)?What company do you work for? If you don't want to answer you can also write something like: "Large Life Insurance company".Do you work in Life, Health, Pensions, Property & Casualty or other?What type of company do you work for?Which best describes your line of work?What is your Base Salary? (Please also denote denomination for example $, £, CAD, AUD, etc)What is your Company's retirement Contribution %? (for example: 401K, RRSP, etc)What is your cash bonus (% of base salary)?What is your Stock/Equity bonus?What is your job title?Which best describes your position?What was your increase/promotion in the last yearly review?How many exams do you have? Are you credentialed? If so what exams/credentials do you have?How many Years of Experience do you have?How many PTOs/Sick Days/Paid days off do you have?What other types of Compensation or Perks do you want to mention (Other than base salary and bonus)?For the foreseeable future will you be working remotely, hybrid or in office?
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United StatesNew YorkHighreinsurance brokerProperty & CasualtyBrokeragePricing$81,0003.50%Actuarial AnalystIndividual Contributor3 exams (P, FM, IFM)019Hybrid
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United StatesNew YorkHighreinsurance brokerProperty & CasualtyBrokeragePricing$87,000350.00%10N/AActuarial AnalystIndividual Contributor$5,0003219Hybrid
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United StatesMinnesotaMCOLLarge Life Insurance CompanyLifeInsurance CompanyFinancial Reporting785007.50%7-10%0Actuarial AnalystIndividual ContributorN/A4<120Discounted stock purchaseHybrid
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United StatesCaliforniaHighInsurtechProperty & CasualtyInsurance Company50/50 Pricing & Reserving$75,000401KN/A$17,000 in company stockInsurance AnalystIndividual ContributorN/A (Started working less than a year)3 (P, FM, IFM)<1UnlimitedPermanent remote
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United StatesMissourivery low (I work remotely)Large life reinsurerLifeReinsurance CompanyPricing$88,5005% match 401K5%0actuarial assistantIndividual ContributorN/A just started7 ASA exams, 1 FSA exams, no credential 119hybrid
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IndiaNational Capital RegionHigh cost of livingSmall consulting companyProperty & CasualtyConsulting CompanyPricingINR 16,00,0006.00%10%0Associate consultantIndividual Contributor20%All requirements except for online courses for ACAS421 + 10 holidaysHybrid
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United StatesNew YorkExtremely highLarge retirement solutions companyRetirementInsurance CompanyReserving/Valuations$100,0003.00%15%N/AActuarial AssociateIndividual Contributor2% merit increase6 exams424Hybrid
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BermudaNaNaReinsuranceProperty & CasualtyReinsurance CompanyPricing175000 USD5.00%25%0Pricing ActuaryIndividual Contributor11%ACAS 8 exams630Hybrid
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CanadaQuebecMedium Reinsurance CompanyLifeReinsurance CompanyReserving/Valuations72 500 CAD10.00%10%0Actuarial AnalystIndividual ContributorJust started 5 exams0.5 years 15 vacation, 10 sick days, 4 personalHybrid
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United StatesMarylandHighGeicoProperty & CasualtyInsurance CompanyPricing$76,000None, they do Profit sharingNot sureNot sureActuarial AnalystIndividual ContributorN/A3, not credentialed012Subsidized subway passHybrid
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United StatesIllinois above average but not highConsulting LifeConsulting CompanyReserving/Valuations$95k13.00%30%Individual Contributor3%ASA315Hybrid
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United StatesLarge Health Insurance CompanyHealthInsurance Company$107,0003.00%5%0Associate ActuaryIndividual Contributor2.50%ASA319 PTO, 5 SickRemotely
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PakistanKarachiHighJubilee Life Insurance HealthInsurance CompanyReserving/ValuationsRs. 6000000Actuarial TraineeTrainee FM111In office
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United StatesConnecticutMedium-HighLarge Health InsurerHealthInsurance CompanyPricing$84.5k5.00%Max 8%Actuarial AnalystIndividual ContributorN/A; new employeeAll ASA exams, but no ASA credential yet0.518Hybrid - personal choice
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United StatesMichiganAverageLarge and old P&C insurance on east coastProperty & CasualtyInsurance CompanyPricing80000Automatic 2% to 401k, plus up to 6% match8%0Actuarial AnalystIndividual ContributorAt old job, 2% raisePassed P, FM, IFM324Permanent remote; 3k raise per examPermanent remote
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United StatesFlorida4Large Health InsurerHealthInsurance CompanyReserving/Valuations96k4.50%3-5%0Senior actuarial analystIndividual Contributor5kNear ASA, waiting on FAP final grade828Employee stock purchase plan, Hsa bonusRemote
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United StatesArizonaMediumLarge P&C InsurerProperty & CasualtyInsurance CompanyPricing116712800.00%22.50%0Associate ActuaryIndividual ContributorTBD (New Hire)ACAS625Remotely
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United StatesCaliforniaVHCOLInsurtechProperty & CasualtyInsurance CompanyPricing$115,0000.00%0%$50,000 / yearActuarial AnalystIndividual Contributor$03 (P/FM/IFM)2.5UnlimitedHSA ($1350 / year), free healthcare for entire familyRemotely
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United StatesKentuckyMCOLLarge Health Insurance CompanyHealthInsurance CompanyPricing660007.50%4%N/AActuarial Analyst 1Individual ContributorN/A4023Hybrid
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United StatesFloridaHigh
Property & Casualty Company
Property & CasualtyInsurance CompanyPricing$85,500401K12Actuarial AnalystIndividual Contributor43hybrid
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United StatesIllinoisChicago so low as far as cities go, but still a cityLarge p&c companyProperty & CasualtyInsurance CompanyPricing$90k 4% plus pension00Actuarial analystLower level analyst1-2%6, no2202k is given for purchasing benefits, or can be contributed to 401kHybrid
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United StatesConnecticutMedium - highLife & annuity companyLifeInsurance CompanyPricing720005.00%5%0Actuarial AnalystIndividual Contributor2.80%31203 volunteer days. HSA contribution Hybrid mostly in office
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United StatesFloridaupper middleLarge Health InsurerHealthInsurance CompanyPricing$91,0003.00%10%0Senior Actuarial AnalystIndividual Contributor$4,0006, near ASA3.523Hybrid
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United StatesModerateConsultingHealthConsulting Company$67,000300.00%Varies based on hours worked. Around 20,000NoneActuarial AnalystIndividual Contributor$02 Exams319 PTO, 6 sickRemote
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United StatesHCOLEYLifeConsulting CompanyReserving/Valuations$92,500Actuarial Consulting StaffIndividual Contributor60.5Flexible Vacation + ~19 Firm Holidays Remote
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United StatesIllinoisHigh Cost of LivingLarge Health Consulting FirmHealthConsulting CompanyConsulting (many lines of work)$98,0004.00%10%Actuarial AnalystIndividual Contributor5% raise ASA2 years 15/yearHybrid
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United StatesNew YorkVHCOLHealth Insurance CompanyHealthInsurance Company$80,0006% 401k matching after 1 year. 3-7% (merit based) Actuarial Analyst 2027Hybrid
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United StatesNew Yorkhighnon profitProperty & Casualtynon profitresearch$62,5004.00%unknown0Actuarial AnalystIndividual ContributorN/A30-115study program - hours during work, study materials, exam fees, etc.hybrid
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United StatesColoradoSlightly above average Small P&C insurance company Property & CasualtyInsurance CompanyPricing$57,500500.00%500%Assistant actuarial data analyst Individual Contributor3<121Hybrid
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United StatesUtahLower than average Liberty MutualProperty & CasualtyInsurance CompanyPricing$75,300 USD401K, 50% match up to 4% of total salary5%NoneActuarial AssistantIndividual Contributorn/a2 exams<119 per year Remotely
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United StatesArizonaAverageMGAProperty & CasualtyInsurance CompanyPricingUSD$115,0006.00%10%ESP 15%ActuaryIndividual ContributorN/A (new position)8 (ACAS)5Unlimited100% Remote
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United StatesNew YorkHCOLReinsurance BrokerageProperty & CasualtyBrokeragePricing$140,0004% + discretionary tbdAssistant Vice PresidentIndividual Contributornew positionACAS515Hybrid
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United StatesMassachusettsHighLarge Life Insurance CompanyLifeInsurance CompanyReserving/Valuations$100,0005.00%15%0Actuarial AssociateIndividual Contributor$2,200One exam from ASA3.519 vacation, 5 sick, 2 flexible holidaysPensionHybrid
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United StatesMassachusettsVery highSmall P&C insurerProperty & CasualtyInsurance CompanyPricing$79,0005.00%6%NoneActuarial AnalystIndividual Contributor$05, not credentialed115Hybrid mostly in office
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United StatesNew YorkHighReinsurance BrokerageProperty & CasualtyBrokeragePricing$165,0005.00%15%0Individual Contributor$0FCAS719Remote
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United StatesIowalowlarge life insurance companyLifeInsurance CompanyReserving/Valuations$81,0004.00%300%0actuarial analystIndividual Contributor$05215hybrid
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United StatesCaliforniaHigh but not bay-areaAAAProperty & CasualtyInsurance CompanyPricing$88,0004.00%6%-12%0Actuarial Analyst IIIndividual Contributor$06415We still have a pension if you stay at least 5 yearsOffice
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United StatesMinnesota5/10Mid-sized Life Insurance/Annuities companyLifeInsurance CompanyPricing$130,000 USD6.5% 401k match10%3k USDActuarial AssociateIndividual Contributorn/a (changed companies)ASA + 1 FSA exam420Hybrid
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United StatesIllinoisHighBig4LifeConsulting CompanyReserving/Valuations$1801000%ManagerManager (managing others)$20,000Fsa10
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United StatesCaliforniaTypicalLifeReinsurance CompanyFinancial Reporting$76,000600.00%2000%0Actuarial AnalystIndividual Contributor$05, not credentialed1.514Hybrid
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United StatesFloridaNormalHealth ConsultingHealthConsulting CompanyPricing$170,10010.00%90%0Senior Consulting ActuaryManager (managing others)$0FSA830Hybrid
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United StatesTexasLow cost of living Mid size consulting firm RetirementConsulting CompanyReserving/Valuations$70,000NANaActuarial Analyst Individual Contributor4.7% raise 6 exams320 days Remotely
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United StatesIllinoisChicago- Medium Health Insurance CompanyHealthInsurance CompanyPricing$70,0005.00%4%Actuarial analyst Individual ContributorNA- just started 3 exams 2 internships 16Hybrid
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United StatesPennsylvaniaMiddle of the packRegional mutual property insurerProperty & CasualtyInsurance CompanyPricing$108,0007.00%20%N/Asenior actuarial analystIndividual Contributor$0ACAS625Hybrid
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United StatesPennsylvaniaMediumLarge Health Insurance companyHealthInsurance CompanyFinancial Reporting$120,000300.00%3000%0Actuarial ManagerManager (managing others)$0ASA720Remote
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United StatesMichiganMediumLarge Health Insurance companyHealthInsurance CompanyPricing$95,00050% match of 10% contribution. 5% salary max.5%N/ASenior Actuarial AnalystIndividual Contributor$07623 PTO + 12 corporate holidaysCash balance pension, 3% salary contributed per year, 4% growth minimum guarantee.Hybrid
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United StatesIllinoisMCOLAONRetirementConsulting CompanyFinancial Reporting76,000 USD0 for first year. 7 % after0%0Actuarial studentIndividual Contributor6115 vacation, 4 personal, 5 sick days10% off in employee stock purchase programRemotely or hybrid
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United StatesCaliforniaHighTechProperty & CasualtyTechPredictive Analytics$150,0000.00%0%100000Actuarial AnalystIndividual ContributorACAS4Unlimited
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DenmarkCopenhagenHigher than averageLarge life insurance companyLife, health and pensionInsurance CompanyPricing$6,0001800.00%0%0ActuaryIndividual ContributorJust startedUniversity degree in actuarial science0,530Free health insurance, can also freely choose whether to work remotely or in officeHybrid
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United StatesMissouribelow averageLarge Reinsurance companyProperty & CasualtyReinsurance CompanyPricing$100,0006.00%20%Individual Contributor$0ACAS520hybrid
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United StatesIllinoisMid-HighAonProperty & CasualtyConsulting CompanyReserving/Valuations$70,0003.00%0%0Actuarial AnalystIndividual ContributorN/A2 Exams, not credentialed <115 Vacation, 5 Sick, 2 PersonalRaises with Exams passed and bonuses for first attempt passHybrid
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United StatesMassachusettsHighLarge life insurer LifeInsurance CompanyPricing$115,0005.00%15%0Actuarial AssociateIndividual Contributor$0ASA, 2 exams3.520+ 5 sick daysHybrid
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United StatesPennsylvaniaMediumLarge HealthHealthInsurance CompanyPricing$90,000500.00%4%0AnalystIndividual Contributor$07421Hybrid
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United StatesIowaMediumTransamericaLifeInsurance CompanyReserving/Valuations$87,0003.00%8%N/AActuarial AnalystIndividual Contributor0% due to COVID5315N/AHybrid
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United StatesNew YorkVery HighReinsurerLifeReinsurance CompanyReserving/Valuations$150,0005.00%8%0Senior Actuarial AnalystIndividual ContributorN/AASA422Hybrid
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United StatesColoradoMediumDental insurance company HealthInsurance CompanyJack of all trades. 40% pricing, 20% reserving, 20% reporting, 20% other duties as needed$91,0008.00%6%0Senior Actuarial AnalystIndividual Contributor$04. P, FM, IFM, SRM1 in actuarial. 5 in underwriting 24Remote
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United StatesPennsylvaniaHigh Cost of LivingWillis Towers WatsonRetirementConsulting CompanyReserving/Valuations$76,000401(k) - Maximum 3.5% match for a minimum 6% contributionUnsureUnsureActuarial AnalystIndividual Contributor$1,5005 exams, no credentials119 days per yearExam raise is $1000 per hour of exam (3.5 hour exam is 3.5k raise) and first pass bonus is half the raise.Remotely
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CanadaBritish ColumbiaHighestSmall consulting companyRetirementConsulting CompanyReserving/Valuations63000 CADO1000%0AssociateIndividual Contributor$04 exams, SOA315 vacation, 10 sick2% HCSAOffice (by choice)
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United StatesWisconsinLowLarge P&CProperty & CasualtyInsurance CompanyPricing$69,000Not Sure$2000 flat0Actuarial Analyst IIIndividual ContributorN/A20.520Remote
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United StatesNew YorkHighSmall commercial insuranceProperty & CasualtyInsurance CompanyPricing$138,0005.00%10%0Senior Actuarial Analyst Individual ContributorN/AACAS 1024Remote
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United StatesWashington D.C.HighConsultingProperty & CasualtyConsulting CompanyReserving/Valuations$118,000300.00%300%0Senior ConsultantIndividual Contributor$2,5003 exams625Remotely
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CanadaOntarioMid-highEconomical InsuranceProperty & CasualtyInsurance CompanyPricing73,000 $CAD8.50%3%0Intermediate Actuarial AnalystIndividual Contributor$04 exam, no cred1.5 FT + 1.5 Intern/coop3 PTO, 15 Vac, no one really counts sick daysHybrid in 2022
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CanadaOntarioExpensive city Consulting FirmRetirementConsulting CompanyRetirement consulting112000 CAD6.00%20%0Consulting ActuaryIndividual Contributor$0FSA and FCIA510 sick days, 15 vacation days, 5 vacation days through flexible benefitsPossibility to buy 5 vacation days via flexible benefitsHybrid
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South AfricaCape TownVery highReinsurerReinsurance CompanyPricing1400000 ZARN/A10%NonePricing ActuaryIndividual Contributor$0Fellow of Acturial Society of SA1125 annual leave, 5 sick leaveLong term incentive - effectively doubles bonusHybrid
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United StatesOhioBelow averageSmall P&C InsurerProperty & CasualtyInsurance CompanyPricing$57,5004% match plus a 10% salary dump each year in 401k10%NoneActuarial AnalystIndividual ContributorN/A2016Hybrid
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IrelandDublinHighLarge life insurance companyLifeInsurance CompanyFinancial Reporting$50,00012.00%6%NoneActuarial ReportingIndividual Contributor$3,50011 out of 15 exams , trainee4UnlimitedRemotely
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United StatesOhiosame as countrySmall Health InsuranceHealthInsurance CompanyPricing$58,000700.00%200%0Actuarial Analyst IIndividual ContributorN/A30.515Hybrid
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CanadaOntarioHighDesjardinsProperty & CasualtyInsurance CompanyPricing63000 cadrrsp3%noneactuarial analystIndividual Contributor3228 days paid leaveremotely
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CanadaOntarioVery HighEconomical InsuranceProperty & CasualtyInsurance CompanyPricing~$90,000 to $95,000 (CAD)~5% TargetSenior Actuarial AnalystIndividual Contributor5~2 to 4 years~20Expecting Hybrid in the future, currently remote
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United KingdomLondonHighLarge life insurance companyLifeInsurance Company£45,000Senior actuarial analystIndividual Contributor103
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United StatesNew JerseyVery highPwCProperty & CasualtyConsulting CompanyReserving/Valuations$60,000N/A first year and haven't received a bonus yetAssociateIndividual ContributorN/A2 exams0.515 vacation days plus unlimited sick days (where up to 5 consecutive sick days doesn't affect pay)Idk, free phone and stuff?Remotely and maybe a little hybrid
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United StatesNew YorkExtremely HighTop 3 Reinsurance BrokerProperty & CasualtyBrokeragePricing$150,0003.50%17%NoneAssistant Vice PresidentIndividual Contributor$13,0006 exams5.522Pension (9.5% of salary)Hybrid
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United StatesWisconsinMedium or Low Cost of LivingRegional P&C InsurerProperty & CasualtyInsurance CompanyPricing$74,8808.00%2-3%0Actuarial AnalystIndividual Contributor$04214 dayshybrid
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BermudaHamiltonHighLife ReinsurerLifeReinsurance CompanyFinancial Reporting$1957.50%30%3000ActuaryIndividual Contributor$0FSA728Generous benefits. Tax covered.Hybrid
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United StatesIllinoisHighAonProperty & CasualtyBrokeragePricing$1306.00%2000%0Associate DirectorIndividual Contributor$05520Hybrid
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United StatesMassachusettsExpensiveNation's top 2 retirement plans providerRetirementInsurance CompanyERM (Enterprise Risk Management)$75,0006.00%max 10%Actuarial AssociateIndividual Contributor3018remotely
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United StatesNew YorkHighReinsurance BrokerProperty & CasualtyBrokeragePricing$97,0007% match10%+Senior AnalystIndividual ContributorNA4224Hybrid
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United StatesWashingtonHighConsultingHealthConsulting CompanyPricing$100,00013.00%Variable, 20-70%NAManager (managing others)$0New ASA4UnlimitedTons of staff events and paid happy hoursHybrid
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United StatesFloridaMiddleLarge health insurerHealthInsurance CompanyPricing$123,7504.50%15%NoneUnderwriting ManagerIndividual Contributor$0ASA7.528ESPP with 10% discountRemotely
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United KingdomLondonHighCanada LifeLifeInsurance CompanyReserving/Valuations£7700015.00%10%Senior ActuaryManager (managing others)IFoA Fellow 633£5400 p.a. car allowance Hybrid: 2 office, 3 home
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United StatesMinnesotaMediumLarge Consulting FirmHealthConsulting CompanyPricing$72,0004% plus 4% additional at end of yearNot knownNoneSenior Actuarial AnalystIndividual Contributor1 exam passed030 + 10 HolidaysHybrid
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United StatesIowaLow-medium P&c reinsuranceProperty & CasualtyReinsurance CompanyPricing$63,0004.00%Don’t know yetNone Actuarial analyst Individual Contributor2127Remote
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CanadaAlberta7/10Intact InsuranceProperty & CasualtyInsurance CompanyPricing$75000 CADDB pension matching7.5% to 15%Matching up to 10% of salaryActuarial Analyst Individual Contributor$05 exams, no credentials215 daysWellness benefits ($350) and standard health benefitsHybrid
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United StatesMediumProperty & CasualtyInsurance CompanyPricing$200,000Can’t remember but pretty comparable to others25% target35000Manager (managing others)FCAS825Remote
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United StatesNew Yorklow-mediumExcellus BCBSHealthInsurance CompanyForecasting$64,0004.00%3-5%0Actuarial AnalystIndividual Contributor6 (-PA)1.55 PTO,5 sick, 10 vacationStudy program-bonus on first try passRemote
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United StatesHigh (8/10)Medium Sized Consulting CompanyLifeConsulting CompanyReserving/Valuations$135,00010.00%30%Associate ActuaryIndividual Contributor$20,000ASA + 1 FSA723NoneRemotely
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United StatesMCOLLifeInsurance CompanyPricing$108,0007.50%10%0Principal Actuarial AnalystIndividual Contributor$12,000ASA + 2 exams320NoneOffice
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United StatesMediumConsulting CompanyHealthConsulting Company$65,0003.00%10%Actuarial AnalystIndividual Contributor$052.518ESPP 5% discountHybrid
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United StatesCaliforniaHighConsultingLifeConsulting CompanyModeling$230,0001.50%10%Manager (managing others)$0FSA1025Remote
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United StatesIllinoisMedium MarkelProperty & CasualtyInsurance CompanyPricing and reserving $66,0004.00%20%Actuarial analyst Individual ContributorN/A3118Discounted stock purchase program at 90%Hybrid
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United StatesNew JerseyHighLarge ReinsurerProperty & CasualtyReinsurance CompanyPricing$83,3003.00%0%0Actuarial AnalystIndividual Contributor$3,0005, no credentials. P, F, FM, MAS-I, MAS-II1.516 PTO, 7 sickHybrid
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United StatesNew JerseyHighGuy CarpenterProperty & CasualtyBrokeragePricing$112,0007.00%0%0Actuarial AnalystIndividual ContributorN/A7 exams, ACAS3-420 PTO, 10 sickHybrid
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CanadaOntarioFairly high, not Toronto or Vancouver levelBig 4 consultingProperty & CasualtyConsulting CompanyReserving/Valuations$95,0001.50%0-150Senior Associate Individual Contributor8% at year end, 13% adjustment mid year, exam raises in addition7, no letters yet115 vacation and ~10 extra staff holidays and floater daysFitness benefit 500
Overtime ~10k last year
Fully remote
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CanadaOntarioHighLife Reinsurance in TorontoLifeReinsurance CompanyFinancial Reporting55 000 CAD0.00%0%0Actuarial AnalystIndividual Contributor$031150Remotely
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United StatesNew YorkHighSmall CompanyHealthInsurance CompanyFinancial Reporting$60,500200.00%Actuarial AnalystIndividual Contributor617remote
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United StatesNew YorkHighLarge P&C CompanyProperty & CasualtyInsurance CompanyRotational Program$78,0006.00%8%Actuarial AnalystIndividual Contributor3 Exams219Hybrid
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United StatesTexasMedium-lowMedium life insuranceLifeInsurance CompanyReserving/Valuations$82,0006.00%10%Actuarial analyst 2Individual Contributor3% increase - promotion62UnlimitedHybrid
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United StatesKentuckyLow-MediumLarge Health Insurance CompanyHealthInsurance CompanyPricing$88,000max 7.5%6%0Actuarial Analyst 2Individual Contributorstandard 2%, beginning of 2021Base ASA, no further exams3.523remotely for at least a short while, then hybrid after that
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United StatesCaliforniaSan Diego (high)small third party administratorRetirementthird party administratorReserving/Valuations$100,0006.50%0%0pension administratorIndividual Contributor$0enrolled actuary625remote